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Allstate Insurance Agent
September KruseApple Valley, MN

Office Hours

Day of the WeekHours
MonAvailable by appointment9:00 AM - 5:00 PM
TueAvailable by appointment9:00 AM - 7:00 PM
WedAvailable by appointment9:00 AM - 5:00 PM
ThuAvailable by appointment9:00 AM - 7:00 PM
Fri9:00 AM - 5:00 PM
Sat10:00 AM - 1:00 PM
After-hours appointments available.
Available 24/7 at

15050 Cedar Ave,
Ste 108
Apple Valley, MN 55124


We are located in Southport Shopping Center which is located in the southwest corner of Hwy 77 and County Rd 42.

Areas Served

Apple Valley, Rosemount, Lakeville, Burnsville, Savage, Eagan, Farmington

Additional Contact

Fax: (952) 891-4144
September Kruse: Allstate Insurance
You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet September Kruse

My husband Tim and I have been living in the south metro Twin Cities area since 1995. What we love most about this area is that even though it’s surrounded by larger cities, it still has a small-community feel. Since we feel strongly connected to this area, we enjoy giving back by sponsoring local teams and clubs, and volunteering for causes we deeply care about. Over the years, we have sponsored the Apple Valley and Lakeville athletic booster clubs, Rosemont marching band and Apple Valley developmental college prep programs. We also support organizations such as Compassion International, Show Hope, and Feed My Starving Children. Our philosophy is if someone in our community asks for support, we will try to help them in any way we can.

Midwest born-and-raised, we love the outdoors. I like running while Tim likes to golf and hunt, but we enjoy going on hikes together. We also like to travel with our two adult children – skiing is one of our favorite family activities! There are also so many great family-friendly activities nearby, from the Minnesota Zoo to going to a Wild, Twins or Vikings game. Even though we are both alumni of South Dakota State University (Go Jackrabbits!) we cheer on all of our Minnesota pro-sports teams.

We feel very blessed to have the opportunity to be a small business in our community. The most rewarding thing is working with people every day and knowing that customers can see the value that we offer. We look forward to helping you protect the things that are important, and can even help you prepare a strategy to achieve your financial goals! Our agency has a wonderful team that is knowledgeable, ready to help and eager to meet customers and their families. Feel free to stop by our office to say ‘hello’ – we are just north of the Super Target on Cedar Avenue!

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
Years in the
Awards dropdown expand/collapse
Allstate Leader's Forum-4 years
Honor Ring-5 years
National Conference Award-5 years
Inner Circle Elite-2 years
Circle of Champions-3 years
Community Involvement
Community Involvement dropdown expand/collapse
Apple Valley High School
Lakeville High School
Eastview High School

Our team

Tim Kruse

Exclusive Agent
Tim has 27 years of experience in Insurance. Tim has been an agency owner, District Sales Manager and Field Sales Leader. Tim has lived and worked in Minnesota for the past 15 years. He is active in the community, his church and coaching children. Tim and September have two children.

Jane Vandegrift

Licensed Insurance Professional
Jane has been with the Kruse Agency since the doors opened in 2011. She has many years of sales experience in pharmaceutical sales and real estate. Jane and her husband, Greg, reside in Lakeville and have 4 sons.

Gary Engelmann

Personal Financial Representative
Gary has worked for the agency for over 10 years and has 12 years of experience in the Financial Service Business. He is associated with the Kruse Agency specializing in Life Insurance, Retirement and Estate strategies , Business Continuation and College Education preparation. Gary and his wife have 3 children.

Akex Knutson

Licensed Sales Producer
Alex joined the Kruse Agency in November of 2019. Alex grew up in Lakeville and graduated from Lakeville North. He attended Luther college and played college football. He graduated from Luther in 2018 with an Art and Business Management degree. Alex worked in management before working in the insurance industry. Alex enjoys spending time with family, friends, playing fantasy football and playing with his new puppy Reggie. Alex is a huge Vikings and Timberwolves fan.

Thayne Zeimet

Licensed Sales Producer
Thayne grew up in Prescott, WI, but graduated from Park Senior High in Cottage Grove, MN. After high school, he found his way to Westminster College in Salt Lake City, where he worked as a flight dispatcher for the school and obtained his private pilot’s license. Since coming back to MN, he had worked in the insurance industry for a year before starting with the Kruse Agency in January 2020. Thayne likes to spend time playing board games or card games with family and friends, spending time outdoors, and playing with his pets.

Nolan Schmidt

Licensed Sales Producer
Nolan has been with the Kruse Agency since October 2019. Before working in insurance, he was a Canvass Director for non-partisan municipal campaigns across the Twin-Cities metro area. He graduated from the University of Minnesota in 2017 with degrees in History and Political Science. In his spare time, he likes spending time with his family out in the woods in central Wisconsin or fishing at their cabin near Hayward WI. This unfortunately means his is the lone Packer fan in the office (we try not to hold it against him). He is a dedicated and valued member of our team who is more than willing to help you with any of your insurance needs.

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Local events & news

Proudly Supporting Second Harvest Heartland

Our agency proudly joined Allstate agency owners, financial specialists and staff in May 2020 to raise funds for local food banks and meal programs, including Second Harvest Heartland, to help provide critical support in our community. In honor of our efforts, Second Harvest Heartland received a $10,000 Helping Hands Grant from The Allstate Foundation.

Thank You for Your Commitment

Thank you to everyone in the community, especially family, friends and customers, who are working tirelessly to care for others during this pandemic. In times like this, I’m proud to represent Allstate, which is striving to help keep customers and communities safe and healthy. Recently, my agency donated N95 masks from our disaster preparedness kits to Health Partners/Park Nicollet. Our hope is that these masks will help Health Partners/Park Nicollet protect their front-line workers. We are in this together!

Support for Boys & Girls Clubs of Elk River

Helping people is at the core of what our agency does, which is why we proudly spent time assisting the Boys & Girls Clubs of Elk River. Because of our volunteerism, The Allstate Foundation provided a $27,000 Helping Hands grant to support the efforts of the organization to help young people reach their full potential. Our team recognizes the challenges facing people in Elk River, and we’re excited to be among many Allstate volunteers across the country caring for their communities by supporting important local causes.

Volunteered with BestPrep

I believe in making a difference in my community, and I was thrilled to volunteer at an eMentor luncheon with BestPrep, which strives to provide students with business, career and financial literacy skills. If you would like to learn more about the eMentors program, please contact BestPrep for information.

WE Volunteer Now at Fairview Alternative High School

I was honored to speak to students at Fairview Alternative High School in Roseville on the WE Volunteer Now tour. The WE Volunteer Now tour stops and 80 schools and youth-serving organizations around the United States, to educate and empower students with the resources and skills needed to develop volunteer campaigns in their communities.

Happy Birthday to September!

The office celebrated Septembers birthday a day early by singing and bringing in a cake. Thank you to a great staff.

The Kick is up....The Kick is...

Watch my friend Mitch give a good effort but miss a field goal attempt during the college football Minnesota vs Iowa contest!

Thanks to Everyone Who Entered Our Ticket Contest!

The winners; Kevin & Cindy Tucker, Korley and Cindy's Mom attended as she is a big football fan. Trent & Brook Dressen were the other winners. Trent is an Iowa fan so he was happy with the outcome. Mitch the person who tried the field goal missed the kick but gave it a good effort, see video. Thanks again for everyone who entered.
Frequently Asked Questions
What are your agency hours?
Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 7:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 7:00 PM
Friday: 9:00 AM - 5:00 PM
Saturday: 10:00 AM - 1:00 PM
Sunday: Closed
Are you open on weekends?
Saturday: 10:00 AM - 1:00 PM
Sunday: Closed
Can I text your agency with questions?
No, we do not have text messaging services.
What languages do you speak?
We have staff members available who speak the following languages: English
Do you have more than one location?
No, this is our only location.
September Kruse is insurance licensed in the state(s) of Minnesota and Wisconsin. If you do not reside in the state(s) of Minnesota or Wisconsin, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.