Allstate Insurance Agent
Rich CowlesRoseville, CA


Office Hours

Day of the WeekHours
MonAvailable by appointment8:00 AM - 5:00 PM
TueAvailable by appointment8:00 AM - 5:00 PM
WedAvailable by appointment8:00 AM - 5:00 PM
ThuAvailable by appointment8:00 AM - 5:00 PM
FriAvailable by appointment8:00 AM - 5:00 PM
SatAvailable by appointment
SunAvailable by appointment
After-hours appointments available.
Available 24/7 at

1803 Cirby Way,
Ste 1
Roseville, CA 95661

Areas Served

Roseville, Rocklin, Citrus Heights, Granite Bay, Antelope


Just South of Cirby Way on Sunrise & Kennsington... Across from KFC / A&W restaurant.

Additional Contact

Fax: (916) 783-4431


Rich Cowles: Allstate Insurance
You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Rich Cowles

As someone who has been in Roseville since 1987, I enjoy this area– I love golfing at Granite Bay Golf Club, riding the Roseville Bike Trails, walking the dog at Maidu Park or checking out the cars at Downtown Tuesday Nights (on Vernon Street). I appreciate what the community has to offer and that’s why I opened my Allstate agency here.

In an effort to give back locally, I've been a Roseville East Little League coach and donated/supported Oakmont High School athletics. I was the president of the Booster Club for guys and girls golf, and contribute annually to Oakmont's Touchdown Club.

I’ve been in the insurance business for 34 years, and at Allstate since ’96. Some of my biggest recommendations to customers is to get to know your agent or better yet, help your agent get to know you! I really enjoy meeting people face-to-face, simplifying insurance and helping them manage their everyday risks. Annual reviews are important! Ready to schedule yours?

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
Years of
Years in the
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Bachelor of Science-California State University
Other-The American College
Bryn Mawr PA - CLU
Community Involvement
Community Involvement dropdown expand/collapse
Little League Baseball Coach
Precinct Inspector during local and national elections
Civic Services
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Society of Financial Service Professionals
Sacramento Chapter of American Society of CLUs

Our team

Stephanie Thompson

Sr. Customer Service Specialist
Stephanie is the consummate insurance professional, having over 37-years of insurance experience and a customer favorite in my office for the past 16 years! ( Licensed and ready to rock, Stephanie is masterful with service. Ask her about her crafts!

Bobbie Jo Vann

Bobbie Jo was welcomed to the agency in May 2017. We’re delighted to have her on our team, as she came to us with several prior years of experience working at another Allstate agency. She specializes in helping customers understand the full variety of coverages that Allstate offers and she also focuses on commercial insurance. While most people stick to cats and dogs for pets, Bobbie Jo has had a turtle since 2002 that weighs 80 pounds!

Elecia Herrera

Licensed Sales Professional
Elecia joined our team in November 2018 with six years of prior insurance experience. She brings a bright, energetic, can-do personality to the job and is a pleasure to work with. When not hiking her favorite trails, Elecia spends time volunteering with the Placer Food Bank. She also enjoys chatting about photography.

Noel Bati

Personal Financial Representative
Our Allstate Personal Financial Representative, Noel, will help you prepare a strategy to achieve your financial goals. From your child's education to your retirement, he can assist you with financial products to help you build your financial future. Noel is also an accomplished soccer player – goalkeepers beware!

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Local events & news

Fire Insurance Discussion with Assembly

I was proud to represent Allstate at a meeting with California Assembly Insurance Committee members Chad Mayes, Frank Bigelow, Phil Chen and Randy Voepel. We had a good discussion about California's unique fire insurance challenges, and I hope to have the opportunity for similar meetings with them in the future!

Preparing Kits During Disaster Week

My staff and I had a great time prepping kits during Disaster Week. We put these together as part of an Allstate effort to help prepare customers for disasters, especially wildfire. Even though we hope customers will never need to use them, it’s a great feeling knowing they have them in case of an emergency!

Allstate Foundation Grant for Saint John’s Program for Real Change

Saint John’s Program for Real Change recently received a $15,000 Allstate Foundation Helping Hands in the Community grant on our behalf to help lessen the cycle of poverty in our area. Giving back to our local community through volunteerism is tremendously rewarding and gives our team a sense of purpose. We believe when we help others our communities are stronger and healthier, which is why we’re proud to support Saint John’s Program for Real Change’s work.

Allstate Foundation Grant for Whitney Ranch Charitable Foundation

We are proud to have assisted Whitney Ranch Charitable Foundation by volunteering at its annual Strokes4Hope Golf Tournament. Because we support the cause of the organization, we helped them to also qualify for a $40,000 Allstate Foundation Helping Hands in the Community grant. The grant will help them to bring the community together through events and programs. We look forward to working with Whitney Ranch again!

Bundle & save on insurance

Auto Insurance

Protecting what you love can be practical, too. With Allstate, you'll save when you purchase auto insurance along with another product. Your agent can help you maximize your savings and decide if bundling is right for you.

Up your Safe Driving skills with Drivewise®.

You already use your smartphone to track things like how many steps you take. Now you can track how well you drive. Drivewise measures your speed and braking to provide useful feedback to help keep you safe on the road.
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Rich Cowles is insurance licensed in the state(s) of California. If you do not reside in the state(s) of California, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

California Insurance License Name and Number: 0D79662 RICHARD COWLES INSURANCE AGENCY INC, 0B94090 COWLES, RICHARD

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.