Allstate Insurance Agent
Rich CowlesRoseville, CA


Office Hours

Day of the WeekHours
MonAvailable by appointment8:00 AM - 5:00 PM
TueAvailable by appointment8:00 AM - 5:00 PM
WedAvailable by appointment8:00 AM - 5:00 PM
ThuAvailable by appointment8:00 AM - 5:00 PM
FriAvailable by appointment8:00 AM - 5:00 PM
SatAvailable by appointment
SunAvailable by appointment
After-hours appointments available.
Available 24/7 at

1803 Cirby Way,
Ste 1
Roseville, CA 95661


Just South of Cirby Way on Sunrise & Kennsington... Across from KFC / A&W restaurant.

Areas Served

Roseville, Rocklin, Citrus Heights, Granite Bay, Antelope

Additional Contact

Fax: (916) 783-4431


Rich Cowles: Allstate Insurance
You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Rich Cowles

As someone who has been in Roseville since 1987, I enjoy this area– I love golfing at Granite Bay Golf Club, riding the Roseville Bike Trails, walking the dog at Maidu Park or checking out the cars at Downtown Tuesday Nights (on Vernon Street). I appreciate what the community has to offer and that’s why I opened my Allstate agency here.

In an effort to give back locally, I've been a Roseville East Little League coach and donated/supported Oakmont High School athletics. I was the president of the Booster Club for guys and girls golf, and contribute annually to Oakmont's Touchdown Club.

I’ve been in the insurance business for 34 years, and at Allstate since ’96. Some of my biggest recommendations to customers is to get to know your agent or better yet, help your agent get to know you! I really enjoy meeting people face-to-face, simplifying insurance and helping them manage their everyday risks. Annual reviews are important! Ready to schedule yours?

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
Years of
Years in the
Education dropdown expand/collapse
Bachelor Of Science-California State University, Chico
Other-The American College, Bryn Mawr PA - CLU
Awards dropdown expand/collapse
Allstate Financial Leader Award-4 years
Honor Ring-15 years
National Conference Award-7 years
Circle Of Champions Award-5 years
Allstate Leader's Forum-5 years
Inner Circle Elite Award-2 years
Community Involvement
Community Involvement dropdown expand/collapse
Little League Baseball Coach
Precinct Inspector during local and national elections
Civic Services
Civic Services dropdown expand/collapse
Society of Financial Service Professionals
Sacramento Chapter of American Society of CLUs

Our team

Stephanie Thompson

Sr. Customer Service Specialist
Stephanie is the consummate insurance professional, having over 37-years of insurance experience and a customer favorite in my office for the past 16 years! ( Licensed and ready to rock, Stephanie is masterful with service. Ask her about her crafts!

Noel Bati

Personal Financial Representative
Our Allstate Personal Financial Representative, Noel, will help you prepare a strategy to achieve your financial goals. From your child's education to your retirement, he can assist you with financial products to help you build your financial future. Noel is also an accomplished soccer player – goalkeepers beware!

Christina Smith

Licensed Sales Professional
We welcomed Christina Smith to our agency in August 2020. Christina comes to us with a wealth of insurance experience, and she has taught California insurance pre-licensing classes since 2012. She brings her smile and can-do attitude to the agency daily, while demonstrating integrity, character and a genuine passion for assisting others. She looks forward to talking to you about your insurance needs!

Recent reviews

Loading reviews...
No reviews available for this agent.

Get Allstate Digital Footprint℠ Free on the Allstate® Mobile App

Allstate Digital Footprint offers an innovative new way for you to see and take control of your online privacy and it is available for free to all users who download the Allstate mobile app. A digital footprint is a collection of all the accounts you've opened, and the information left behind that might expose you to risk. The Allstate Digital Footprint offers a simple way for you to see and control what type of information companies collect and how they use it. Plus, it helps you to stay alert to new accounts and breaches. Get started by clicking the link and downloading the app today.
Download Allstate MobilePromotion Details

Local events & news

Thank You for Your Commitment

Thank you to everyone in the community, especially family, friends and customers, who are working tirelessly to care for others during this pandemic. In times like this, I’m proud to represent Allstate, which is striving to help keep customers and communities safe and healthy. My agency donated N95 masks from our disaster preparedness kits to The Nephrology Group. Our hope is that these masks will help The Nephrology Group protect their front-line workers. We are in this together!

Fire Insurance Discussion with Assembly

I was proud to represent Allstate at a meeting with California Assembly Insurance Committee members Chad Mayes, Frank Bigelow, Phil Chen and Randy Voepel. We had a good discussion about California's unique fire insurance challenges, and I hope to have the opportunity for similar meetings with them in the future!

Preparing Kits During Disaster Week

My staff and I had a great time prepping kits during Disaster Week. We put these together as part of an Allstate effort to help prepare customers for disasters, especially wildfire. Even though we hope customers will never need to use them, it’s a great feeling knowing they have them in case of an emergency!

Allstate Foundation Grant for Saint John’s Program for Real Change

Saint John’s Program for Real Change recently received a $15,000 Allstate Foundation Helping Hands in the Community grant on our behalf to help lessen the cycle of poverty in our area. Giving back to our local community through volunteerism is tremendously rewarding and gives our team a sense of purpose. We believe when we help others our communities are stronger and healthier, which is why we’re proud to support Saint John’s Program for Real Change’s work.

Allstate Foundation Grant for Whitney Ranch Charitable Foundation

We are proud to have assisted Whitney Ranch Charitable Foundation by volunteering at its annual Strokes4Hope Golf Tournament. Because we support the cause of the organization, we helped them to also qualify for a $40,000 Allstate Foundation Helping Hands in the Community grant. The grant will help them to bring the community together through events and programs. We look forward to working with Whitney Ranch again!
Frequently Asked Questions
What are your agency hours?
Monday: 8:00 AM - 5:00 PM
Tuesday: 8:00 AM - 5:00 PM
Wednesday: 8:00 AM - 5:00 PM
Thursday: 8:00 AM - 5:00 PM
Friday: 8:00 AM - 5:00 PM
Are you open on weekends?
Can I text your agency with questions?
No, we do not have text messaging services.
What languages do you speak?
We have staff members available who speak the following languages: English
Do you have more than one location?
No, this is our only location.
Rich Cowles is insurance licensed in the state(s) of California. If you do not reside in the state(s) of California, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

California Insurance License Name and Number: 0D79662 RICHARD COWLES INSURANCE AGENCY INC, 0B94090 COWLES, RICHARD

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Allstate life insurance issued by Direct General Life Insurance Co., 911 Chestnut Street, Orangeburg SC 29115; Allstate Life Ins. Co. & Allstate Assurance Co., 3075 Sanders Rd, Northbrook IL 60062; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. In New York, life insurance issued through Allstate Life Insurance Company of New York, Hauppauge NY. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.