Allstate Insurance Agent
Milton Choto, Huntington, NY

MBA

595 W Jericho Tpke

Huntington, NY 11743

Call

(631) 271-0056to quote by phone

Call

(631) 271-0056to quote by phone

Call

(631) 271-0056to quote by phone

Call

(631) 271-0056to quote by phone

Select a product to get a quote

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	Available by appointment9:00 AM - 5:00 PM
Tue	Available by appointment9:00 AM - 5:00 PM
Wed	Available by appointment9:00 AM - 5:00 PM
Thu	Available by appointment9:00 AM - 5:00 PM
Fri	Available by appointment9:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(631) 271-0056

595 W Jericho Tpke
Huntington, NY 11743
US

Landmarks

In between Sweet Hollow Road and Oakwood Road. We are a brick shopping center 500ft from Acura of Huntington.

Areas Served

Huntington Station, Greenlawn, Melville, Hempstead, Brentwood, Selden, Oyster Bay, New York State, Huntington, Uniondale, East Meadow, Yaphank, Wyandanch, Westhampton Beach, Westhampton, West Sayville, West Islip, West Babylon, Water Mill, Wading River, Wainscott, Upton, Stony Brook, Speonk, Southold, Southampton, South Jamesport, Sound Beach, Smithtown, Shoreham, Shirley, Shelter Island Heights, Shelter Island, Saint James, Sagaponack, Sag Harbor, Ronkonkoma, Rocky Point, Riverhead, Ridge, Remsenburg, Quogue, Port Jefferson Station, Port Jefferson, Peconic, Patchogue, Orient, Ocean Beach, Oakdale, Northport, North Babylon, New Suffolk, Nesconset, Mount Sinai, Moriches, Montauk, Miller Place, Middle Island, Medford, Mattituck, Mastic Beach, Mastic, Manorville, Lindenhurst, Laurel, Lake Grove, Kings Park, Jamesport, Islip Terrace, Islip, Islandia, Holtsville, Holbrook, Hauppauge, Hampton Bays, Greenport, Great River, Fishers Island, Farmingville, Eastport, East Setauket, East Quogue, East Northport, East Moriches, East Marion, East Islip, East Hampton, Deer Park, Cutchogue, Coram, Copiague, Commack, Cold Spring Harbor, Central Islip, Centerport, Centereach, Center Moriches, Calverton, Brookhaven, Brightwaters, Bridgehampton, Bohemia, Blue Point, Bellport, Bayport, Babylon, Aquebogue, Amityville, Amagansett

Additional Contact

Fax: (844) 672-2269

Languages

English, Spanish

Social

Milton Choto: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Milton Choto

My parents immigrated to America from El Salvador in 1968, working hard and living simply to create better opportunities for their children. They taught me the value of a strong work ethic, solid principles, and—most importantly—treating others with fairness and respect. Those lessons guide me every day in my work as an Allstate agent.

Outside of work, I value time with my family and the balance it brings to my life. Whether it’s relaxing, being outdoors, or enjoying simple moments together—especially at the beach in Oyster Bay near our home—it reminds me what truly matters. I also enjoy photography, motorcycles, and cars.

I opened my Allstate agency in Huntington, New York, in 2009, at the intersection of Jericho Turnpike and Cold Spring Hills Road, just minutes from the iconic Oheka Castle. As a former Marine, service, discipline, and making a meaningful difference are at the core of who I am. Every day, I focus on providing thoughtful guidance and exceptional care to help customers protect what matters most. At my agency, customers always come first.

I’ve always been fascinated by the complexities of insurance, and that interest has grown even stronger since becoming an agent. I genuinely enjoy helping people protect themselves, guiding them through claims, and supporting them during challenging times. I specialize in home, auto, retirement, and life insurance, and I speak fluent Spanish. Stop by and say hello—I look forward to meeting you

Products we offer:

Car Insurance Agent in Huntington
Car Insurance Agent in Huntington
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer underinsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, additional replacement protection coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Huntington
Home Insurance Agent in Huntington
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
get a quote
Condo Insurance Agent in Huntington
Condo Insurance Agent in Huntington
Helps protect the portion of your condo, co-op or townhome you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
get a quote
Renters Insurance Agent in Huntington
Renters Insurance Agent in Huntington
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Landlords & Hosts Insurance Agent in Huntington
Landlords & Hosts Insurance Agent in Huntington
Helps protect the structure of your rental property, from covered accidents such as fire, wind/hail, vandalism and more. It also offers protection for the liability you might face as an owner. Let’s chat about the right coverage for your additional property!
Motorcycle Insurance Agent in Huntington
Motorcycle Insurance Agent in Huntington
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage, and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Huntington
Business Insurance Agent in Huntington
Commercial insurance protects your small business, your livelihood. Instead of having one policy for your business personal property/building then another for the liability, a BOP combines both policies into one. In addition to these basic coverages, commerical insurance can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business, and your employees.
Life Insurance Agent in Huntington
Life Insurance Agent in Huntington
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Huntington
ATV Insurance Agent in Huntington
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Huntington
Boat Insurance Agent in Huntington
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

20+

Years of
Experience

25+

Years in the
Community

Your Local Allstate Team

Jennifer Gallo

Office Manager

Jen is our Office Manager and has been a valued member of our agency since October 2009. She earned her Bachelor’s Degree in Business Administration from Touro University and enjoys helping customers with their insurance needs.
Outside of the office, Jen loves spending time with her family, traveling, visiting local farmers markets, and enjoying the outdoors.
Stop in and say hello to Jen today!

Odalys Palma

Sales Manager

Michael Fitzsimmons

Kai Hui

Allstate Insurance Agent Reviews

herbert cadenas

Aug. 18, 2026

mary donnelly

May. 14, 2026

patricia schermerhorn

Apr. 29, 2026

floridalma cuadra-arevalo

Feb. 21, 2026

When I go to the office, they always treat me. That I’m value client they acknowledge me, welcoming me, and they know

When I go to the office, they always treat me. That I’m value client they acknowledge me, welcoming me, and they know me by my name I feel they do care

israel galdamezbarrientos

Feb. 14, 2026

manette cincotta

Jan. 18, 2026

vincenzo ieraci

Dec. 12, 2025

myriam garcia

Oct. 21, 2025

In a good hands

walter poppenwimer

Sep. 11, 2025

david martinez

May. 29, 2025

Very good and easy

vincent pavone

Apr. 2, 2025

Always professional always serving the best interest of their client

santos carranza sanchez

Aug. 13, 2024

valerie wilcox

Aug. 12, 2024

I feel I’m paying to much for insurance

salvador martinez

Aug. 5, 2024

good

jorge cruz

Aug. 4, 2024

Very helpful explain everything so well by detail wish I think is the best customer service I ever experienced it

patricia mirabile

Aug. 3, 2024

MiltonChoto is a terrible agent. Since April, I have left him 5 messages to call me, with no return call. I got a new l

MiltonChoto is a terrible agent. Since April, I have left him 5 messages to call me, with no return call. I got a new lease and had questions regarding my policy increase. He does not value me as a client. I am actively researching other insurance companies who will gladly take my business

junah lee

Jul. 23, 2024

No complaints

barry steinbach

Jul. 5, 2024

Great person…great job!

henry sussman

Jul. 3, 2024

You provide honest, dependable service in a friendly way. Thanks for all!

marvin sanchez

Jun. 30, 2024

Allstate Online Review Policy

Your Local Allstate Team

Jennifer Gallo

Office Manager

Odalys Palma

Sales Manager

Michael Fitzsimmons

Kai Hui

Frequently asked questions

What are your agency hours?

Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 5:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English, Spanish

Do you have more than one location?

No, this is our only location.

Milton Choto is insurance licensed in the state(s) of New York. If you do not reside in the state(s) of New York, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®