We’re available to meet you when, where, and how you’d prefer to meet to discuss your protection needs. Click here to schedule an in-person or virtual meeting today.
Local Allstate Agency: Meet Raya Insurance Agency USMC
Jason Raya welcomes you to our agency – Your trusted Allstate agency in Chula Vista since 1998.
We’re a proud family-owned agency serving the South Bay community for over 25 years. Jason Raya, our local agent and owner, continues the legacy his family started—helping protect what matters most with personalized insurance solutions for auto, home, life, and more.
Jason is a Chula Vista native, Marine Corps veteran, and dedicated business leader who’s passionate about protecting and uplifting his community. He believes in hard work, servant leadership, and continuous improvement.
Whether you need a quick auto quote, want to explore affordable life insurance, or just prefer to talk to someone who speaks your language—we’re here for you. Our team is bilingual (¡sí, hablamos español!) and ready to help with service that’s fast, friendly, and focused on you.
Life can be unpredictable, but your coverage doesn’t have to be. With Allstate and Jason Raya by your side, you can feel confident and covered. Visit us on Broadway in Chula Vista or call today for your free quote.
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Jason Raya welcomes you to our agency – Your trusted Allstate agency in Chula Vista since 1998.
We’re a proud family-owned agency serving the South Bay community for over 25 years. Jason Raya, our local agent and owner, continues the legacy his family started—helping protect what matters most with personalized insurance solutions for auto, home, life, and more.
Jason is a Chula Vista native, Marine Corps veteran, and dedicated business leader who’s passionate about protecting and uplifting his community. He believes in hard work, servant leadership, and continuous improvement.
Whether you need a quick auto quote, want to explore affordable life insurance, or just prefer to talk to someone who speaks your language—we’re here for you. Our team is bilingual (¡sí, hablamos español!) and ready to help with service that’s fast, friendly, and focused on you.
Life can be unpredictable, but your coverage doesn’t have to be. With Allstate and Jason Raya by your side, you can feel confident and covered. Visit us on Broadway in Chula Vista or call today for your free quote.
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Products we offer:
Auto
Car Insurance in Chula Vista
Car Insurance in Chula Vista
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Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo
Condo Insurance in Chula Vista
Condo Insurance in Chula Vista
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Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
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Renters
Renters Insurance in Chula Vista
Renters Insurance in Chula Vista
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Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
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Life
Life Insurance in Chula Vista
Life Insurance in Chula Vista
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Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
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ATV
ATV Insurance in Chula Vista
ATV Insurance in Chula Vista
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Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!
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10+
Years of Experience
25+
Years in the Community
EducationEducation dropdown expand/collapse
Associate Of Arts-SouthWestern College
Bachelor Of Arts-Cal State San Marcos
AwardsAwards dropdown expand/collapse
Agency Achievement Award-1 years
Allstate Leader's Forum-4 years
Circle Of Champions Award-4 years
Honor Ring-4 years
Inner Circle Elite Award-4 years
National Conference Award-4 years
Community InvolvementCommunity Involvement dropdown expand/collapse
Industry ServicesIndustry Services dropdown expand/collapse
Personal Property Protection
Retirement
Indemnity Protection
Financial
Insurance
Mortgage Protection
Income Protection
Our team
Diana Miguel
Office Manager
Diana is a licensed agent and San Diego native who loves representing Allstate. She manages the daily operations of the agency. She knows firsthand how the Allstate experience compares to other companies out there. She has been an
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Diana is a licensed agent and San Diego native who loves representing Allstate. She manages the daily operations of the agency. She knows firsthand how the Allstate experience compares to other companies out there. She has been an insurance agent since 2009 and been with an Allstate agency since 2012. Diana offers friendly customer service, is fluent in Spanish, and can help you with your home, auto, and life insurance needs.
read less...
Bri Millanes
Insurance Representative
Bri is a licensed agent who loves helping customers stay up to date with their insurance policies. She is attentive to detail and fluent in Spanish. She has been with our Chula Vista Allstate agency since 2017 and currently studie
read more...
Bri is a licensed agent who loves helping customers stay up to date with their insurance policies. She is attentive to detail and fluent in Spanish. She has been with our Chula Vista Allstate agency since 2017 and currently studies business at San Diego State University.
read less...
Candy Raya
Licensed Staff
Candy has helped thousands of families in Chula Vista protect against mayhem. She is the former owner of the agency and continues to be a dedicated team member. She is respected and loved by customers and always offers friendly se
read more...
Candy has helped thousands of families in Chula Vista protect against mayhem. She is the former owner of the agency and continues to be a dedicated team member. She is respected and loved by customers and always offers friendly service. She is an experienced insurance agent (over 30 years) who is fluent in Spanish and can help you make one of the most important decisions in your life - getting life insurance.
read less...
Samantha Raya
Bookkeeping & Marketing
Juan Reyes
Personal Financial Representative
Juan is a Personal Financial Representative who has been working with our Chula Vista agency since 2005. He is also a Chula Vista native and fluent in Spanish. Juan is very knowledgeable about life insurance and retirement . He st
read more...
Juan is a Personal Financial Representative who has been working with our Chula Vista agency since 2005. He is also a Chula Vista native and fluent in Spanish. Juan is very knowledgeable about life insurance and retirement . He strives to help families protect the things that are important and can help you prepare a strategy to achieve your financial goals.
read less...
Jason Raya
Agency Owner
Jason is a Chula Vista native with a heart for helping to protect and promote the prosperity of his community through financial services. He is a Marine veteran, experienced business professional, consultant, and entrepreneur. Jas
read more...
Jason is a Chula Vista native with a heart for helping to protect and promote the prosperity of his community through financial services. He is a Marine veteran, experienced business professional, consultant, and entrepreneur. Jason loves to surf, work hard, be a servant leader, and strives for constant and never-ending improvement.
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Recent reviews
Rating 5.0
juana choy
Jun. 2, 2026
Rating 5.0
manuela rodriguez
Apr. 10, 2026
Rating 4.5
lourdes de la parra
Mar. 5, 2026
Rating 5.0
gary graham
Feb. 26, 2026
I have always had good service with Raya been with tem for 10 years.
Rating 5.0
theresa carignan
Feb. 16, 2026
Rating 5.0
jesus garcia
Feb. 5, 2026
EsToy muy contento d ser parte d ustedes nos sentimos protegidos y muchas gracias x esa atención al cliente gracias
Rating 5.0
heliodoro salas
Feb. 2, 2026
Rating 3.0
cruz torres
Jan. 24, 2026
Rating 5.0
arthur aquino
Aug. 20, 2025
Excellent!
Rating 4.5
laura renteria
May. 25, 2025
Rating 4.0
andres perez
May. 7, 2025
Rating 4.5
gilberto herrera serrano
Dec. 26, 2024
Goood very clear helpful
Rating 5.0
enrique augusto bernal
Oct. 31, 2024
Nice! Very knowledgeable about all my questions, patient and answering the best for different situations.
Agent Response
Enrique, muchas gracias por tomar el tiempo de dar
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Enrique, muchas gracias por tomar el tiempo de darnos un revisión de nuestro equipo. Aquí en Allstate Chulavista. Estamos aquí por cualquier duda o pregunta. Que Dios te bendiga. - Jason Raya
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Rating 5.0
lilia carbajal gonzalez
Oct. 10, 2024
Agent Response
Bueno, muchas gracias por sus comentarios! Que Dio
read more...
Bueno, muchas gracias por sus comentarios! Que Dios te bendiga. 😊
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Rating 5.0
emilia jara
Oct. 9, 2024
Todo muy bien solo k no me gusto este aumento tan alto
Agent Response
Emilia, muchas gracias por tomar el tiempo de darn
read more...
Emilia, muchas gracias por tomar el tiempo de darnos un revisión. Que Dios te bendiga.
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Rating 5.0
gilberto arreola
Sep. 17, 2024
Great like always!!!.
Agent Response
Gilberto, muchas gracias por tomar el tiempo de da
read more...
Gilberto, muchas gracias por tomar el tiempo de darnos su revisión de nuestro agencia de seguros con Allstate aquí en Chulavista. Por favor díganos si hay algo más que podemos hacer para usted. Que Dios te bendiga.
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Rating 5.0
cierah diaz
Sep. 15, 2024
Agent Response
Hi Cierah! Thank you very much for taking time to
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Hi Cierah! Thank you very much for taking time to rate our Chula Vista Allstate agency... despite all the challenges that we have faced in our agency since the beginning of Covid, we work hard every day to earn ratings like this one. If there is anything else we can do to serve you better please do let me know. God bless you. - Jason Raya
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Rating 2.5
miguel duran
Sep. 13, 2024
Me gustaría comunicarme con una persona no con una contestadora me hace perder mucho tiempo
Agent Response
Gracias Miguel. Sí, también nos gusta hablar co
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Gracias Miguel. Sí, también nos gusta hablar con alguien directamente cuando llamamos a un servicio por el que pagamos. Durante el último año, en nuestra oficina hemos podido responder el 60% de las llamadas sin necesidad de que vayan al correo de voz. Desafortunadamente, desde después de la pandemia, nos ha sido imposible responder el 100% de las llamadas y esto se debe simplemente a la falta de personal. Revisamos los correos de voz con regularidad y llamamos a nuestros clientes en el orden en que recibimos las llamadas. A los clientes les resulta más fácil enviar mensajes de texto a nuestra oficina con solicitudes simples con respuestas más inmediatas. Además, siempre puede llamar al 1-800-Allstate y un agente autorizado le responderá el 95% de las veces después de que haya pasado por el sistema telefónico automatizado. Le pedimos disculpas si no estamos cumpliendo con sus expectativas aquí. Al igual que usted, espero poder tener el tamaño de equipo que teníamos antes de que comenzara la pandemia. Tambien nos puede mandar textos aquí 619-866-8197 - Jason Raya
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Rating 5.0
efren gutierrez
Sep. 13, 2024
Agent Response
Buenas tardes Efrén. Muchas gracias por tomar el
read more...
Buenas tardes Efrén. Muchas gracias por tomar el tiempo de darnos una revisión de nuestra oficina de seguros con Allstate. Por favor díganos si hay algo más que podemos hacer para usted. Que Dios te bendiga y tiene un gran fin de semana.
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Rating 5.0
alex ulloa
Sep. 12, 2024
Great
Agent Response
Alex. , thank you for taking the time to rate our
read more...
Alex. , thank you for taking the time to rate our Chula Vista Allstate agency. Please let us know if there's anything else we can do to serve you better .
Diana is a licensed agent and San Diego native who loves representing Allstate. She manages the daily operations of the agency. She knows firsthand how the Allstate experience compares to other companies out there. She has been an
read more...
Diana is a licensed agent and San Diego native who loves representing Allstate. She manages the daily operations of the agency. She knows firsthand how the Allstate experience compares to other companies out there. She has been an insurance agent since 2009 and been with an Allstate agency since 2012. Diana offers friendly customer service, is fluent in Spanish, and can help you with your home, auto, and life insurance needs.
read less...
Bri Millanes
Insurance Representative
Bri is a licensed agent who loves helping customers stay up to date with their insurance policies. She is attentive to detail and fluent in Spanish. She has been with our Chula Vista Allstate agency since 2017 and currently studie
read more...
Bri is a licensed agent who loves helping customers stay up to date with their insurance policies. She is attentive to detail and fluent in Spanish. She has been with our Chula Vista Allstate agency since 2017 and currently studies business at San Diego State University.
read less...
Candy Raya
Licensed Staff
Candy has helped thousands of families in Chula Vista protect against mayhem. She is the former owner of the agency and continues to be a dedicated team member. She is respected and loved by customers and always offers friendly se
read more...
Candy has helped thousands of families in Chula Vista protect against mayhem. She is the former owner of the agency and continues to be a dedicated team member. She is respected and loved by customers and always offers friendly service. She is an experienced insurance agent (over 30 years) who is fluent in Spanish and can help you make one of the most important decisions in your life - getting life insurance.
read less...
Samantha Raya
Bookkeeping & Marketing
Juan Reyes
Personal Financial Representative
Juan is a Personal Financial Representative who has been working with our Chula Vista agency since 2005. He is also a Chula Vista native and fluent in Spanish. Juan is very knowledgeable about life insurance and retirement . He st
read more...
Juan is a Personal Financial Representative who has been working with our Chula Vista agency since 2005. He is also a Chula Vista native and fluent in Spanish. Juan is very knowledgeable about life insurance and retirement . He strives to help families protect the things that are important and can help you prepare a strategy to achieve your financial goals.
read less...
Jason Raya
Agency Owner
Jason is a Chula Vista native with a heart for helping to protect and promote the prosperity of his community through financial services. He is a Marine veteran, experienced business professional, consultant, and entrepreneur. Jas
read more...
Jason is a Chula Vista native with a heart for helping to protect and promote the prosperity of his community through financial services. He is a Marine veteran, experienced business professional, consultant, and entrepreneur. Jason loves to surf, work hard, be a servant leader, and strives for constant and never-ending improvement.
read less...
Frequently asked questions
Can I text your agency with questions?
Yes, we have text messaging services.
What languages do you speak?
We have staff members available who speak the following languages: English, Spanish
Raya Insurance Agency USMC is insurance licensed in the state(s) of California. If you do not reside in the state(s) of California, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
California Insurance License Name and Number: 0M13909 RAYA INSURANCE AGENCY, LP, 0L76011 RAYA, JASON DAVID
Based on coverages selected. Subject to terms, conditions, availability & qualifications.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.