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Allstate Insurance Agent
Mary C UrbanoMarlboro, NJ


Office Hours

Day of the WeekHours
MonAvailable by appointment9:00 AM - 5:00 PM
TueAvailable by appointment9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM
SatAvailable by appointment
After-hours appointments available.
Available 24/7 at

35 N Main St
Marlboro, NJ 07746


On Main Street in historic Marlboro across from Marlboro Motors.

Areas Served

Marlboro, Manalapan, Freehold

Additional Contact

Fax: (732) 761-0381
Mary C Urbano: Allstate Insurance
You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Mary C Urbano

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
Years of
Years in the
Education dropdown expand/collapse
Other-Seton Hall University
BA & Masters
Awards dropdown expand/collapse
Allstate Hall Of Fame-1 years
Best In Company - All Lines-2 years
Agency Achievement Award-3 years
Inner Circle Elite-8 years
Million Dollar Round Table (MDRT)-7 years
Honor Ring-14 years
Circle of Champions-11 years
Community Involvement
Community Involvement dropdown expand/collapse
Marlboro H.S./CBA Football & Baseball Supporter
Marlboro and Freehold Little League Supporter
Western Monmouth Chamber of Commerce Member
Marlboro Kiwanis Member
Western Monmouth YMCA
Marlboro Educational Fund Supporter
Marlboro Day

Our team

Megan Flynn

Licensed Sales Producer
Megan started with us as a part time staff while attending Kean University. After receiving a Bachelor of Science degree in Physical Education and Health in May of 2011, Megan continued working for us and decided to obtain her Property & Casualty Insurance License in the fall of 2012. Megan is a Notary Public and the treasurer for the Marlboro Kiwanis. Megan enjoys reading, working out, attending spin classes, and a good cup of Iced Tea.

Nikki Flynn

Director of Marketing / Office Manager / Sr. Account Associate
Nikki joined the Urbano & Associates agency in September of 2005 as a part time staff while attending Monmouth University. After graduating with a BS in Business Administration with a concentration in Marketing, she obtained her Property & Casualty and Life & Health insurance licenses, is a Notary Public and is Office Manager & Dir. of Marketing for Urbano & Associates. Outside of the office Nikki and her husband have 2 beautiful little girls, she loves to workout and enjoys spending time with friends and family.

Stephanie Frueh

Customer Service / Licensed Sales Producer
Stephanie has been with Urbano & Associates since August of 2010 and has taken on sales & customer service roles since. She graduated from Freehold Boro HS in 2004 and went on to graduate from TCNJ with a BS in Business Marketing in 2008. She obtained her Property, Casualty, Life & Health Licenses and brings 5 years of sales and customer service experience. She and her husband have a beautiful little girl and an adorable son. She enjoys traveling, meeting new people and spending time with her family.

Brian Held

Sr. Licensed Sales Producer
Brian graduated from Hightstown High School in 1999, attended UNLV, and gained sales experience down in FL. before coming back to NJ to join Urbano & Associates in 2005. He has his Property, Casualty, Life & Health Insurance Licenses. As a Sr. Account Associate Brian loves to help with "saving you money!" Brian loves spending time with his wife Jen, sons Max & Shane and recently welcomed his daughter Samantha. He still enjoys golf, billiards and jazz music.

Melody Kelly

Customer Service / Licensed Sales Producer
Melody joined our agency in October of 2006. She came to us with a Paralegal degree and has her Property, Casualty, Life and Health Licenses as well. Melody handles all of the service inquiries for the office and is a Notary Public. Melody is from Jackson, NJ with her husband, 2 beautiful children, and 3 dogs. She loves spending time at the beach and outdoors.

Kristopher Urbano

Sr. Account Associate
Kris has been a part of the Urbano & Associates team since graduating from Monmouth University with a BS in Business Management in 2007. He acquired his Property, Casualty, Life & Health Licenses and is currently a Sr. Account Associate. Kris and his wife recently welcomed a beautiful baby girl to their family. In his free time he enjoys meeting new people, golfing and spending time with family and friends.

Maria Carlino

Licensed Sales Producer
Maria joined our team in 2017 as a marketing intern while attending Georgian Court University. After graduating with a BS in Marketing, Maria continued to work with us full time and obtained her Property & Casualty and Life & Health Insurance licenses. Out of the office, Maria enjoys spending time with friends and family and is organizing her 2020 wedding to fiance Michael, U.S. Army Military Intelligence Analyst.

Edmund (Ned) Richard

Licensed Account Manager
Ned joined our team as an intern while attending Rutgers University. After graduating with a Business Management Degree he acquired his Property & Casualty and Life and Health insurance licenses. His focus within our agency is on helping provide protection for your life. New Jersey is where Ned calls home after growing up in Maine. Outside of the office he enjoys trying new restaurants, playing golf, and going to the beach.

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Frequently Asked Questions
What are your agency hours?
Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 5:00 PM
Sunday: Closed
Are you open on weekends?
Sunday: Closed
Can I text your agency with questions?
Yes, we have text messaging services.
What languages do you speak?
We have staff members available who speak the following languages: English
Do you have more than one location?
No, this is our only location.
Referral Rewards: The referred customer must purchase an auto policy with Allstate New Jersey Property and Casualty Insurance Co. Under extremely rare circumstances the actual credit may be less than $75. These circumstances include instances where the premium charged is less than the credit amount. Maximum of three rewards can be banked at a time. Other rules and conditions apply.

Mary C Urbano is insurance licensed in the state(s) of New Jersey. If you do not reside in the state(s) of New Jersey, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.


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