Allstate Insurance Agent
Melissa RippyBrighton, CO

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Office Hours

Day of the WeekHours
Mon8:30 AM - 5:30 PM
Tue8:30 AM - 5:30 PM
Wed8:30 AM - 5:30 PM
Thu8:30 AM - 5:30 PM
Fri8:30 AM - 5:30 PM
Available 24/7 at

220 Pavilions Pl,
Unit D
Brighton, CO 80601


We are located in the Brighton Pavilions, just north of the AMC movie theatre and just south of South Philly. Our main intersection is Highway 7 and Bridge, and our office is located in the Brighton Pavilions just two blocks south at Egbert and Main.

Areas Served

Brighton, Henderson, Lochbuie, Keenesburg, Fort Lupton, Denver, Broomfield, Thornton, Northglenn, Castle Rock, Parker, Aurora, Commerce City, Arvada, Westminster, Castle Pines, Colorado Springs, Pueblo, Fort Collins, Erie, Dacono, Firestone, Longmont, Lousiville, Superior

Additional Contact

Fax: (303) 395-1413


English, Spanish
Melissa Rippy: Allstate Insurance
You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Melissa Rippy

Melissa earned a Bachelor of Science in communications from Northern Arizona University and moved to Colorado on Super Bowl Sunday in 1999.

She has been in the insurance industry since 2002 and opened the Rippy Agency November 1st, 2013. She has an extensive claims background which provides invaluable knowledge for coverage discussions and claims guidance with each Customer. Melissa has years of risk management experience, providing an additional strength when it comes to helping individuals and families manage daily risk.

Knowing the local families that make up our community is at the core of the Rippy Agency, and giving back to the community is extremely important to Melissa. The Rippy Agency annually honors a Brighton High Senior with a $1,000 scholarship. Melissa is a supporter of the Boys & Girls Club, a volunteer and mentor with Junior Achievement, and served on the non-profit boards of the 27J Education Foundation, Brighton Legacy Foundation and Brighton Shares the Harvest. In February of 2018, Melissa also co-founded "Ripbeams", a non-profit in memory of her dad in which hand made beanies are collected and given to kids with leukemia.

For 11 years, Melissa investigated car claims in which she assisted parties involved in resolving damages and/or the claim, but she couldn't change the outcome. As a business owner, she utilizes her claims background to help through safe driving education. On an annual basis, Melissa provides safe driving education to students at Brighton High School and many other local community events, encouraging drivers to "X the Text" and not text and drive.

In 2014, the Rippy Agency was named Business of the Year People’s Choice Award by the Brighton Chamber of Commerce. They are also members of the Fort Lupton Chamber, Keenesburg Chamber, Southeast Weld Chamber and the Erie Chamber.

As a business leader and involved citizen in the Denver Metro area, Allstate agency owner Melissa Rippy was designated an Allstate Premier Agency for 2016, 2019 and 2020. The Allstate Premiere Agency designation is earned by 26 percent of Allstate's nearly 10,000 agency owners across the country and 22 percent of Allstate's Colorado agencies who have demonstrated excellence in delivering an accessible, knowledgeable and personal customer experience while achieving outstanding business results.

The Melissa Rippy Agency is located at 220 Pavilions Place, Suite D, in the Brighton Pavilions. They are open five days a week (Monday through Friday 8:30 - 5:30). Evening or weekend appointments are also available.

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
Years of
Years in the
Education dropdown expand/collapse
Bachelor Of Science-Northern Arizona University
Awards dropdown expand/collapse
Honor Ring-3 years
National Conference Award-2 years
Circle Of Champions Award-2 years
Community Involvement
Community Involvement dropdown expand/collapse
Brighton Chamber of Commerce Member
Fort Lupton Chamber of Commerce Member
Keenesburg Chamber of Commerce Member
Erie Chamber of Commerce Member
Southeast Weld County Chamber of Commerce Member
Brighton High School Sponsor
Prairie View High School Yearbook Sponsor
Civic Services
Civic Services dropdown expand/collapse
27J Education Foundation Board Member 2014 - 2017
2017 Brighton Citizen of the Year
RIPBEAMS co-founder
Brighton Legacy Foundation Board Member 2013 - 2017
Allstate Foundation Member/XtheTxt Safe Driving Educator/Purple Purse Recipient 2014-present
Adopt-A-Street - Allstate Rippy Insurance in Brighton, CO (Southern Street) 2014 - present
Youth Safety A.W.A.R.E. Fair Sponsor 2014, 2015
Industry Services
Industry Services dropdown expand/collapse
Auto, home, life, retirement, annuities, claims, notary

Our team

Melissa Rippy

Agency Owner
I entered the insurance industry in 2002 and never left. I have lived in Brighton since 2006 and enjoy helping others protect their assets and loved ones by managing daily risks. I enjoy my time volunteering, restoring and driving my classic vehicles, painting and walking with my dog Wrigley.

I have been a past board member with Brighton Shares the Harvest. From 2013 to 2017, I was also a board member with two local non-profits, the Brighton Legacy Foundation and the 27J Education Foundation.

Doug Kierstein

Personal Financial Representative
I have always had an interest in finance. In college I completed degrees in Finance and Economics and in 1997 started my career in financial services working for a small mortgage company.

I have insurance licenses that I achieved in 2000 and 2002. Since that time, I have been helping customers with their financial needs from protecting their homes to preparing for retirement and protection in the event of bereavement.

Representing Allstate, I am able to provide customers with the ability to complete the protection for which they turn to Allstate. By adding life insurance and retirement funds, Allstate customers can enjoy protection in the event of bereavement or market downturn.

Susy Cervantes

Licensed Agent
I have been in the insurance industry since 2012 and have represented Allstate for five years. I was born and raised in Mexico, but I love being able to call Colorado home. My favorite part of my job is building relationships with customers. I enjoy interacting with them and helping them select the right coverage for their family. On my days off, I love to spend time with my family and my lazy bulldog, Tommy.

Andrea Huff

I am a Colorado native and appreciate my home state every day! My career started over a decade ago. My time with Allstate products has increased my appreciation for excellent customer service. Customer satisfaction is of the utmost importance to me. Building trust and relationships with customers is the most rewarding part of my job.

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Local events & news

Allstate® Mobile app

Stay connected with the Melissa Rippy Agency with the free Allstate® Mobile app. It's a great way to contact my agency, pay your bill, request Roadside Assistance, manage your claim and get rewarded for safe driving with Drivewise. Click learn more to download it today!

Proudly Supporting Boys & Girls Clubs of Metro Denver

Our agency proudly joined Allstate agency owners, financial specialists and staff in May 2020 to raise funds for local food banks and meal programs, including Boys & Girls Clubs of Metro Denver, to help provide critical support in our community. In honor of our efforts, Boys & Girls Clubs of Metro Denver received a $20,000 Helping Hands Grant from The Allstate Foundation.

Allstate Foundation Helping Hands Grant Helps Boys & Girls Clubs of Metro Denver

Our team believes that helping others makes our communities stronger and healthier, which is why we are proud to have helped Boys & Girls Clubs of Metro Denver qualify for a $122,000 Allstate Foundation Helping Hands in the Community grant on behalf of more than 50 area Allstate agency owners. We support Boys & Girls Clubs of Metro Denver’s efforts to provide a safe space for students. This grant will be put to good use as Boys & Girls Clubs of Metro Denver empower kids to graduate from high school with a plan for college or career, contribute to their community and live a healthy life.

Will You Leave Your Family Unprotected?

It’s impossible to predict the future, but we can do something now to protect those we love in case the unexpected happens.
Watch this video to see how important life insurance is for your loved ones— then stop by our Brighton office and talk with our licensed professional Melissa.

The Rippy Agency is pet-friendly! Melissa's dog, Wrigley Field even makes an occasional visit to the agency to say hello.

The Purple Purse is a campaign designed to bring awareness to the financial ties to the violence. Melissa stands with the Purple Purse that will go to one lucky recipient on January 20th, 2017 at the Greater Brighton Chamber of Commerce Gala. This is the third purse the Rippy Agency has been awarded. In 2015, the Purple Purse was awarded to Shelby Scott and in 2016 it was awarded to City of Brighton Councilwoman Joan Kniss.

Classic Cars Around Brighton

Own a classic car? I have a 1954 Ford Customline myself and I love spending time cruising around Colorado. Learn how I can help you protect what comes with that coveted set of keys with classic car insurance.
Frequently Asked Questions
What are your agency hours?
Monday: 8:30 AM - 5:30 PM
Tuesday: 8:30 AM - 5:30 PM
Wednesday: 8:30 AM - 5:30 PM
Thursday: 8:30 AM - 5:30 PM
Friday: 8:30 AM - 5:30 PM
Saturday: Closed
Sunday: Closed
Are you open on weekends?
Saturday: Closed
Sunday: Closed
Can I text your agency with questions?
Yes, we have text messaging services.
What languages do you speak?
We have staff members available who speak the following languages: English, Spanish
Do you have more than one location?
No, this is our only location.
Melissa Rippy is insurance licensed in the state(s) of Arizona, Colorado, and New Mexico. If you do not reside in the state(s) of Arizona, Colorado, or New Mexico, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Allstate life insurance issued by Allstate Life Ins. Co. & Allstate Assurance Co., 3075 Sanders Rd, Northbrook IL 60062; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. In New York, life insurance issued through Allstate Life Insurance Company of New York, Hauppauge NY. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.


You Are Opting Into Texting With Your Allstate Agency
Mobile Terms & Conditions and Privacy Policy
  • Message frequency is recurring and may vary
  • Text STOP to cancel, text HELP for help
  • You agree to receive text messages at the number you designate
  • You authorize the delivery of autodialed marketing messages
  • You can revoke your consent at any time
  • Consent is not a condition of purchase
  • Message and data rates may apply
  • The mobile carriers are not liable for delayed or undelivered messages
  • Terms and Conditions are subject to change
  • Visit for Allstate's privacy policy