Allstate Insurance Agent
Michael ToroFort Lauderdale, FL

MBA
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Office Hours

Day of the WeekHours
Mon8:30 AM - 5:30 PM
Tue8:30 AM - 5:30 PM
Wed8:30 AM - 5:30 PM
Thu8:30 AM - 5:30 PM
Fri8:30 AM - 5:30 PM
SatAvailable by appointment
SunClosed
After-hours appointments available.
Available 24/7 at

2315 N Andrews Ave
Fort Lauderdale, FL 33311
US

Landmarks

We are located off of N. Andrews Ave, North of Rachel Richardson Park

Areas Served

Fort Lauderdale, Pembroke Pines, Sunrise

Additional Contact

Fax: (954) 761-1588

Languages

English, Spanish
Michael Toro: Allstate Insurance
You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Michael Toro

I have called South Florida home since 1987. I live here with my wife of 25 years Patricia, daughter Elise, son Daniel, and two labradoodles named Curly Joe and Bella. When I’m not dedicating my time to helping others protect their families, I spend time with my family whether it be scuba diving, cycling, playing basketball with my son or riding my motorcycle.


Prior to becoming an Allstate agent, I served in the U.S. Army Reserve for 21 years. When I retired I was awarded the Meritorious Service Medal for exceptional service, leadership, and exemplary performance. While serving our country, I concurrently worked at the Allstate Corporation for over 28 years because it provided a platform for me to give back to the community, educate and lead people.


After years of training and guiding other agents I decided to have my own agency. So I purchased a 33-year old agency from a retiring agent who I had a long working relationship with. My goal is to continue the legacy of enriching customers’ quality of life, so I have led my team members to create an agency environment of trust and teamwork to provide quality in what we do.


Living in the state of Florida means that each day is a life lived in paradise. I have experienced Florida’s growth in population over the past several decades – which means more diversity in insurance needs. We can find the right auto, property, commercial, and life insurance to help you protect what matters most. Call us or stop by our office today.

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
20+
Years of
Experience
25+
Years in the
Community
Education
Education dropdown expand/collapse
Bachelor Of Science-Buffalo State College
Master Of Business Administration-University of Phoenix
Awards
Awards dropdown expand/collapse
National Conference Award-4 years
Circle Of Champions Award-2 years
Community Involvement
Community Involvement dropdown expand/collapse
Habitat for Humanity of Broward County
Greater Hollywood Chamber of Commerce
Boys and Girls Club of Broward County (BGCBC)
Civic Services
Civic Services dropdown expand/collapse
Commissioned Officer in the U.S. Army for 21 years
William Bill Kling VA Clinic
Appointment

Our team

Alexandra Marrero

Licensed Sales Producer

Zulma Delgado

Office Support Manager

Gerardo Varela

Personal Financial Representative

Kristine Alvarez

Licensed Sales Producer

Milly Adorno

Licensed Sales Producer

Sergio Sardinas

Licensed Sales Producer

Recent reviews

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Local events & news

Allstate® Mobile app

Stay connected with the Michael Toro Agency with the free Allstate® Mobile app. It's a great way to contact my agency, pay your bill, request Roadside Assistance, manage your claim and get rewarded for safe driving with Drivewise. Click learn more to download it today!

2020 Allstate Premier Agency

We're pleased to share that our agency has been recognized as a 2020 Premier Agency by Allstate for consistently reaching high levels in customer service and business performance. Agencies earn this honor by achieving outstanding business results while delivering an accessible, knowledgeable and personal customer experience. We'd like to thank everyone in the Fort Lauderdale community who helped make this honor possible, and we look forward to continuing to help you protect what matters most.

Allstate Foundation Helping Hands Grant for U Can Ride

Giving back helps communities thrive. This is why we joined other Allstate agency owners to volunteer with U Can Ride. In honor of our efforts, the nonprofit received an Allstate Foundation Helping Hands Grant of $5,000 to help support its mission to provide equine-assisted therapy and activities for people with special needs.

Keep Young Florida Drivers Safe at Night

Help your young driver learn the rules of the road, including those around late-night driving. Florida restricts the hours a graduated driver license (GDL) holder can be on the road to help reduce crashes. These restrictions can begin as early as 11 p.m. and are one way to help inexperienced drivers. My agency offers another through Drivewise®, which rewards drivers for safe driving, including limited late-night trips. We know Good Driving Starts Young. Contact me today to learn more!

Volunteering at Bit-By-Bit

My team and I had a great time volunteering at Bit-By-Bit, a medical therapeutic riding center in Davie, Florida. Bit-By-Bit helps individuals with special needs and disabled veterans reach their full potential with the help of horses. It’s important to give back to the community, and this is a cause we’re proud to support.

Supporting the Boys and Girls Club of Broward County

The Boys and Girls Club has been an important organization in my life since I was a child growing up in the Bronx, New York. For years, my brother and I played sports, attended summer camp and learned from the role models we found at the Boys and Girls Club. I’m grateful to have the opportunity to volunteer and help this great organization have a positive impact on the kids of Broward County.

Fort Lauderdale Listed in 2018 Allstate America’s Best Drivers Report®

Allstate uses claims data to determine which cities have the safest drivers, and the company has ranked those cities annually since 2005 in the annual Allstate America’s Best Drivers Report®. In 2018, Fort Lauderdale is ranked 53rd. Allstate provides tools, tips and resources to help encourage safe driving across the U.S. Check out the link below for more information and to see the complete list of this year’s rankings.

Small Thanks with Google

Since 2016, we’ve been helping local families protect what matters most to them. We want to thank you for your business, loyalty and friendship — the Florida community is the reason we’re proud to be your Allstate agency. This feedback helps us to improve, and it's always great to hear how we have made a difference in your life. Thank you again for teaming with us for your insurance needs!

Allstate Foundation Grant for Wilton Manors Elementary IB World School

Inspiring the next generation of leaders is a passion of mine. I truly believe that when youth are provided with support and resources, they can change their community. That’s why I’m delighted to help Wilton Manors Elementary IB World School receive a $1,000 Allstate Foundation Helping Hands grant to provide local youth with team-building, decision-making and leadership skills to enable them to achieve remarkable things and make the world a better place.

A Great Time at 2018 National Forum

I am so thankful to represent Allstate as your local Fort Lauderdale agent and it was an honor to attend the 2018 National Forum in Las Vegas. National Forum is a two-day conference that gathers Allstate agency owners, financial specialists and licensed sales professionals from across the country to help them learn to enhance their small businesses. I was glad to be able to participate and connect with Allstate peers.

Classic Cars Around Fort Lauderdale

I have been in the Fort Lauderdale area for over 30 years and I’ve seen some nice classic cars driving around. If you happen to have one, learn how I can help with protection built just for classics.

Allstate Foundation Helping Hands Grant for Special Compass

Special Compass recently received a $1,000 Allstate Foundation Helping Hands in the Community grant on our behalf to support the organization’s efforts to help create life-changing experiences for differently-abled children by promoting inclusion in the community using athletic events, and by building opportunities for independent living in the Fort Lauderdale area. We’re committed to helping people in our community, which is why we’re proud to support Special Compass' work.

A Great Time at U Can Ride

We had such a great time volunteering at U Can Ride Therapeutic Sessions at the Sand and Spurs Equestrian Park in Pompano Beach. We spent the day working on the facility and learning about their program s. U Can Ride provides therapeutic horseback riding for children, adults and veterans with special needs. We were honored to share our time in support of this great cause.

Did you have a good experience with us?

Leave us a Google Review and rate our agency. We'd love to hear your about your experience. Click HERE to leave a review. As always, we thank you for being our customer.

The Michael Toro Agency Became a Member of the Greater Hollywood Chamber of Commerce

In 2017, the Michael Toro Agency became a proud member of the chamber. The Greater Hollywood Chamber of Commerce represents local business interests, promotes economic growth, provides leadership in community affairs and delivers services and programs for its business members.

21 Years of Service in the U.S. Army

On June 7th, 2007 Major Michael L. Toro was awarded the Meritorious Service Medal. The U.S. Army presented him with this honorable award for his exceptional service, leadership, exemplary performance, and dedication to his career in the United States Army.

911 National Day of Service and Remembrance

We had a great turnout for the HandsOn Broward’s 2016 Honoring project at the Keystone Halls transitional housing facility. We worked to repair and revitalize the grounds and buildings to honor resident veterans and all who serve our country.
Frequently Asked Questions
What are your agency hours?
Monday: 8:30 AM - 5:30 PM
Tuesday: 8:30 AM - 5:30 PM
Wednesday: 8:30 AM - 5:30 PM
Thursday: 8:30 AM - 5:30 PM
Friday: 8:30 AM - 5:30 PM
Saturday:
Sunday: Closed
Are you open on weekends?
Saturday:
Sunday: Closed
Can I text your agency with questions?
Yes, we have text messaging services.
What languages do you speak?
We have staff members available who speak the following languages: English, Spanish
Do you have more than one location?
No, this is our only location.
*Note: In Florida, Allstate agencies are authorized to represent a number of companies that are part of the Allstate family. Through these separate and distinct companies a wide variety of insurance products are available. For example, auto insurance in Florida is available from Allstate Insurance Company, Allstate Indemnity Company and Allstate Property and Casualty Insurance Company(Home Office:Northbrook, IL). Property insurance, such as homeowners, condominium owners and renters insurance is available in Florida from Castle Key Insurance Company and Castle Key Indemnity Company(Home Offices: St. Petersburg, FL).

It's important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company. This means, for example, that property insurance products provided by Castle Key Insurance Company and Castle Key Indemnity Company are not underwritten or reinsured by Allstate Insurance Company or Allstate Life Insurance Company.

Michael Toro is insurance licensed in the state(s) of Florida. If you do not reside in the state(s) of Florida, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Allstate life insurance issued by Allstate Life Ins. Co. & Allstate Assurance Co., 3075 Sanders Rd, Northbrook IL 60062; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. In New York, life insurance issued through Allstate Life Insurance Company of New York, Hauppauge NY. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.

Contact

You Are Opting Into Texting With Your Allstate Agency
Mobile Terms & Conditions and Privacy Policy
  • Message frequency is recurring and may vary
  • Text STOP to cancel, text HELP for help
  • You agree to receive text messages at the number you designate
  • You authorize the delivery of autodialed marketing messages
  • You can revoke your consent at any time
  • Consent is not a condition of purchase
  • Message and data rates may apply
  • The mobile carriers are not liable for delayed or undelivered messages
  • Terms and Conditions are subject to change
  • Visit www.allstate.com/privacy for Allstate's privacy policy
Confirm