Allstate Insurance Agent
Ruth Williams, Houston, TX

LUTCF

13831 Northwest Fwy,

Ste 255

Houston, TX 77040

Call

(713) 460-2886to quote by phone

Call

(713) 460-2886to quote by phone

Call

(713) 460-2886to quote by phone

Call

(713) 460-2886to quote by phone

Select a product to get a quote

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	9:00 AM - 6:00 PM
Tue	9:00 AM - 6:00 PM
Wed	9:00 AM - 6:00 PM
Thu	9:00 AM - 6:00 PM
Fri	9:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(713) 460-2886

13831 Northwest Fwy,
Ste 255
Houston, TX 77040
US

Landmarks

Located in 5-story office building on Northwest Fwy/U.S. 290 and Guhn Rd.

Areas Served

Houston, Third Ward, Sunnyside, Katy, Cypress, Waller, Sugarland, Hempstead, The Woodlands, Spring

Additional Contact

Fax: (713) 460-1892

Languages

English, Spanish

Social

Ruth Williams: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Ruth Williams

I’ve lived in Houston for more than 30 years. I’m not a native but this feels like home now. Houston is rich and diverse in culture. It’s the fourth-largest city in the country and such a great place to live and work. We have the fine arts, museums, historical sites and many professional sports teams.

Being active in the community is important to me. I’m involved through my sorority, Delta Sigma Theta Incorporated, and its local projects committee. We have a passion for women and children who are in the transitions of life. We bring food, clothing, education and resources to them throughout the year. I also work with the economic empowerment committee that promotes financial awareness and economic growth in our communities. I also volunteer with Fresh Spirit Wellness for Women. At this organization, I have an ongoing relationship with The Allstate Foundation Purple Purse.

My favorite places in Houston are my church and the local parks and green spaces. I like trying new restaurants and have a few favorites that I frequent. I’m active at my church and am involved in several ministries which allow me to facilitate classes, mentor women and lend a helping hand to those in need.

I became an agent to help people protect what they value most – their families. My agency can best be described as professional, effective and caring. Stop by the office or give me a call today. I would love to talk to you about your insurance needs!

Products we offer:

Car Insurance Agent in Houston
Car Insurance Agent in Houston
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Houston
Home Insurance Agent in Houston
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
get a quote
Condo Insurance Agent in Houston
Condo Insurance Agent in Houston
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
get a quote
Renters Insurance Agent in Houston
Renters Insurance Agent in Houston
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Motorcycle Insurance Agent in Houston
Motorcycle Insurance Agent in Houston
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Houston
Business Insurance Agent in Houston
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Houston
Life Insurance Agent in Houston
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Houston
ATV Insurance Agent in Houston
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Houston
Boat Insurance Agent in Houston
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

30+

Years of
Experience

20+

Years in the
Community

Allstate Insurance Agent Reviews

robert floyd

Feb. 6, 2026

I'm not satisfied at all I'm looking for a new provider as I write this response. Every year my premium keep going up a

I'm not satisfied at all I'm looking for a new provider as I write this response. Every year my premium keep going up and soon I want be able to afford to pay for my insurance. It sad because I never file for a claim so it's sad and I'm tired. I sent in a update on name change still as of today it hasn't happened that's how slow my agent works for me it's sadd but I have to hold on till I can find a company with lower rates.

Agent Response

Hi Robert, I’m really sorry you’re feeling th

Hi Robert,

I’m really sorry you’re feeling this way — especially after being a loyal customer and not filing claims. I completely understand how frustrating rising premiums and delays can be.

I would truly appreciate the opportunity to personally review your policy, check for every available discount, and make sure the name change issue is resolved promptly. Let’s see what options we have before you make any final decisions.

Please contact my office directly at 713-460-AUTO so we can take care of this together.

— Ruth

delores campbell

Feb. 3, 2026

Agent Response

Thank you, Delores, for your wonderful feedback! W

Thank you, Delores, for your wonderful feedback! We're thrilled to hear that you had a positive experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance or have questions, feel free to reach out. We appreciate your support!

hubert martin

Jan. 17, 2026

Ruth and Melissa are the best, They are very knowledgeable and have a professional and positive attitude makes it so ea

Ruth and Melissa are the best,
They are very knowledgeable and have a professional and positive attitude makes it so easy to work with o insurance issues

Agent Response

Thank you, Hubert, for your kind words! We're thri

Thank you, Hubert, for your kind words! We're thrilled to hear that we have made your experience with insurance issues so positive and easy. Your feedback is greatly appreciated!

dwight barkin

Dec. 19, 2025

I feel really good about it thank you

Agent Response

Thank you for sharing your feedback, Dwight. We ap

Thank you for sharing your feedback, Dwight. We appreciate your business. Ruth

braxton taylor

Dec. 16, 2025

Agent Response

Thank you, Braxton, for your positive feedback! We

Thank you, Braxton, for your positive feedback! We're grateful to know you're satisfied with our services. Your trust and support as a valued customer mean a lot to us. If you ever have any questions or need assistance, feel free to reach out.

myrtle tompkins

Dec. 15, 2025

great

Agent Response

Thank you, Mrs. Tompkins, for your positive feedba

Thank you, Mrs. Tompkins, for your positive feedback! Melissa and I are thrilled to know you had a great experience with us. Your satisfaction is our priority, and we appreciate your trust in our services.

mark wright

Dec. 12, 2025

Ruth Williams is more than responsive, she engages with me proactively to assure our policies fit our coverage needs.

Agent Response

Thank you, Mark, for your kind words and for being

Thank you, Mark, for your kind words and for being a valued customer. I'm thrilled to hear that my proactive approach is meeting your coverage needs. Your feedback is greatly appreciated and helps me continue to provide reliable service. If you have any further questions or need assistance, feel free to reach out.

arceli dickerson

Oct. 6, 2025

Agent Response

Thank you, Arceli and Jerry, for your wonderful re

Thank you, Arceli and Jerry, for your wonderful review! I'm thrilled to hear that you're satisfied with our services. Your trust and support mean a lot to me. If you ever need assistance, feel free to reach out. Be blessed.

michael layton

Sep. 11, 2025

Agent Response

Thank you, Michael, for your positive feedback! We

Thank you, Michael, for your positive feedback! We're thrilled to hear that you're satisfied with our services. As a valued customer, your trust means a lot to us. If you ever have any questions or need assistance, feel free to reach out.

juvelyn casanova

Nov. 15, 2024

Auto policy was started before the date I was expected and against my wishes, also I just found out about our auto polic

Auto policy was started before the date I was expected and against my wishes, also I just found out about our auto policy is still using the old address in Houston not reflecting our current address for the past few months but in which the agent knew because they were also handling our Home Owners insurance of our new home in Conroe. I expect a refund of any over charges as our new county has a lower premium.

Agent Response

Hi Juvelyn, I'm sorry to hear about the issues wit

Hi Juvelyn, I'm sorry to hear about the issues with your auto policy start date and address update. It's important to us that your information is accurate. Please reach out to RuthWilliams@allstate.com so we can address your concerns and assist you further. Thank you for bringing this to our attention.

deborah watters

Nov. 3, 2024

patsy duhe

Oct. 15, 2024

maximillian burton

Aug. 27, 2024

I am always pleased with the help I get from this agency. Ruth Williams is wonderful and trustworthy person.

richard goodie

Aug. 23, 2024

delores campbell

Aug. 5, 2024

deborah watters

Aug. 1, 2024

kevin levias

Jun. 20, 2024

Awesome

Agent Response

Thank you Mr. Levias. You have been a great clien

Thank you Mr. Levias. You have been a great client.

linda lacour

Jun. 20, 2024

Agent Response

Thank you Ms. Linda.

andrea hardeman

May. 13, 2024

Excellent

Agent Response

Thank you so much for taking the time to give us a

Thank you so much for taking the time to give us a review. We appreciate your business, and it is our pleasure to assist you.

camillia heard

May. 2, 2024

Absolutely great

Agent Response

Thank you for taking the time to respond to our su

Thank you for taking the time to respond to our survey. We appreciate your business. Ruth

Allstate Online Review Policy

Frequently asked questions

What are your agency hours?

Monday: 9:00 AM - 6:00 PM
Tuesday: 9:00 AM - 6:00 PM
Wednesday: 9:00 AM - 6:00 PM
Thursday: 9:00 AM - 6:00 PM
Friday: 9:00 AM - 5:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English, Spanish

Do you have more than one location?

No, this is our only location.

Ruth Williams is insurance licensed in the state(s) of Texas. If you do not reside in the state(s) of Texas, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®