Allstate Insurance Agent
Stephen CozartFlorence, MS

Office Hours

Day of the WeekHours
Mon8:00 AM - 5:00 PM
Tue8:00 AM - 5:00 PM
Wed8:00 AM - 5:00 PM
Thu8:00 AM - 5:00 PM
Fri8:00 AM - 5:00 PM
SatAvailable by appointment
After-hours appointments available.
Available 24/7 at

2799 Highway 49 S,
Ste E
Florence, MS 39073

Other Locations

Areas Served

Stephen Cozart: Allstate Insurance
You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Stephen Cozart


I have been in the insurance industry since 1992 and opened my insurance agency in 2017. I want to help customers learn to protect their loved ones, home, car and life. I believe that people come first, and I take pride in helping others in both the insurance industry and in the community. My agency is proud to support Florence High School and we are passionate about helping pets with the Mississippi Spay and Neuter Clinic, also known as the Big Fix Clinic.

I received my bachelor’s degree in finance from Mississippi State University. I still enjoy going back to the school for family-friendly functions. When the weather permits, I like to spend time golfing, traveling or doing outdoor activities with my family. My true passion in life, besides being a good dad, is representing Allstate and helping my community.

Early on in my career in the insurance industry, I started purchasing funeral homes and opening insurance agencies inside them. Working in the funeral business taught me the incredible value of life insurance, which my Allstate agency is proud to offer. I draw from first-hand experience, as well as knowledge, when answering questions and helping customers as they select suitable coverage for their needs. My team and I look forward to serving you!


Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
Education dropdown expand/collapse
Bachelor of Science-Mississippi State University
Awards dropdown expand/collapse
Honor Ring-2 years
National Conference-1 years
Community Involvement
Community Involvement dropdown expand/collapse
Stopping World Hunger Through Christ United Methodist Church
Civic Services
Civic Services dropdown expand/collapse
Youth Group Leader at CUMC
Sponsor of #GetThereSafe Teen safe driving

Our team

Sherry Ball

Office Manager
Sherry has lived in the Florence area since 1987 and has helped customers at the agency since 2010. In her spare time, she enjoys browsing flea markets, relaxing at the beach and traveling. Over the years, customers have become like family to Sherry. She is passionate about delivering exceptional customer service to everyone, whether over the phone or at the agency. Stop by the Florence office and have a conversation with Sherry!

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Local events & news

Helping Protect Small Businesses in Florence

Whether you operate a shop in the heart of the community or run a home-based business, your operation is exposed to different types of risks every day. As an Allstate agency owner in Florence, I know what it’s like to run a small business. I’ll help you recognize the unique challenges you face and assist you in finding the right protection for yourself and your business. Contact me today at so we can discuss your business insurance coverage options.

Allstate Foundation Helping Hands Grant for Florence High School

I truly believe that helping others makes Florence stronger and healthier. Through my volunteerism, I was proud to have earned Florence High School a $1,000 Allstate Foundation Helping Hands grant. I support its efforts to empower students through education in the community.

The Allstate Foundation Helps Mississippi Spay & Neuter

We believe in being a positive force for change by volunteering in our community. The Cozart Agency is proud to have earned Mississippi Spay & Neuter, also known as The Big Fix Clinic, a $1,000 Allstate Foundation Helping Hands grant. Our team supports its efforts to provide affordable spaying and neutering while educating the community about pet population.

Florence High School Students Take X the TXT® Pledge

Allstate asks teens to take the X the TXT® pledge as a public commitment to never text and drive. I brought this message to students at Florence High School in September, inviting them to add their thumbprints to the pledge banner. I applaud their willingness to help keep our roads safer.
Frequently Asked Questions
What are your agency hours?
Monday: 8:00 AM - 5:00 PM
Tuesday: 8:00 AM - 5:00 PM
Wednesday: 8:00 AM - 5:00 PM
Thursday: 8:00 AM - 5:00 PM
Friday: 8:00 AM - 5:00 PM
Sunday: Closed
Are you open on weekends?
Sunday: Closed
Can I text your agency with questions?
No, we do not have text messaging services.
What languages do you speak?
We have staff members available who speak the following languages: English
Do you have more than one location?
Stephen Cozart is insurance licensed in the state(s) of Mississippi. If you do not reside in the state(s) of Mississippi, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Allstate life insurance issued by Allstate Life Ins. Co. & Allstate Assurance Co., 3075 Sanders Rd, Northbrook IL 60062; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. In New York, life insurance issued through Allstate Life Insurance Company of New York, Hauppauge NY. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.