Allstate Insurance Agent
Michael D WatsonOwasso, OK

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Office Hours

Day of the WeekHours
Mon8:30 AM - 5:30 PM
Tue8:30 AM - 5:30 PM
Wed8:30 AM - 5:30 PM
Thu8:30 AM - 5:30 PM
Fri8:30 AM - 5:00 PM
SatClosed
SunClosed
Available 24/7 at

8283 N Owasso Expy,
Ste A
Owasso, OK 74055
US

Landmarks

Our agency is located just south of Classic Chevrolet on the east service road which runs parallel to Highway 169. Turn east onto Allstate Drive at the streaming RED Message Sign. Parking for the Allstate office is in rear parking lot.

Areas Served

Tulsa, Collinsville, Skiatook, Claremore, Catoosa, Oologah, Sperry, Pryor, Bixby, Verdigris, Nowata, Glenpool, Owasso, Broken Arrow, Talala

Additional Contact

Fax: (918) 272-3180
Michael D Watson: Allstate Insurance

Local Allstate Agent: Meet Michael D Watson

In 1980 when I first began my career as an Allstate agent, one goal was to provide an extraordinary level of customer service. The entire staff at A GREAT RATE Ins. Agency understands and supports this philosophy because we realize that after the contract is signed and the check received our job is just beginning, not finished. That same business philosophy remains today as not only the foundation and vision but also the motto for our agency. So call today and let us show you what we mean by "There's more to A Great Rate than price!"

I’m proud to work with a company who’s been serving satisfied customers for over 80 years. Customers count on outstanding financial strength and superior claims service to help protect what they value most. Allstate delivers on their promise. In fact, their outstanding financial strength and superior claims service received an A+ (Superior) rating by A.M. Best. Quality service, strength and satisfaction – that’s something I’m glad to be a part of.

I’m committed to helping you protect not only what you have today, but to also prepare for tomorrow. I can help you understand how insurance is a part of your "safety net" and a cornerstone to your financial security. Together, we’ll work to evaluate your coverages and select flexible payment options that work for you.

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
30+
Years of
Experience
25+
Years in the
Community
Awards
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Honor Ring-16 years
Quality Agent Award-1 years
Allstate Leader's Forum-2 years
National Forum-4 years
National Conference Award-7 years
Circle Of Champions Award-1 years
Community Involvement
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Allstate National Safety Leadership Award
Allstate Good Hands Award
Allstate Outstanding Community Service Award
VICA Employer of the Year Award
Owasso Economic Development Authority Spotlight Business Award
30 Year Allstate Agency Affilation Recognition Plaque
Civic Services
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Board of Directors Owasso Education Foundation - Served 19 years
Founding Member of Owasso Ambassador
Board of Directors Owasso Chamber of Commerce - Served 12 years
First Honorary Member - Partners In Prevention - Owasso Fire Department
Life Member - Owasso Historical Society
Tulsa, Owasso, Collinsville, Skiatook, Oolagah, Chamber of Commerce
Chamber Awards - Newcomer of the Year, Three Trailblazer, Spirit, Chairman's, & Member of the Year
Industry Services
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Serves on Oklahoma Insurance Department's " C.E. Advisory Board"
Oklahoma 2006 Agent of the Year
Appointment

Our team

Terri Watson

Sales Agent
Senior Sales Agent Terri Watson joined Michael's business in 1988 and became his partner for life making it a true family affair.

Elizabeth (Libby) Taylor

Operations Manager/Leader
I was raised and still reside in Nowata. It’s about fifty minutes Northeast of Owasso and borders Coffeyville, Kansas. People sometimes ask why I don’t live closer to my work. I just smile and say, “I’m a country girl. I live on an acreage near Oologah Lake. More often than not, when I look out my window, I have deer, quail, or turkey in my yard. I’ve even spotted a bobcat a few times and a mountain lion once! Yes, it is a drive, but it’s where I call my home”
I don’t have any “two-legged” children, but I do have three Shih-Tzu’s that allow me to dwell in their home. I also enjoy fishing and knitting (not at the same time!). I like 4X4 trucks, fast horses and faster cars. During my much younger years, I was a barrel racer and do still enjoy a good rodeo.
Insurance was not my first love, but it is my last. I studied Computer Electronics Engineering in college and worked in that industry in Tulsa until the economy busted in the late 1980’s-early 1990’s. That was when I met….Michael and Terri Watson.
I responded to an advertisement for a receptionist position in an insurance office in Owasso. Terri was expecting their identical twin sons within a few months and they needed office help.
I was hired in 1990. I discovered an affinity for sales and the Insurance field. I began my formal training and received my Property and Casualty Producer’s License enabling me to begin my career as a trusted Allstate agent and Sales Producer. I also hold CISR (Certified Insurance Service Representative) and CIC (Certified Insurance Counselor) designations. I then received my Life Insurance Producer’s License, allowing me to further assist customers in protecting their families.
In 2016, I was given the honor of leading a Life Insurance workshop at the First Annual Allstate LSP (Licensed Sales Producer) Forum in Oklahoma City. That was a definite high point in my life. I also watched with admiration as awards in different categories were claimed. When it came to the last award, the First Annual Oklahoma LSP of the Year-Southwest Region 2016, you can imagine my surprise as I heard a biography being read by Allstate Leadership that sounded shockingly familiar. Unbeknown, Michael had nominated me for this award… The information being read was written by Michael! That was a once in a lifetime honor that I do my best to re-earn every day!
Two years later, I was given the 2018 Lifesaver-Bronze Award. It’s the most humbling and best part of my job description-being able to help protect customers loved ones!
I’ve been the Operation’s Manager/Leader for Michael Watson’s A Great Rate Insurance Agency for a good number of years. I enjoy my position immensely! Most people that I know absolutely dread a storm, bad weather, etc. … knowing there will be chances of property damage and car mishaps. I’m not fond of it either, but that’s our time to shine! I love being able to help customers in times of crisis by seeing they know we have them safe and secure in “Good Hands.” Our job only begins when the contract is signed; the proof of our commitment rises to the surface at the time of a claim, during a claim, and after a claim.
Please let us show you why…”There’s more to A Great Rate than price!”

Ida Pearson

Licensed Sales Producer/Policy Review Specialist
I am a true Southern Girl raised in the Folk Music Capital of the world: Mountain View, Arkansas. I have been married to my best friend since June of 2011. We have two beautiful children and live on 17.5 acres near Hominy, OK.
I enjoy spending time with my family, working in the garden, cool nights sitting by a campfire or snuggled in my recliner watching a really good movie. I also enjoy cooking and going to Lakeview Southern Baptist Church, where I am a member.
I started my insurance career in Mountain View, Arkansas working as a receptionist in an Independent Insurance office. Insurance was a field I really enjoyed, so I decided to continue my education in the Insurance Industry.
In 2009 and after a lot of hard work, I received my Property and Casualty Insurance Producer’s License. I also received my Life Producer’s License in 2018!
I joined the A Great Rate team in May of 2011, immediately after moving to Oklahoma. I am currently the Policy Review Specialist, but have experience in all areas of Sales and Service. I enjoy helping customers understand their policy coverage, informing them of upcoming changes, and informing them of new and innovative available options!

Chad Watson

Marketing & Administrative Assistants
Chad is the first born of Michael and Terri's identical twin boys. They both help with many marketing campaigns and community involvement events in which A Great Rate Ins. Agency participates:
They have served as Vince & Larry - the Crash Dummies;
McGruff the Crime Fighting Dog;
Passed out apples at a Back to School Appreciation Reception;
And assisted in many Partners In Prevention projects that the
agency has spearheaded in many of the communities it serves.
Working as the organizing sponsor of Partners in Prevention, our office helped secure a "Fire Simulation Home" where kids took a learning tour and then had to “escape” once the smoke started. We also provided parents with their child's fingerprints (conducted by a local law officer) along with a DNA Kit.
Other "Partners" the twins coordinate with include Police, Fire, Sheriff Depts., MADD, OHP, and OK Highway Safety Commission.

Cory Watson

Marketing & Administrative Assistants
Cory is the second born of Michael and Terri's identical twin boys. They both help with many marketing campaigns and community involvement events in which A Great Rate Ins. Agency participates:
They have served as Vince & Larry - the Crash Dummies;
McGruff the Crime Fighting Dog;
Passed out apples at a Back to School Appreciation Reception;
And assisted in many Partners In Prevention projects that the
agency has spearheaded in many of the communities it serves.
Working as the organizing sponsor of Partners in Prevention, our office helped secure a "Fire Simulation Home" where kids took a learning tour and then had to “escape” once the smoke started. We also provided parents with their child's fingerprints (conducted by a local law officer) along with a DNA Kit.
Other "Partners" the twins coordinate with include Police, Fire, Sheriff Depts., MADD, OHP, and OK Highway Safety Commission.

Sallie Wilson

Administrative Specialist
I was born in southern Oklahoma, to the most wonderful parents imaginable! My Father worked on highway construction, so we moved a lot, following the work crew from one job to the next. As a result, I learned to adapt rather easily to change, even difficult ones. My Father was a dedicated worker, had great strength of character, and was honest to a fault. He set a very high standard and was definitely a "hard act to follow."
Family is very important to me! My son and grandson both remind me of my Father. Their dedication, character, and honesty are all a part of their daily walk. I am thankful for this rich inheritance that has been passed down from through the generation of the men that are so important in my life!
I've always loved meeting new people and interacting with others. I worked in Restaurant Management for several years, then moved to New Account Sales and Business Support with a major Car Rental Company for just shy of 30 years. While there, I managed an ever-changing portfolio of Small to Mid-Sized Business Accounts, receiving several awards for New Account Revenue in excess of $1 Million Dollars annually. It was an exciting time in my professional career. When my role there ended, I was not yet ready to retire.
One afternoon, in September of 2017, after a short prayer, asking God to lead me where He wanted, I made a call to the A Great Rate Insurance Agency, and spoke with the Manager, Libby Taylor. There was no need to look further!
Although they were not currently hiring, she invited me into the office for a meeting. A few days later I met with the owner, Michael Watson. During the interviews, they both had indicated that the A Great Rate Agency Staff was a “family.” I can attest to you, there is great truth in that statement!
The levels of care, compassion, and concern my new employers have expressed to me, are unmatched in the business world today! The last few months of 2018 have been very challenging; losing my brother and nephew within a few weeks of each other. During my brother's decline, not only did Michael and Libby assure me that I could take as much time as needed, but Libby also personally drove me across Oklahoma and part of Texas so I could be with my brother and family, prior to his passing! I am so very blessed to be working with such a great group of people at A Great Rate Insurance Agency! God, Family, Work! It doesn't get any better than this! There truly is so much “More to A Great Rate than price!"

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Frequently Asked Questions
What are your agency hours?
Monday: 8:30 AM - 5:30 PM
Tuesday: 8:30 AM - 5:30 PM
Wednesday: 8:30 AM - 5:30 PM
Thursday: 8:30 AM - 5:30 PM
Friday: 8:30 AM - 5:00 PM
Saturday: Closed
Sunday: Closed
Are you open on weekends?
Saturday: Closed
Sunday: Closed
Can I text your agency with questions?
Yes, we have text messaging services.
What languages do you speak?
We have staff members available who speak the following languages: English
Do you have more than one location?
No, this is our only location.
Michael D Watson is insurance licensed in the state(s) of Oklahoma. If you do not reside in the state(s) of Oklahoma, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Allstate life insurance issued by Allstate Life Ins. Co. & Allstate Assurance Co., 3075 Sanders Rd, Northbrook IL 60062; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. In New York, life insurance issued through Allstate Life Insurance Company of New York, Hauppauge NY. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

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Contact

You Are Opting Into Texting With Your Allstate Agency
Mobile Terms & Conditions and Privacy Policy
  • Message frequency is recurring and may vary
  • Text STOP to cancel, text HELP for help
  • You agree to receive text messages at the number you designate
  • You authorize the delivery of autodialed marketing messages
  • You can revoke your consent at any time
  • Consent is not a condition of purchase
  • Message and data rates may apply
  • The mobile carriers are not liable for delayed or undelivered messages
  • Terms and Conditions are subject to change
  • Visit www.allstate.com/privacy for Allstate's privacy policy
Confirm