Allstate Insurance Agent
Penny TsaoTimonium, MD


Office Hours

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM
Available 24/7 at

2418 York Rd
Timonium, MD 21093

Areas Served

Maryland and Pennsylvania


One block south of York and Padonia Roads. Same side as the Timonium Fairgrounds.

Additional Contact

Fax: (410) 252-5439


English, Cantonese, Mandarin
Penny Tsao: Allstate Insurance

Local Allstate Agent: Meet Penny Tsao


Twenty-four years ago, I cultivated my entrepreneurial spirit to establish Penny Tsao Insurance with Allstate on the premise of helping provide more personalized care and protection for customers. Today, the customer-base spans throughout Maryland and Pennsylvania.

With extensive knowledge and experience in underwriting, claims, product lines, and industry practices, we work diligently to help you choose the appropriate amount of coverage for the people and things you care about most.

My team and I specialize in providing a diverse portfolio of Personal and Commercial P&C and Financial Services. We have also expanded our agency to include other Allstate products to better service our business community.

Languages: English, Cantonese and Mandarin


Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
Years of
Years in the
Awards dropdown expand/collapse
Allstate Leader's Forum-1 years
Honor Ring-6 years
National Conference-5 years

Our team


Joseph has been with the business since day one. Licensed in Property & Casualty and Life & Health, he speaks English, Cantonese, Mandarin, and Toisanese, and he is focused on providing the best service to the customers. He is an avid Orioles and Ravens fan. Joseph also enjoys cruising and traveling to historic sites.


Licensed in Property and Casualty, Mary enjoys helping customers set up new accounts as well as service existing ones. She likes the insurance industry and continues to learn and grow with the company. She speaks English and Laotian. Mary has a twelve year old daughter, and she enjoys cooking farm to table. Her other hobbies include hiking and kayaking.

Emily Melara Rivas

Customer Care Representative
Emily is a motivated and outgoing individual who strives to help others. Emily is constantly looking forward to assisting customers, and brightening their day. She enjoys volunteering, hiking, and reading. Emily speaks Spanish and English, she has spoken Spanish since the age of five and has helped others with translation on countless occasions. She loves working towards growing as a person, and is excited to grow within the company.

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Local events & news

Penny Tsao Agency is Now Hiring!

We are looking for individuals with great energy in a high-paced environment to join our team. If you want to make this your new career, please contact Penny Tsao @

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Penny Tsao is insurance licensed in the state(s) of Maryland and Pennsylvania. If you do not reside in the state(s) of Maryland or Pennsylvania, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY.