(317) 844-4683(317) 844-4683
(317) 432-6939(317) 432-6939
(317) 844-4687(317) 844-4687
718 Adams St, Ste BCarmel, IN 46032

Office Hours:

8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
Available 24/7 at (317) 844-4683
Other Locations:


  • Spiritual
  • Book Lover
  • Animals
  • Theater/Stage
  • Car Crazy
  • Youth Programs
  • Volunteerism
  • Foodie
  • Gardening
  • Art
  • Self-Improvement
  • Health/Fitness

I’ve lived in Carmel my entire life. Through the years, I’ve come to know many local families and developed many relationships. This local connection has helped me better understand the needs of Allstate customers, especially when it comes to their financial needs. From retirement accounts to college savings I’m available to help customers with a variety of financial solutions

I’m proud to work with a company who’s been serving satisfied customers for over 70 years. I can offer quality insurance that’s affordable and provide easy access for you to contact me in person, over the phone, or through my Web site - wherever and whenever you need. Both Allstate and I know how important price and service are for a long-lasting relationship.

As your Allstate agent, I can help you understand how the choices you make – such as the car you drive – affect your insurance rate. I’m committed to helping you get the appropriate level of protection and make it easy to do business with Allstate.

  • B.A. University of Michigan
  • Civic Services
  • Carmel Rotary Member since 2004
  • Carmel Clay Library Clay Township Board Trustee
  • Industry Services
  • Series 6 and 63 licensed
  • Property and Casualty License
  • Life and Health Insurance License
  • Notary Public
  • Awards
  • Honor Ring-12 years
  • National Conference Award-4 years
  • Allstate Leader's Forum-2 years
  • Inner Circle Elite-1 years
  • Allstate Financial Leader Award-1 years
  • Community Services
  • 2014 Angie's list Super Service Award
  • 2013 Carmel Chamber of Commerce Most Valuable Volunteer
  • 2013 Angie's list Super Service Award
  • 2013 Chair Affiliate Division of MIBOR
  • 2011 Angie's list Super Service Award
  • Since 2004 - Carmel Rotary Club Community and International Projects
  • 20+ Years of Service

Customer Reviews

34 reviews

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Meet the Team

Roy Lederman
Personal Financial Representative
Here to serve you!
Michael Parsons
Claims Concierge
10 years of Insurance experience working in multiple positions, specialty in claims.
Terry Coyle
Marketing Specialist, Relocation, New Home Sales, Mortgage and Realtor contact
Joining the Ranj Puthran Allstate Agency several years ago, Terry brought an exemplary work ethic. Terry is licensed to support clients with a multitude of insurance needs, specializing in the following:

Moving, either in or out of the city/state
Clients divorcing/separating policies
Adult children managing parental estates
New home construction coverage
Event Cetificates
Annual policy reviews with recommendations
Concierge level of service

Terry's philanthrophic endeavors include Carmel Rotary Club, National Football Foundation, Cornea Research Foundation of America, Indiana Women in Need, Noble of Indiana, and the Hamilton County Humane Society.
Wes Kane
Service concierge
I have been this agency for 29 years. At your service.
Jennifer Crouse
Sales and Marketing
I'm here to help people save money. I can sell home, auto, renters, condo, motorcycle, golf cart, RV, earthquake, ATV, moped, and flood insurance. I can service policies to help customers find a way to save money. I can handle claims as well. Here to serve.
  • Property and Casualty License since 2007
Stephen Mason
Sales and Marketing

Request An Appointment

Want to request an appointment for a call or visit? Use the calendar to pick the date you'd like to visit and then choose a time. While we can't guarantee agency availability, your request will route to the agency inbox and we'll do our best to accommodate your schedule.
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Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Insurance Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.

With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Carmel.

You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. At our Allstate agency, we can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Products & services offered at our agency include:

  • Auto Insurance
  • Car Insurance
  • Flood Insurance
  • Insurance
  • Life Insurance
  • Motorcycle Insurance
  • Home Insurance
  • Insurance Quote
  • Insurance Agency
  • Business Insurance
  • Annuities
  • Retirement
  • College Savings Plan

Plan Your Financial Future.
Calculator: Social Security & Retirement
Buy vs. Lease Calculator
What's the Difference Between Term and Permanent Life Insurance?
Mortgage Tax Credit Calculator

Make sure you're doing all you can to protect the life you deserve—no matter what stage you're at in life.
Is Social Security part of your retirement plan? Estimate your projected annual benefits.
What’s more cost efficient – buying or leasing a car? This calculator can help crunch the numbers.
Life insurance policies typically fall into two categories: term or permanent insurance. Which type of policy is right for you?
Calculate your potential average yearly tax savings over the life of your mortgage.
Learn moreLearn moreLearn moreLearn moreLearn more

Areas Served

We’re proud to serve the areas of:

  • Indianapolis
  • Westfield
  • Zionsville
  • Fishers
  • Noblesville
  • Carmel
  • Lawerence
  • Broadripple
  • Geist

Quote, email, or call our agency today for your personalized insurance quote.

R J Puthran is insurance licensed in the state(s) of Indiana, Michigan, and Texas. If you do not reside in the state(s) of Indiana, Michigan, or Texas, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.