Allstate Insurance Agent
Richard HowesOviedo, FL

Office Hours

Day of the WeekHours
Mon8:00 AM - 5:00 PM
Tue8:15 AM - 5:00 PM
Wed8:15 AM - 5:00 PM
Thu8:15 AM - 5:00 PM
Fri8:15 AM - 5:00 PM
SatAvailable by appointment
After-hours appointments available.
Available 24/7 at

870 Clark St,
Ste 1010
Oviedo, FL 32765

Other Locations

Areas Served


Additional Contact

Richard Howes: Allstate Insurance
You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Richard Howes

In 2005, I chose to become an Allstate agent in Oviedo because I appreciate a neighborhood that comes together in times of need. My wife, Nikki, and daughter, Norah, love to take our two Back Labs, Poppy and Lunker, to Oviedo on the Park, and we also love to visit Orlando’s theme parks for recreation. We are lucky to have extended family in the area that we frequently visit. I enjoy spending time with them and love playing the guitar when they visit! I am also a professional Bass Fisherman on the National Bass Fishing Trail and participated in the 2014 Bassmaster Classic on Lake Guntersville.

Being involved and giving back to the Oviedo community is important to me. I’m proud to support organizations including Toys for Tots, Canine Companions for Independence and Kids Beating Cancer.

My agency is family oriented, honest, compassionate and friendly. I want customers to walk away feeling informed about Allstate’s products and the coverages we helped them choose. I like to think my team takes care of customers as if they were their own family. I find fulfillment working with my team to help protect the community with Allstate’s products. Please call or stop by my office, near Oviedo High School, today.

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat

Our team

Maria Vazquez

Customer Service Specialist
Maria has been with us since 2009 and finds assisting customers on Allstate’s products enjoyable. She loves being seen as a trustworthy individual in Oviedo. Maria is a busy wife, mother and grandmother who enjoys cooking, dancing, traveling and playing with her dog, Sapphire.

Kendrick Nieves

Licensed Sales Professional
Kendrick has been in the insurance industry since 2013 and likes assisting customers on Allstate’s products while helping them learn to choose what coverages fit their lifestyle. In his free time, he loves playing video games and participating in all sports.

Lisa Lopez

Agency Manager
Lisa has been our Office Manager since 2010 and is fantastic at keeping the agency running like a well-oiled machine! She finds fulfillment in helping the team grow professionally and watching the agency expand. During her time off, Lisa enjoys watching sports and being around friends and family.

Athena Diaz

Licensed Sales Professional
Athena has been a Licensed Sales Professional since 2012. She understands Allstate’s products and can help assist you in choosing coverages that fit your needs. Athena enjoys being a Licensed Sales Professional because she is constantly learning and likes working directly with customers. During her time off, she enjoys reading, riding her bike, watching football and bonding with her daughter and significant other.

Omayra Rodriguez

Licensed Sales Professional
Omayra began as our Licensed Sales Professional in 2017. We are proud to have her on the team because of her deep knowledge of Allstate’s products and services. Omayra enjoys helping customers find the coverages for their needs. In her free time, she enjoys bonding with her large and entertaining family, dancing and partaking in activities with her daughter.

Janice Elder

Customer Service Specialist
Janice has been with my agency since 2009. As a Customer Care Professional, Janice can assist you with your questions and be a point of contact when you call. She enjoys supporting the team with their needs in the agency and working with customers on a daily basis. During her time off, she enjoys being with her children and three dogs!

Stephanie Burns

Stephanie grew up in Michigan and began her insurance career in 2004. As a Customer Care Professional, she enjoys helping people understand their coverage options. Outside the office, Stephanie loves to watch football! During college football season, she will spend her Saturday’s at a UCF Football game or parked in front of her TV watching the entire day. Stephanie is an active supporter of the Parkinson’s disease foundations like the Michael J Fox Foundation for Parkinson’s Research.

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Local events & news

Celebrating Honor Ring

We’re so proud that our agency earned the Honor Ring distinction from Allstate. This award symbolizes a distinct level of achievement as an agency. It has truly been a pleasure working with people in our community and we enjoy every minute of being your local Allstate agency. We’re looking forward to another year of providing outstanding service to our community.

Bundle & save on insurance

Auto Insurance

Protecting what you love can be practical, too. With Allstate, you'll save when you purchase auto insurance along with another product. Your agent can help you maximize your savings and decide if bundling is right for you.

Put your home in Good Hands®

Protect the place you and your family love to call home! I can help you get the customized coverage your home needs and the savings you deserve.
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*Note: In Florida, Allstate agencies are authorized to represent a number of companies that are part of the Allstate family. Through these separate and distinct companies a wide variety of insurance products are available. For example, auto insurance in Florida is available from Allstate Insurance Company, Allstate Indemnity Company and Allstate Property and Casualty Insurance Company(Home Office:Northbrook, IL). Property insurance, such as homeowners, condominium owners and renters insurance is available in Florida from Castle Key Insurance Company and Castle Key Indemnity Company(Home Offices: St. Petersburg, FL).

It's important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company. This means, for example, that property insurance products provided by Castle Key Insurance Company and Castle Key Indemnity Company are not underwritten or reinsured by Allstate Insurance Company or Allstate Life Insurance Company.

Richard Howes is insurance licensed in the state(s) of Colorado and Florida. If you do not reside in the state(s) of Colorado or Florida, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.