Allstate Insurance Agency
Sierra Mountain Insurance Agency, Folsom, CA

13405 Folsom Blvd,

Ste 810

Folsom, CA 95630

Call

(916) 985-8484to quote by phone

Call

(916) 985-8484to quote by phone

Call

(916) 985-8484to quote by phone

Call

(916) 985-8484to quote by phone

Select a product to get a quote

Auto insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	8:30 AM - 5:30 PM
Tue	8:30 AM - 5:30 PM
Wed	8:30 AM - 5:30 PM
Thu	8:30 AM - 5:30 PM
Fri	8:30 AM - 5:30 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(916) 985-8484

13405 Folsom Blvd,
Ste 810
Folsom, CA 95630
US

4659 Golden Foothill Pkwy,

Ste 106

El Dorado Hills, CA 95762

Areas Served

Folsom, El Dorado Hills, Placerville, Sacramento, Rancho Cordova, SF Bay Area, Northern California, Southern California, California

Languages

English, Fiji, Gujarati, Hindi, Punjabi

Sierra Mountain Insurance Agency: Allstate Insurance

Local Allstate Agency: Meet Sierra Mountain Insurance Agency

Sierra Mountain Insurance Agency Folsom, CA

John and Mike

Sohil

Patty

Vanessa

Lorri

Sanjay

Toni MacKinnon

I’ve gotten to know many local families as an Allstate agent in Folsom. I enjoy being a part of the community, and building local relationships is one of the best parts of my job. I know what life is like here in Folsom – that you choose your car and your home to fit your lifestyle and your budget. I also know how important it is to do the same when it comes to insurance. I look forward to getting to know you and helping you to find the solutions that meet your needs.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

I’m committed to helping Folsom residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call me today.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

Products we offer:

Car Insurance Agent in Folsom
Car Insurance Agent in Folsom
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer underinsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, additional replacement protection coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Folsom
Home Insurance Agent in Folsom
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Condo Insurance Agent in Folsom
Condo Insurance Agent in Folsom
Helps protect the portion of your condo, co-op or townhome you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Folsom
Renters Insurance Agent in Folsom
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Landlords & Hosts Insurance Agent in Folsom
Landlords & Hosts Insurance Agent in Folsom
Helps protect the structure of your rental property, from covered accidents such as fire, wind/hail, vandalism and more. It also offers protection for the liability you might face as an owner. Let’s chat about the right coverage for your additional property!
Motorcycle Insurance Agent in Folsom
Motorcycle Insurance Agent in Folsom
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage, and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Folsom
Business Insurance Agent in Folsom
Commercial insurance protects your small business, your livelihood. Instead of having one policy for your business personal property/building then another for the liability, a BOP combines both policies into one. In addition to these basic coverages, commerical insurance can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business, and your employees.
Life Insurance Agent in Folsom
Life Insurance Agent in Folsom
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Folsom
ATV Insurance Agent in Folsom
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Folsom
Boat Insurance Agent in Folsom
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

20+

Years of
Experience

30+

Years in the
Community

Your Local Allstate Team

Sanjay Patel

Sanjay Patel is a trusted insurance professional who proudly serves customers in the greater Sacramento region. Backed by the strength of our agency, he offers guidance and local experience to help individuals and families protect what matters most.
Fluent in Hindi, Punjabi, and Gujarati, Sanjay connects with a diverse community of customers and takes pride in making insurance accessible and easy to understand. Licensed in life insurance and experienced across multiple coverage areas, he focuses on building real relationships and helping to provide long term protection strategies tailored to each customers needs.
Whether reviewing a policy, explaining coverage options, or making changes, Sanjay’s goal is to help see every customer feels informed, supported, and confident in their decisions.

Lorrie Jones

As an agent, Lorrie Jones brings a deep understanding of the ever changing insurance industry and a genuine passion for helping customers protect what matters most — their families. Having personally owned homes, cars, motorcycles, and recreational vehicles, she understands the importance of coverage that truly fits your lifestyle.
Lorrie enjoys guiding each customer through their insurance needs as a trusted agent, whether it’s Home, Renters, Rentals, Auto, Personal Umbrella, Classic Cars, or Recreational Vehicles. Her goal is to help cutomers clearly understand what they are purchasing and how each product will safeguard their families and assets.

Jose Antonio Lopez

Jose Antonio Lopez is a dedicated member of the Allstate family. As a motivated and passionate bilingual professional, Antonio finds true fulfillment in helping individuals and families protect what matters most. He takes pride in building strong, trusting relationships with customers and helping see they feel supported, informed, and confident every step of the way.
Committed to continuous learning and professional growth, Antonio works hard to expand his knowledge so he can better serve his community and help provide the highest level of care to every customer. His warm personality, genuine approach, and ability to connect with both English- and Spanish-speaking clients make him someone people know they can rely on.
Now rooted in Sacramento, California, Antonio values family above all else. He is a proud father of three and enjoys spending quality time with his children. Outside of work, he loves attending sporting events, cooking—especially with his kids—traveling, and staying active through regular workouts.

John Baciocco

John Baciocco brings an abundance of insurance knowledge and a proven track record of success to Sierra Mountain Insurance, where he now assists with growth and retention strategies. He takes pride in his experience and looks forward to continuing to support the agency’s customers with trusted guidance and care.
John is available for policy reviews by appointment and is committed to helping customers feel confident in their coverage decisions. Beyond the office, he enjoys traveling and giving back to his community through his involvement with the local Folsom Rotary Club.

Vanessa Roberts

As a Licensed Sales Producer with the Agency, I bring a deep understanding of coverage options and a genuine passion for helping customers protect what matters most. I was honored as a Regional LSP Winner for top sales in California, the final years this recognition was awarded — a testament to my commitment to excellence and customer care.
At our agency, I specialize in writing new business and helping see each customer receives personalized guidance and trusted support throughout their insurance journey. Having lived in this community my entire life, I take pride in being a dedicated insurance professional my neighbors can count on.
Outside the office, I enjoy spending time with my long-term boyfriend and our three lovable basset hounds. We love traveling, attending sporting events, and nurturing our growing collection of succulents and plants.

Sohil Yusuf

Sohil Yusuf is a seasoned insurance professional and trusted Agency owner with over two decades of experience helping individuals and families protect what matters most. Based in Folsom and El Dorado Hills, California, Sohil has built a reputation for delivering personalized, reliable insurance solutions with a deep commitment to service and community.

Sohil began his career in the insurance industry in 2005, where he developed a strong foundation in risk management, customer service, and policy design. Over the years, he cultivated a deep understanding of the unique needs of California families, from auto and home coverage to life and business insurance. His dedication to building long-term relationships and providing tailored guidance quickly earned him the trust of customers across the state.

In 2022, Sohil took the next step in his professional journey by opening his own Allstate agency. As an agency owner, he continues to uphold the highest standards of integrity, professionalism, and customer care. His offices in Folsom and El Dorado Hills serve as local hubs for comprehensive coverage options, and a warm, welcoming environment where customers feel heard and supported.

Sohil’s approach is rooted in education and empowerment — he believes that every customer deserves to understand their coverage and feel confident in their decisions. Whether working with first-time homeowners, growing families, or small business owners, he takes the time to listen, assess, and offer solutions that align with each customer’s goals and lifestyle.

Beyond the office, Sohil is an active member of the local community and takes pride in supporting initiatives that strengthen and uplift the neighborhoods he serves. His mission is simple: to be a dependable associate in protection, offering peace of mind through every stage of life.

Mike Baciocco

Mike Baciocco has cultivated a strong passion for helping customers navigate the often complex insurance process. His approach focuses on helping see customers not only secure the appropriate coverage but also clearly understand the risks they face.
Mike genuinely enjoys guiding individuals through their options, empowering them to make informed decisions that help protect what matters most. With a commitment to clarity, care, and trusted support, he strives to make every customer feel confident in their choices.

Kelsey Nelson

Kelsey Nelson is dedicated to helping customers protect what matters most. She is known for providing help with personalized coverage options and delivering outstanding customer service, taking pride in building lasting relationships.
She guides individuals and families through every stage of their insurance needs — whether it’s auto, home, life, or business coverage — with clarity and care. Her commitment is to help see that customers feels confident, supported, and secure in the decisions they make.

Toni MacKinnon

Toni MacKinnon helps individuals and families across California protect what matters most. Known for her “down to earth” approach, she believes insurance should feel like a conversation and takes a personal interest in helping customers make confident decisions about their auto, home, rental, and personal umbrella insurance needs. Her goal is to simplify insurance, so every customer feels informed, protected, and valued.

Toni proudly serves customers in the greater Sacramento region, primarily Folsom and El Dorado Hills, offering guidance and local experience backed by the strength of Allstate. Whether she’s reviewing a policy, informing coverage options, or making changes, she focuses on building real relationships and long-term protection strategies.

When she’s not in the office, Toni enjoys life in the sunny Sierra Foothills with her husband, son, and three dogs. Together they share a love of the outdoors — fishing, boating, and camping. Toni has also been an adult leader in the Boy Scouts and has supported competitive student angler bass fishing in California, serving as a committee member, treasurer, member at large, and Tournament Director for several fishing contests.

Born and raised in California, Toni continues to make a lasting impression on the individuals and families she has the pleasure of helping.

Takara Todd

Takara Todd is a seasoned insurance professional who is known for her commitment to exceptional customer service, strong product knowledge, and dedication to helping customers protect what matters most. She prides herself on building long lasting relationships, guiding individuals and families through important coverage decisions, and making insurance simple and accessible.

Patty Flint

Patty is a dynamic and dedicated Agency, agent who is putting a fresh spin on the insurance experience. She has built a reputation for being an exceptionally smart and vivacious problem solver, committed to securing peace of mind for customers across the foothill community.
Her philosophy is simple yet powerful: treat every customer like family. This deep sense of loyalty drives her passion for customer service, helping see that everyone who walks through the door feels heard, valued, and, most importantly, properly protected. Patty excels at translating complex insurance jargon into simple, everyday examples, empowering customer to make informed decisions about their coverage.
Known for her quick wit and great sense of humor, Patty believes the process of securing insurance doesn’t have to be a chore. Customer often mention how refreshing it is to work with an agent who can make them laugh while navigating their needs. Whether reviewing an existing policy or building a new, customized policy, Patty approaches every interaction with dedication and a results-driven mindset.
When not in the office, Patty enjoys hard work in the outdoors and spending quality time with her husband and their dog Hank by a campfire. She is also a proud supporter of first responders and the military, with a son serving in the Air Force and a daughter working in the medical field.
You’re in good hands with Patty and the team. To get a quote or simply ask a question, visit the local office at 13405 Folsom Blvd Ste 810 or call directly at 916 985 8484.

Allstate Insurance Agent Reviews

connie eaton

Jul. 10, 2026

michael villarreal

Jul. 10, 2026

m thorp

Jul. 9, 2026

Very Expensive

dennis look

Jul. 7, 2026

Toni is always very helpful.

Agent Response

Thank you, Dennis, for your kind words about Toni.

Thank you, Dennis, for your kind words about Toni. We're thrilled to hear that she has been helpful to you. Your feedback is greatly appreciated, and we look forward to continuing to serve you with the same level of dedication. If you have any further questions or need assistance, feel free to reach out. Sierra Mountain Insurance Agency. 916-939-8990

james raymond

Jun. 26, 2026

wendy smith

Jun. 26, 2026

Have been with Allstate since the 80's
Never a problem.
Patty Flint is fantastic.

Agent Response

Thank you, Wendy, for being a loyal customer since

Thank you, Wendy, for being a loyal customer since the 80s! We're thrilled to hear that you've had a positive experience with us. Patty Flint will be delighted to know she's made such a great impression. Your trust and satisfaction mean the world to us! Sierra Mountain Insurance Agency. 916-985-8484.

trevor williams

Jun. 25, 2026

Everyone at our All State office has been responsive, friendly and helpful.

Agent Response

Thank you, Trevor, for your kind words and for bei

Thank you, Trevor, for your kind words and for being a valued customer. We're thrilled to hear that our team has been responsive, friendly, and helpful. Your feedback motivates us to continue providing excellent service. If you have any more thoughts or need assistance, feel free to reach out. Sierra Mountain Insurance 916-939-8990

cynthia bryant

Jun. 21, 2026

Agent Response

Thank you, Cynthia, for your feedback and for bein

Thank you, Cynthia, for your feedback and for being a valued customer of Sierra Mountain Insurance Agency. We are pleased to learn that your experience was positive. Should you have any further suggestions or concerns, please do not hesitate to reach out to Sierra Mountain Insurance Agency. 916-985-8484. Your satisfaction is of utmost importance to us.

stephen trifiro

Jun. 12, 2026

Great customer service at this office.

Agent Response

Thank you so much Stephen for the kind words! We

Thank you so much Stephen for the kind words! We’re committed to delivering great customer service every day, and it means a lot to know it’s being felt. We appreciate you taking the time to share your experience with our office. Sierra Mountain Insurance Agency-916-985-8484

mark reich

Jun. 10, 2026

You have been very responsive when I have had questions or needed help.

Agent Response

Thank you, Mark, for your kind words and for being

Thank you, Mark, for your kind words and for being a valued customer. We're glad to hear that our responsiveness has met your expectations. If you ever need further assistance, feel free to reach out. Your trust means a lot to us! Sierra Mountain Insurance Agency. 916-985-8484

larry annett

Jun. 9, 2026

Good service but seems to be expensive.

Agent Response

Hi Larry, thank you for sharing your feedback. We

Hi Larry, thank you for sharing your feedback. We appreciate your recognition of our service quality. We understand concerns about pricing and encourage you to reach out to discuss your options. Your satisfaction is important to us. Sierra Mountain Insurance Agency 916-985-8484

guy klopp

Jun. 8, 2026

We have been with this agency, through all its derivations since we moved to California more than thirty years ago. We h

We have been with this agency, through all its derivations since we moved to California more than thirty years ago. We have always been highly satisfied.

Agent Response

Guy, thank you so much for your loyalty and for be

Guy, thank you so much for your loyalty and for being with our agency through every chapter over the past thirty years. Hearing that you’ve consistently been highly satisfied truly means a lot to our entire team. We’re grateful for the trust you’ve placed in us, and we look forward to continuing to take care of you for many years to come. Sierra Mountain Insurance 916-985-8484.

andrea mosley

Jun. 6, 2026

Its okay

Agent Response

Thank you for taking the time to share your feedba

Thank you for taking the time to share your feedback. We’re glad your experience was okay, and we’d love the chance to make it even better next time. If there’s anything we can improve, we’re always here to help. Sierra Mountain Insurance 916-985-8484.

daniel richardson

Jun. 4, 2026

Agent Response

Thank you, Daniel, for your positive feedback and

Thank you, Daniel, for your positive feedback and for being a valued customer. We're thrilled to hear about your satisfaction with our services. If you have any further questions or need assistance, feel free to reach out to Sierra Mountain Insurance 916-939-8990. Your trust in us is greatly appreciated!

lisa stafford

Jun. 1, 2026

Agent Response

Thank you, Lisa, for your wonderful 5-star review!

Thank you, Lisa, for your wonderful 5-star review! We're thrilled to hear that you had a positive experience with Sierra Mountain Insurance Agency. Your trust and satisfaction mean a lot to us. If you ever have any questions or need assistance, feel free to reach out. We're here to help! 916-985-8484

virginia bailey

May. 29, 2026

Agent Response

Thank you, Virginia, for your feedback and for bei

Thank you, Virginia, for your feedback and for being a valued customer. We're glad to hear you had a positive experience with us. If you have any suggestions or need further assistance, please feel free to reach out to Sierra Mountain Insurance Agency 916-939-8990. Your satisfaction is important to us!

john lemos

May. 19, 2026

Super helpful and was Pleasant and patient which I appreciate thank you

richard cahall

May. 13, 2026

Things went very well. All our questions were answered.

charles campbell

Apr. 24, 2026

Always helpful when I just drop in with a question.

Agent Response

Thank you so much for the kind words. We’re alwa

Thank you so much for the kind words. We’re always happy to help, whether you drop in with a quick question or need something more. We appreciate you choosing us and look forward to seeing you again. Sierra Mountain Insurance Agency. 916-985-8484

james campbell

Apr. 21, 2026

I have had no contact or experience with my Allstate agents in a long time. That is not to say they are not helpful or a

I have had no contact or experience with my Allstate agents in a long time. That is not to say they are not helpful or a good agency. Maybe that is a good thing, since my insurance runs smoothly and I don't ever need to call them. I did a rate quote with AARP a few months ago and they couldn't even come close to giving me a better rate. I have the best rate with Allstate.

Agent Response

Thank you for taking the time to share your experi

Thank you for taking the time to share your experience. We’re glad to hear your coverage has been running smoothly, that’s exactly what we aim for. Even if you haven’t needed us recently, we’re always here and ready to help whenever you do. We also appreciate you checking your options and are happy to know Allstate continues to offer you the best value. Sierra Mountain Insurance Agency. 916-985-8484

Allstate Online Review Policy