Allstate Insurance Agent
Frank Richard, Renton, WA

4004 NE 4th St,

Ste 104

Renton, WA 98056

Call

(425) 271-8398to quote by phone

Call

(425) 271-8398to quote by phone

Call

(425) 271-8398to quote by phone

Call

(425) 271-8398to quote by phone

Select a product to get a quote

Auto insurance

Condo insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	8:30 AM - 5:30 PM
Tue	8:30 AM - 5:30 PM
Wed	8:30 AM - 5:30 PM
Thu	8:30 AM - 5:30 PM
Fri	8:30 AM - 5:30 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(425) 271-8398

4004 NE 4th St,
Ste 104
Renton, WA 98056
US

1903 SW Campus Dr

Federal Way, WA 98023

Areas Served

Renton, Kent, Newcastle, Washington, Renton Highlands, Issaquah, Covington, Black Diamond, Auburn, Burien, White Center, Tukwila, Rainer Beach, Hillman, Seward Park, Beacon Hill, Maple Valley, SeaTac, Normandy Park, Fairwood, Des Moines, Georgetown, Columbia City, Delridge, West Seattle, Medina, Mercer Island, South Lake Union, Queen Anne, Sammamish, Redmond, Carnation, Shoreline, Bellevue, Kirkland, Lake City, Northgate, Greenwood, Ballard, Fremont, Capitol Hill, UW, Totem Lake, Woodinville, Bothell, North Creek, Mill Creek, Monroe, Snohomish, Everett, Lake Stevens, Lake Tapps, Puyallup, Bonney Lake, Fife, Tacoma, University Place, Lakewood, Olympia

Languages

English, Spanish, Hindi, Punjabi, Portuguese

Social

Frank Richard: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Frank Richard

Products we offer:

Car Insurance Agent in Renton
Car Insurance Agent in Renton
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Renton
Home Insurance Agent in Renton
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Condo Insurance Agent in Renton
Condo Insurance Agent in Renton
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
get a quote
Renters Insurance Agent in Renton
Renters Insurance Agent in Renton
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Motorcycle Insurance Agent in Renton
Motorcycle Insurance Agent in Renton
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Renton
Business Insurance Agent in Renton
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Renton
Life Insurance Agent in Renton
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Renton
ATV Insurance Agent in Renton
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Renton
Boat Insurance Agent in Renton
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

20+

Years of
Experience

Your Local Allstate Team

Frank Richard

Agency Owner

As the owner of the agency, Frank brings a wealth of experience in finance and information, offering customers a well-rounded understanding of both insurance and financial strategy. He’s deeply knowledgeable about local and national markets and is an excellent resource for questions about life, home, auto, boat, or landlord policies. When Frank is not at work, you can find him cheering on his two kids in their many activities and hobbies, and spending time with his community. He is passionate about sharing his knowledge with others to bolster his community and promote financial wellness.

Mona Freeman

Senior Insurance Specialist

With an incredible 27 years of experience, Mona is highly knowledgeable in insurance topics. Before joining our team, she owned and operated her own insurance agency and has been part of our agency since its founding — even working with the two prior owners before it became this agency. Known for her deep product knowledge, professionalism, and genuine care for every customer. When she’s not at work, she enjoys gardening, photography, and cheering on her favorite Seattle sports teams.

Jessica Reindel

General Manager

Jessica is an experienced sales agent, who is bilingual and fluent in Spanish and English. She is a great asset to our team and she provides excellent service to customers. You are in Good Hands with her.

Joti Sandhu

Licensed Sales Agent

Joti has six years of experience in the insurance industry and has been with our agency for the last two as well! She has lived in India, Seattle, London, California, Atlanta and Texas, bringing a global perspective to her work. She is fluent in Hindi and Punjabi and is known for her experience in policy reviews and billing questions. Outside of work, Joti enjoys working out and spending time with her family!

Natassja Swinson

Licensed Sales Agent

Born and raised in the Kent/Auburn area, Natassja has been a valued member of our agency for three years. A proud Seattle sports fan, she brings her team spirit into her work—helping customers with policy reviews so they have the right coverage for life’s unexpected moments. When she’s not cheering on the Mariners or Seahawks, you’ll find her hiking around Mount Rainier or diving into a good video game.

Gretchen Benson

Licensed Sales Agent

A Seattle native, Gretchen has spent six years in the insurance industry and has been part of our agency for the past two. She is our resident commercial insurance professional. If you have commercial or high-risk insurance needs, she will be the one to help you find a solution! Before her insurance career, she worked as a flight attendant, traveling the world and meeting people from all walks of life. She still loves to explore new places, and when she’s home, she enjoys cooking and spending time at Lake Chelan.

Rosilene De Lima

Licensed Sales Manager

Rosilene brings over six years of experience in the insurance industry and a strong background in finance. Originally from Brazil, she is fluent in Portuguese and Spanish and is passionate about helping customers understand their coverage options. Her ability to clearly explain policies and match people with protection that fits their needs makes her a great asset. Outside of work, Rosilene enjoys volunteering at her church and relaxing with a good movie or book.

Allstate Insurance Agent Reviews

roberta rigo

May. 14, 2026

Agent Response

Thank you for your 5-star review, Roberta! We trul

Thank you for your 5-star review, Roberta! We truly appreciate your business and are grateful to have you as a valued customer. We look forward to serving you again in the future!”

james liebert

May. 10, 2026

Agent Response

Thank you for your feedback, James. We noticed you

Thank you for your feedback, James. We noticed your review and will be reaching out to you soon to learn more about your experience. We appreciate the opportunity to improve and look forward to connecting with you

sandra bergman

Apr. 20, 2026

Joti is the most competent and efficient agent that I have ever dealt with!

Agent Response

Thank you, Sandra, for your 5-star review and your

Thank you, Sandra, for your 5-star review and your kind words about Joti! We're thrilled to hear that you had such a positive experience. We truly appreciate your business and are grateful to have you as a valued customer. We look forward to serving you again in the future!

susan renfrow

Apr. 3, 2026

Agent Response

Thank you, Susan, for your 5-star review! We truly

Thank you, Susan, for your 5-star review! We truly appreciate your business and are grateful to have you as a valued customer. We look forward to serving you again in the future!

robert davis

Apr. 1, 2026

Good to Fair

Agent Response

Thank you for your review, Robert, and for being a

Thank you for your review, Robert, and for being a valued customer! We appreciate your business and are always looking for ways to improve. If there’s anything we can do to make your experience a 5-star one, we’d love to hear your feedback!

pavel volostnov

Mar. 31, 2026

Agent Response

Thank you, Pavel, for your 5-star review! We truly

Thank you, Pavel, for your 5-star review! We truly appreciate your business and are grateful to have you as a valued customer. We look forward to serving you again in the future!

jarim lee

Jan. 19, 2026

Agent Response

Thank you for your feedback, Jarim. We noticed you

Thank you for your feedback, Jarim. We noticed your review and will be reaching out to you soon to learn more about your experience. We appreciate the opportunity to improve and look forward to connecting with you.

shirley a tucker

Jan. 17, 2026

I feel I've been a member of All-State for a number of years. My plan went so high. I hav'nt had any problems and I'm a

I feel I've been a member of All-State for a number of years.
My plan went so high. I hav'nt had any problems and I'm a older member I don't understand.
Why such a high rate.

Agent Response

Hi Shirley. Thank you for your feedback. We notice

Hi Shirley. Thank you for your feedback. We noticed your review and will be reaching out to you soon to learn more about your experience. We appreciate the opportunity to improve and look forward to connecting with you.

jeanette rodriguez

Jan. 12, 2026

I really appreciate how attentive Frank has been even though I’ve never met him through email. He’s always checking

I really appreciate how attentive Frank has been even though I’ve never met him through email. He’s always checking in. He’s always keeping me updated and I appreciate it.

Agent Response

Thank you for your 5-star review, Jeanette Rodrigu

Thank you for your 5-star review, Jeanette Rodriguez! We truly appreciate your business and are grateful to have you as a valued customer. We look forward to serving you again in the future!

fe tolentino

Jan. 10, 2026

All State Staff is very helpful if you have questions to ask. Very knowledgeable. Highly recommend.

Agent Response

Thank you for your 5-star review, Fe Tolentino! We

Thank you for your 5-star review, Fe Tolentino! We truly appreciate your business and are grateful to have you as a valued customer. We look forward to serving you again in the future!

cassia regina onofre

Jan. 7, 2026

Agent Response

Thanks for your review and for being a valued cust

Thanks for your review and for being a valued customer, Cassia! We appreciate your business and are always looking for ways to improve. If there’s anything we can do to make your experience a 5-star one, we’d love to hear your feedback!”

barbara neal

Jan. 6, 2026

Agent Response

Hi Barbara! Thank you for your review and for bein

Hi Barbara! Thank you for your review and for being a valued customer! We appreciate your business and are always looking for ways to improve. If there’s anything we can do to make your experience a 5-star one, we’d love to hear your feedback!

angela ferguson

Dec. 27, 2025

Agent Response

Hi Angela! Thank you for your review and for being

Hi Angela! Thank you for your review and for being a valued customer! We appreciate your business and are always looking for ways to improve. If there’s anything we can do to make your experience a 5-star one, we’d love to hear your feedback!”

ronald dorsey

Dec. 10, 2025

Agent Response

Thank you for your review, Ronald, and for being a

Thank you for your review, Ronald, and for being a valued customer! We appreciate your business and are always looking for ways to improve. If there’s anything we can do to make your experience a 5-star one, we’d love to hear your feedback!

james johnson

Dec. 10, 2025

I feel maybe if I had a different agent because the one I got now I can't get in touch with it with them and I'm feeling

I feel maybe if I had a different agent because the one I got now I can't get in touch with it with them and I'm feeling left out because I can't file my claim and I can't get my claim done because of the agent I have and if you could help me I would appreciate it and then my ratings for Allstate would be grieving greater than they are now

Agent Response

Thank you for your feedback, James. We noticed you

ewa anucinski

Nov. 11, 2025

Agent Response

Thank you for your 5-star review, Ewa! We truly ap

Thank you for your 5-star review, Ewa! We truly appreciate your business and are grateful to have you as a valued customer. We look forward to serving you again in the future!

josimar felipe

Oct. 28, 2025

Bom

Agent Response

Thank you for your 5-star review, Josimar! We trul

Thank you for your 5-star review, Josimar! We truly appreciate your business and are grateful to have you as a valued customer. We look forward to serving you again in the future!

bonita alsaidy

Oct. 21, 2025

Your agency is very responsive to my needs.

Agent Response

Thank you, Bonita, for your 5-star review! We trul

Thank you, Bonita, for your 5-star review! We truly appreciate your business and are grateful to have you as a valued customer. We look forward to serving you again in the future!

mohammad imam nazar

Oct. 16, 2025

Agent Response

Thank you for your 5-star review, Mohammad! We tru

Thank you for your 5-star review, Mohammad! We truly appreciate your business and are grateful to have you as a valued customer. We look forward to serving you again in the future!

kelli morse

Sep. 24, 2025

Terrible. I had the worst experience working with this agency and Allsate. I have told all my friends and family NOT to

Terrible. I had the worst experience working with this agency and Allsate. I have told all my friends and family NOT to ever work with Allstate

Agent Response

Hi Kelli, we’re really sorry to hear about your

Hi Kelli, we’re really sorry to hear about your experience. We know how important reliable coverage is and regret that we let you down. Thank you for sharing your feedback — we’d love the chance to connect and rebuild your trust.

Allstate Online Review Policy