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Allstate Insurance Agent
Michael HigdonAlbertville, AL

Office Hours

Day of the WeekHours
MonAvailable by appointment8:00 AM - 5:00 PM
TueAvailable by appointment8:00 AM - 5:00 PM
WedAvailable by appointment8:00 AM - 5:00 PM
ThuAvailable by appointment8:00 AM - 5:00 PM
FriAvailable by appointment8:00 AM - 5:00 PM
SatAvailable by appointment
After-hours appointments available.
Available 24/7 at

319A Al Highway 75 N
Albertville, AL 35951

Other Locations

Areas Served

Albertville, Boaz, Douglas, Geraldine, Crossville, Guntersville, Asbury, Nixon Chapel, Arab

Additional Contact

Fax: (256) 878-8795


English, Spanish
Michael Higdon: Allstate Insurance
You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Michael Higdon

Insurance has been part of my life for as long as I can remember. My dad started in the business working at an Allstate booth inside a Sears store in 1979, transitioning to a neighborhood office in Albertville (where I was born and raised) and then buying a second location in Huntsville. I initially thought I’d take a different path, so when I entered Auburn University I declared a major in biomedical sciences. But with a year left in school, I began to realize what a great opportunity my dad had and added a business minor. I went right to work for my dad after my December 2005 graduation.

In April 2006, I purchased an agency of my own in Guntersville, where I live with my wife and three daughters. Things grew from there. In 2012, I bought my dad’s two agencies so he could retire. I added a fourth location in 2014 when I opened an office in Arab. Albertville remains our biggest, though, with a spacious office across from the Piggly Wiggly.

Our four locations keep me busy, but I also take time to help the community and develop our staff. We’re members of the Albertville Chamber of Commerce and the Marshall Young Professionals, and we support The Ogden House and Hospice of Marshall County. We also pay entry fees when our staff participates in 5Ks, and we offer a week’s paid time off when they go on a mission trip — because when our community is healthy and our team is happy, the customers will be, too.

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
Years of
Years in the
Education dropdown expand/collapse
Bachelor of Science-Auburn University
Awards dropdown expand/collapse
Honor Ring-5 years
National Conference-2 years
National Conference Award-2 years
Allstate Leader's Forum-2 years
Inner Circle Elite-3 years
Circle of Champions-2 years
Community Involvement
Community Involvement dropdown expand/collapse
Rotary Club - Guntersville
Hospice of Marshall County
Rotary Club
Lake Guntersville Chamber of Commerce
Albertville Chamber of Commerce
Relay for Life
Civic Services
Civic Services dropdown expand/collapse
Guntersville Water Board Member

Our team

Kaye Ledrew

Office Manager / Senior Agent
Serving customers with a smiley face for over 20 years.

Heath Lokey

Operations Manager
Born and raised in Albertville.

Wendy Jenkins

Customer Service Representative
Customer Service Representative

Susie Gutierrez

Staff of the Year 2012

Melissa Reifer

Licensed Sales Professional

Siera Stegeman

Licensed Agent

Jessica Peppers

Licensed Agent

Lyndsey McNay


Shon Howard

Life & Retirement Specialist

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Local events & news

Texting and Driving

As an agency, we believe in trying to reduce the number of accidents caused by texting and driving. We are a strong supporter of Allstate’s X the Text initiative, which primary goal is to reduce this problem from happening. You can help by joining the the Allstate Family Texting Pledge . Click “Learn More” below to download it.
Frequently Asked Questions
What are your agency hours?
Monday: 8:00 AM - 5:00 PM
Tuesday: 8:00 AM - 5:00 PM
Wednesday: 8:00 AM - 5:00 PM
Thursday: 8:00 AM - 5:00 PM
Friday: 8:00 AM - 5:00 PM
Sunday: Closed
Are you open on weekends?
Sunday: Closed
Can I text your agency with questions?
No, we do not have text messaging services.
What languages do you speak?
We have staff members available who speak the following languages: English, Spanish
Do you have more than one location?
Michael Higdon is insurance licensed in the state(s) of Alabama, Georgia, and Tennessee. If you do not reside in the state(s) of Alabama, Georgia, or Tennessee, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.