Allstate Insurance Agent
Ray Kratz, Deptford, NJ

1692 Clements Bridge Rd

Deptford, NJ 08096

Call

(856) 481-4817to quote by phone

Call

(856) 481-4817to quote by phone

Call

(856) 481-4817to quote by phone

Call

(856) 481-4817to quote by phone

Select a product to get a quote

Auto insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	8:30 AM - 5:30 PM
Tue	8:30 AM - 5:30 PM
Wed	8:30 AM - 5:30 PM
Thu	8:30 AM - 5:30 PM
Fri	9:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(856) 481-4817

1692 Clements Bridge Rd
Deptford, NJ 08096
US

Map of 1692 Clements Bridge Rd in Deptford

Landmarks

Our office is located in the Locust Grove Plaza at the corner of Clements Bridge and Almonession Roads. We are diagonally across from the Macy's at the Deptford Mall

Areas Served

Deptford, Woodbury, West Deptford, Sewell, Mantua

Additional Contact

Fax: (833) 892-0932

Mobile: (856) 994-9003

Languages

English

Social

Ray Kratz: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Ray Kratz

2022 Dancing with the Gloucester County Stars. Proud to participate and raise money for Glocuester County Habitat for Humanity

2022 Dancing with the Gloucester County Stars

Premier Scouting Family of Gloucester County food drive

Proud sponsor of Deptford High School Athletics. Go Spartans!

I look forward to continuing the tradition of Allstate’s Good Hands serving Deptford Twp. and the surrounding areas. I enjoy being a part of the community, and building local relationships is one of the best parts of my job. As a resident of South Jersey for most of my life, I know what life is like here –we choose our car and our home to fit our lifestyle and budget. I also know how important it is to do the same when it comes to insurance. Part of what I like best about my job is that I can present customers with options for a wide variety of coverage and services. I help you look at the big picture.

I’m committed to helping Deptford residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call me today. I look forward to getting to know you and helping you to find the solutions that meet your needs.

Products we offer:

Car Insurance Agent in Deptford
Car Insurance Agent in Deptford
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance Agent in Deptford
Home Insurance Agent in Deptford
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Condo Insurance Agent in Deptford
Condo Insurance Agent in Deptford
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Deptford
Renters Insurance Agent in Deptford
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
Motorcycle Insurance Agent in Deptford
Motorcycle Insurance Agent in Deptford
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance Agent in Deptford
Business Insurance Agent in Deptford
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Deptford
Life Insurance Agent in Deptford
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Deptford
ATV Insurance Agent in Deptford
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance Agent in Deptford
Boat Insurance Agent in Deptford
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

Your Local Allstate Team

Katie Wallis

Katie has over 20 years of Customer Service experience. She began her career representing Allstate in January 2016 at the Pat Egberts Agency and is committed to delivering quality service to customers. She is proud mother of 3 children who gives back to Deptford Township and surrounding communities through her involvement with scouting, service projects, and is a proud supporter of our military.

Lisa Bigioni-Brodsky

Service Manager / Licensed Sale Producer

Lisa started in the insurance industry in 2005. She is licensed in Property, Casualty, Life, and Health insurance. She is a graduate of Montclair State University. Lisa prides herself with providing exceptional customer service and insurance assistance to establish long lasting customer relationships. In addition to helping customers protect their assets, she is readily available to assist customers with questions or concerns on their policies; including billing, claims, and more.

Ken Kelly

Personal Financial Representative

As a Personal Financial Representative living in South Jersey my entire life, I have come to know many local families. My knowledge and understanding of the people in this community help me provide over 1500 customers with an outstanding level of service. I look forward to helping you prepare a strategy to achieve your financial goals. From education to retirement, I can provide you with financial services that can help you build your financial future. I’m proud to represent a company who’s been serving satisfied customers for over 90 years.

Charlotte Westerfer

Licensed Sales Professional

As a proud family-business, I welcomed my daughter, Charlotte, to our Allstate agency in 2018. She graduated from Penn State University in 2014 with her bachelor’s degree in Corporate Communications. Outside of the agency, Charlotte enjoys cooking, going to the shore and making memories with her two children. As a devoted mother, Charlotte moves to meet and assist other families with their unique insurance needs. Call our agency to see how Charlotte can assist you.

Robin Blickman

Customer Service Specialist / Likened Sales Professional

Robin brings over 35 years of dedicated customer service and insurance claims experience, helping customers feel supported and understood during stressful situations. She is known for her warm communication style, patience, and ability to resolve issues with clarity and care. Robin’s long-standing commitment to exceptional service has made her a trusted and dependable advocate for every customer she assists.

Allstate Insurance Agent Reviews

elmer leslie

May. 26, 2026

Agent Response

Thank you, Elmer, for your positive feedback! We'r

Thank you, Elmer, for your positive feedback! We're thrilled to hear that you're satisfied with our services. As a valued customer, your trust means a lot to us. If you ever need assistance, feel free to reach out.

darlene tassi

May. 10, 2026

Agent Response

Thank you for your feedback, Darlene. We appreciat

Thank you for your feedback, Darlene. We appreciate your long-term support and are sorry to hear about your recent experience. Please feel free to reach out to RAYKRATZ@allstate.com so we can address your concerns directly. Your satisfaction is important to us.

joanne greco

May. 7, 2026

Agent Response

Thank you, Joanne, for your wonderful feedback! We

Thank you, Joanne, for your wonderful feedback! We're thrilled to hear that you had a positive experience with us. As a valued customer, your satisfaction is our top priority. If you ever need assistance or have questions, feel free to reach out. We appreciate your trust in our services!

debora scomo

May. 4, 2026

marcus mena

May. 4, 2026

Everything went smoothly

ronald kosek

Apr. 29, 2026

Agent Response

Thank you, Ronald, for your feedback and for being

Thank you, Ronald, for your feedback and for being a valued customer. We're glad to hear you had a positive experience. If you have any further suggestions or concerns, please feel free to reach out to RAYKRATZ@allstate.com. Your satisfaction is important to us.

fermina adan

Apr. 18, 2026

Agent Response

Thank you, Fermina, for your wonderful feedback! W

Thank you, Fermina, for your wonderful feedback! We're thrilled to hear that you had a positive experience with us. Your satisfaction is our top priority, and we're grateful for your trust in our services. If you ever need assistance, feel free to reach out.

james scarpa

Apr. 17, 2026

confident

Agent Response

Thank you, James, for your feedback! We're thrille

Thank you, James, for your feedback! We're thrilled to hear that you feel confident with our services. Your trust means a lot to us, and we're here to support you whenever you need.

dennis ohalloran

Apr. 16, 2026

Agent Response

Thank you, Dennis, for your positive feedback! We'

Thank you, Dennis, for your positive feedback! We're thrilled to know you're satisfied with our services. As a valued long-time customer, your trust means a lot to us. If you ever need assistance, feel free to reach out.

robert cox

Apr. 11, 2026

Agent Response

Thank you, Robert, for your positive feedback and

Thank you, Robert, for your positive feedback and for being a valued customer. We're thrilled to hear about your satisfaction with our services. If you ever have any questions or need assistance, please don't hesitate to reach out. Your trust means a lot to us!

miriam sharp

Mar. 23, 2026

Agent Response

Thank you for your feedback, Miriam. We appreciate

Thank you for your feedback, Miriam. We appreciate your input and are committed to improving our services. If you have any specific concerns or suggestions, please feel free to reach out to RAYKRATZ@allstate.com. Your satisfaction is important to us.

michael heiser

Mar. 4, 2026

Very good 👍

Agent Response

Thank you, Michael, for your positive feedback! We

Thank you, Michael, for your positive feedback! We're thrilled to hear you're satisfied with our services. If you ever need assistance, feel free to reach out. We appreciate your trust in us!

raymond schwartz

Feb. 21, 2026

Agent Response

Hi Raymond, thank you for sharing your feedback. I

Hi Raymond, thank you for sharing your feedback. I understand your concerns and appreciate your long-term relationship with us. Please feel free to reach out to RAYKRATZ@allstate.com so we can address your specific issues. Your trust is important to us.

michelle jones

Jan. 11, 2026

Agent Response

Thank you, Shelly, for your wonderful review! We'r

Thank you, Shelly, for your wonderful review! We're thrilled to hear that you had a positive experience with us. Your trust and satisfaction are incredibly important, and we're here to support you with all your insurance needs.

theresa kempf

Jan. 10, 2026

Great experience! Staff was super helpful

Agent Response

Thank you, Theresa, for sharing your positive expe

Thank you, Theresa, for sharing your positive experience with us! We're thrilled to hear that our staff was helpful. Your feedback is greatly appreciated, and we're here to assist you with any future insurance needs.

kristy salapata

Jan. 7, 2026

Positive

Agent Response

Thank you, Kristy, for your positive feedback! We'

Thank you, Kristy, for your positive feedback! We're thrilled to hear that you had a great experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance, feel free to reach out.

michael reid

Jan. 4, 2026

Agent Response

Hi Michael, thank you for sharing your feedback. I

Hi Michael, thank you for sharing your feedback. I'm sorry to hear about your experience. We strive to provide reliable service and would like to address your concerns. Please reach out to RAYKRATZ@allstate.com so we can assist you further.

robin clark

Dec. 30, 2025

Agent Response

Thank you, Robin, for your positive feedback and f

Thank you, Robin, for your positive feedback and for being a valued customer. We're glad to hear you're satisfied with our services. If you have any further questions or need assistance, feel free to reach out. Your trust means a lot to us!

donna krul

Dec. 30, 2025

Agent Response

Thank you, Donna, for your positive feedback and f

Thank you, Donna, for your positive feedback and for being a valued customer. We're thrilled to hear you're satisfied with our services. If you have any further questions or need assistance, feel free to reach out. Your trust means a lot to us!

thomas finn

Dec. 17, 2025

Agent Response

Thank you, Thomas, for your 5-star review! We're t

Thank you, Thomas, for your 5-star review! We're thrilled to hear that you're satisfied with our services. As a valued customer, your trust and support mean a lot to us. If you ever have any questions or need assistance, feel free to reach out.

Allstate Online Review Policy

Your Local Allstate Team

Katie Wallis

Lisa Bigioni-Brodsky

Service Manager / Licensed Sale Producer

Ken Kelly

Personal Financial Representative

Charlotte Westerfer

Licensed Sales Professional

Robin Blickman

Customer Service Specialist / Likened Sales Professional

Frequently asked questions

What are your agency hours?

Monday: 8:30 AM - 5:30 PM
Tuesday: 8:30 AM - 5:30 PM
Wednesday: 8:30 AM - 5:30 PM
Thursday: 8:30 AM - 5:30 PM
Friday: 9:00 AM - 5:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

Referral Rewards: The referred customer must purchase an auto policy with Allstate New Jersey Property and Casualty Insurance Co. Under extremely rare circumstances the actual credit may be less than $75. These circumstances include instances where the premium charged is less than the credit amount. Maximum of three rewards can be banked at a time. Other rules and conditions apply.

Ray Kratz is insurance licensed in the state(s) of Minnesota, New Jersey, Pennsylvania, and South Carolina. If you do not reside in the state(s) of Minnesota, New Jersey, Pennsylvania, or South Carolina, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®