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Allstate Insurance Agent
Richard AmesArcadia, FL

Office Hours

Day of the WeekHours
Mon8:30 AM - 6:00 PM
Tue8:30 AM - 6:00 PM
Wed8:30 AM - 6:00 PM
Thu8:30 AM - 6:00 PM
Fri8:30 AM - 6:00 PM
Sat9:00 AM - 12:00 PM
Available 24/7 at

7 E Oak St
Arcadia, FL 34266

Areas Served

Arcadia FL, Nocatee FL, Brownville FL


We are one block West of the Desoto County Court House at 7 Oak Street

Additional Contact

Fax: (863) 993-0029


English, Spanish
Richard Ames: Allstate Insurance

Local Allstate Agent: Meet Richard Ames

I began my insurance career in 1987 and opened my Arcadia agency in 1988. I graduated from DeSoto County High School and married Barbara, a fifth-generation DeSoto County resident, in 1966. We have two sons, Richard, who works at the agency, and Andrew, a partner at a local CPA firm, along with five grandchildren and four great-grandchildren. We enjoy raising our family here. Some of our favorite places are Morgan Park, with its several miles of hiking, running or cycling trails, and the Peace River, which is great for canoeing and kayaking. I’m a bicyclist, car racing fan and local sports enthusiast.

Our agency is proud to support this community. We’re a member of the DeSoto County Chamber of Commerce. We’ve volunteered to qualify for Allstate Foundation Helping Hands grants for the DeSoto County Education Foundation and the Arcadia Youth Rodeo. Rebeca Carrillo of our team received a Volunteer of the Year award for her work with DeSoto County Schools. Richard was also active with the Reality Ranch rodeo series. We supported customers through two hurricanes – Charlie in 2004 and Irma in 2017. I serve as a deacon working with youth ministry and greeter ministry at Calvary Baptist Church. I also served 13 years with Florida’s National Guard.

Our agency is like a family. Millie and Rebeca have been at the agency for more than 20 years. We can assist you with your insurance needs in English or Spanish. Please call or stop by. We are located one block east of DeSoto County Courthouse on Oak Street.

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
Years of
Years in the
Education dropdown expand/collapse
Other-St. Petersburg College
Awards dropdown expand/collapse
Honor Ring-3 years

Our team

Carmin "Millie" Carrillo

Licensed Sales Producer
Over 20 Years with Richard Ames the Agent

Rebeca Carrillo

Licensed Sales Producer
Over 15 Years with the agent Richard Ames

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*Note: In Florida, Allstate agencies are authorized to represent a number of companies that are part of the Allstate family. Through these separate and distinct companies a wide variety of insurance products are available. For example, auto insurance in Florida is available from Allstate Insurance Company, Allstate Indemnity Company and Allstate Property and Casualty Insurance Company(Home Office:Northbrook, IL). Property insurance, such as homeowners, condominium owners and renters insurance is available in Florida from Castle Key Insurance Company and Castle Key Indemnity Company(Home Offices: St. Petersburg, FL).

It's important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company. This means, for example, that property insurance products provided by Castle Key Insurance Company and Castle Key Indemnity Company are not underwritten or reinsured by Allstate Insurance Company or Allstate Life Insurance Company.

Richard Ames is insurance licensed in the state(s) of Florida. If you do not reside in the state(s) of Florida, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY.