(931) 647-1778(931) 647-1778
(931) 216-2839(931) 216-2839
(931) 503-9800(931) 503-9800
2060 Fort Campbell Blvd, Ste 2Clarksville, TN 37042

Office Hours:

8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
SatBy Appointment
Available By Appointment: Monday, Tuesday, Wednesday, Thursday, Friday, Saturday
After-Hours Appointments Available
Available 24/7 at (931) 647-1778
Other Locations:

About Nanette Morford - Clarksville Insurance Agent

  • Animals
  • Family
  • Gaming
  • Outdoor Activities
  • Spiritual
  • Sports Fan
  • Youth Programs

I’ve been with Allstate for over 27 years and have worn many hats in the company. My tenure and experience has allowed me to not only understand the ins-and-outs of insurance, but also to service hundreds of families regarding their protection needs. I can help you protect the things that are important – your family, home, car, boat and more.

One of the things I like best about working with Allstate is the variety of products and services I can offer customers. More than insurance, I can offer a variety of solutions to address their financial needs – such as saving for a child’s education or retirement.

As a small business owner, I understand the importance of building a solid foundation for the future and developing long-lasting customer relationships. That’s why I’m committed to offering you the same level of service I’d expect from my own business dealings. When you leave my office, I hope you’ll feel confident, informed, assured and satisfied in your choices. The way you should feel.

    Civic Services
  • Chamber of Commerce
  • Civitan Club, Board of Realtors
  • Board of Directors Academy for Academic Excellence
  • Sponsor of Local High Schools Athlete of The Week
  • Awards
  • Honor Ring-7 years
  • Allstate Leader's Forum-3 years
  • Circle of Champions-5 years
  • Community Services
  • clarksville Academy partner in X THE TEXT
  • Clarksville Association of Realtors
  • Academy for Academic Excellence " Adopted School"
  • Board of Directors Academy for Academic Excellence
  • Quotes for Cause/ Autism Partner
  • Mana Cafe
  • Great American Clean up Day
  • Clarksville Civitan
  • Eagle Toy Run
  • Chamber of Commerce
  • Clarksville Humane Society
  • 30+ Years of Service

Here to Help You

Connect With Us

Meet the Team

Hilda Idrogo
Denise Leonard
Retention Specialist Manager
Denise Leonard has become a trusted Allstate advisor in the insurance field, with over 30 years in customer service. She is the Retention Specialist Manager and Senior Sales Agent at Nanette Morford’s Agency in Clarksville, Tennessee, with over 10 years in insurance and has worked for the Morford Agency since 2011.
Denise is licensed in Property and Casualty, Life, Health and Accident. She has received several Certification and Designations that Allstate presents to their Sales Team.
Denise Leonard loves assisting customers with their insurance needs. Including sales and working closely with customers to educate them about their insurance coverage. One of her major focuses is seeing that the customers are covered accurately and getting the discounts that Allstate can provide to them.
Put yourself in “Good Hands” with Denise Leonard!
Johnny Breeden
Licensed Insurance Producer
I started with the Morford Agency in November of 2009. I am licensed in Property, Casualty and Life. My main focus is to assist with the right coverage at the right price. Protecting the customer and their family is priority one. It is my job to quote, explain coverage, assist; however the ultimate decision is the customers. I have made many friends here at the Morford Agency. I believe in a personal touch as far as providing customer service, treat others the way you would like to be treated. Morford strives for perfection.
Kourtnee Taylor
Licensed Insurance Producer
As a Clarksville native, Kourtnee Taylor has been growing her career as a trusted Allstate advisor for several years. She has earned an Associate’s degree in Business Management with Entrepreneurship concentration. She is a proud mamma to her two fur babies, Barbie and Oakley. What she really enjoys most is spending time with her family and being outdoors. Kourtnee is licensed in TN and KY. She gets great satisfaction in assisting and educating first time home buyers on insuring their largest assets. Give her a call today for your insurance needs.
Christine Whisler
Licensed Insurance Producer
Christine Whisler has worked for in insurance since 1988. She joined the staff of the Morford Agency in 1997 as a licensed sales producer.

Christine is licensed in Property & Casualty and primarily focuses her attention to assisting the customers with claims and customer service.
Lucy Gonyea
Licensed Insurance Producer
Lucy Gonyea has been a with the Morford and Sons Agency for more than 2 yrs now and is Property and Casualty licensed in the state of TN. She has had at least 10 yrs of customer service experience. She enjoys assisting customers with their insurance needs and concerns. In her spare time she likes to travel, spend time with family and friends and occasional watch some football. Go Steelers!!
Krysta Shane
Licensed Customer Service Represenative
Krysta Shane is a proud army wife who moved to Clarksville with her family in October of 2014. Krysta began working for the Morford agency in February 2015 and obtained her property and casualty license in August. She is also currently working on an associate of arts degree. Krysta is wholeheartedly devoted to customer service and is passionate about the customers. Krysta enjoys spending time outdoors with her family.
Jay White
Licensed Insurance Producer
Jay White is a Licensed Sales Producer for Morford and Sons LLC. He has been with the agency since October 2012, and is a dedicated trusted Allstate advisor to the customers. Jay attended Austin Peay State University and studied Computer Science and Technology. Jay is licensed to bind Homeowners, Auto, Boat, Motorcycle, and Life insurance to serve the customers' needs. Jay is an active member of the Clarksville Association of Realtors and puts his Realtors, Mortgage Affiliates, and the customers first. Jay was born and raised here in Clarksville, TN. He is a husband, and father of one. Jay is available to the customers. "Place your trust in the 24/7/365 Agent!"
Ross Morford
Agency Manager
Ross Morford has been an agent for ten years, with a total of 15 years in customer service. He grew up in a home where both of his parents worked for insurance and stood behind the Allstate name. Since his employment with this family-owned agency, he understands now why they were always so proud to be a part of the company. He stands tall for the customers and frequently goes above and beyond for them. This is the model he has always taken in that, "Customer service comes first, and everything else will fall into place." He has always said "Insurance doesn't have to just be a payment every month." If you want the best service your hard earned money can buy, come see us at the Morford and Son's Agency!
Ashley Raygoza
Licensed Sales Associate
Ashley Raygoza was born and raised in Clarksville, Tennessee. In 2011 she graduated from Austin Peay State University with a Bachelor Degree in Finance and began her work with the Morford Agency. She is a licensed agent to write Auto, Home, Bike, Life, Boat, Umbrella, and RV! Ashley likes to keep a high energy positive atmosphere alive at the Wilma Rudolph location. When not servicing the valued customers, Ashley enjoys spending quality time with her pride and joy, Anastyn. Being extremely family oriented helps Ashley to understand she must go above and beyond to protect your biggest asset, your family.

Request An Appointment

Want to request an appointment for a call or visit? Use the calendar to pick the date you'd like to visit and then choose a time. While we can't guarantee agency availability, your request will route to the agency inbox and we'll do our best to accommodate your schedule.
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Your Insurance, On The Go

Scan your credit card to populate payment info within the app. Access policy information, keep a digital copy of your ID card and enjoy new roadside tools with the Allstate mobile app for iOS and Android.
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Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Insurance Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.

With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Clarksville.

You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. As an Allstate agent, I can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Insurance products and services offered at my Allstate agency include:

  • Auto Insurance
  • Car Insurance
  • Flood Insurance
  • Insurance
  • Life Insurance
  • Motorcycle Insurance
  • Home Insurance
  • Insurance Quote
  • Insurance Agency
  • Business Insurance
  • Annuities
  • Retirement
  • College Savings Plan

Plan Your Financial Future.
Calculator: Social Security & Retirement
Buy vs. Lease Calculator
What's the Difference Between Term and Permanent Life Insurance?
Mortgage Tax Credit Calculator

Make sure you're doing all you can to protect the life you deserve—no matter what stage you're at in life.
Is Social Security part of your retirement plan? Estimate your projected annual benefits.
What’s more cost efficient – buying or leasing a car? This calculator can help crunch the numbers.
Life insurance policies typically fall into two categories: term or permanent insurance. Which type of policy is right for you?
Calculate your potential average yearly tax savings over the life of your mortgage.
Learn moreLearn moreLearn moreLearn moreLearn more

Areas Served

Proud to serve the areas of:

  • Clarksville
  • Fort Campbell
  • St Bethleham

Quote, email, or call my agency today for your personalized insurance quote.

Nanette Morford is insurance licensed in the state(s) of Kentucky and Tennessee. If you do not reside in the state(s) of Kentucky or Tennessee, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.