Allstate Insurance Agent
Susan Semanate, Oak Forest, IL

In-Person or Virtual

Call

(708) 687-6200to quote by phone

Call

(708) 687-6200to quote by phone

Call

(708) 687-6200to quote by phone

Call

(708) 687-6200to quote by phone

Select a product to get a quote

ATV insurance

Location Details

Hours

Day of the Week	Hours
Mon	8:30 AM - 5:30 PM
Tue	8:30 AM - 5:30 PM
Wed	8:30 AM - 5:30 PM
Thu	8:30 AM - 5:30 PM
Fri	9:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(708) 687-6200

Areas Served

Oak Forest, Midlothian, Burbank, Crestwood, Orland Park, Tinley Park, Mokena, Palos Hills, Palos Heights, Hickory Hill, Alsip, Posen, Matteson

Additional Contact

Fax: (708) 590-0746

Languages

English, Spanish

Social

Susan Semanate: Allstate Insurance

Let's Meet

We’re available to meet you when, where, and how you’d prefer to meet to discuss your protection needs. to schedule an in-person or virtual meeting today.

Local Allstate Insurance Agent: Susan Semanate

Our team had a blast getting together while dressing up for Halloween 2024.

She is proud to represent a company who’s been serving satisfied customers for over 85 years. Customers count on outstanding financial strength and superior claims service to help protect what they value most. Allstate delivers on their promise.

She has won several prestigious awards during her time representing Allstate, such as Honor Ring, Leaders Forum and Circle of Champions. These awards are given to her for her high level of commitment, high standards in customer satisfaction and customer retention.

She is committed in helping customers understand their immediate and long term financial needs. Review retirement solutions as well as life insurance and college savings. Review insurance and financial needs as they change.

She is active in many industry and community organizations, including the Oak Forest Chamber of Commerce, American Cancer Society Relay for Life, Illinois Special Olympics Torch Run and Action Sertoma. Susan strives to continuously learn and contribute in a meaningful way to the needs of others. Susan is extremely excited to be part of the Allstate family.

Products we offer:

Car Insurance in Oak Forest
Car Insurance in Oak Forest
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance in Oak Forest
Home Insurance in Oak Forest
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance in Oak Forest
Condo Insurance in Oak Forest
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
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Renters Insurance in Oak Forest
Renters Insurance in Oak Forest
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance in Oak Forest
Motorcycle Insurance in Oak Forest
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance in Oak Forest
Business Insurance in Oak Forest
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance in Oak Forest
Life Insurance in Oak Forest
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance in Oak Forest
ATV Insurance in Oak Forest
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance in Oak Forest
Boat Insurance in Oak Forest
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

20+

Years of
Experience

10+

Years in the
Community

Our team

Derrick Kelly

Personal Financial Representative

Our Allstate Personal Financial Representative, Derrick, is available to help you prepare a strategy to achieve your financial goals. From your child's education to your retirement, he can assist you with financial products that can help you build your financial future. Derrick is a graduate of UW Madison and the IBF. He has multiple degrees as well as the CFS designation. In his free time, Derrick enjoys cooking, spending time with his wife and two daughters and outdoor activities.

Susan Semanate

Agency Owner

Susan has been in the insurance industry for over 25 years. She has held multiple roles including Claims, Compliance, Management and Sales. Her tenure and experience has allowed her to not only understand the ins-and-outs of insurance, but also to help service hundreds of families regarding their protection needs.

She is proud to represent a company who’s been serving satisfied customers for over 85 years. Customers count on outstanding financial strength and superior claims service to help protect what they value most. Allstate delivers on their promise.

Susan has won several prestigious awards during her time representing Allstate, such as Honor Ring, Leaders Forum and Circle of Champions. These awards are given to her for her high level of commitment, high standards in customer satisfaction and customer retention.

She is committed in helping customers understand their immediate and long term financial needs. Help understand retirement options as well as life insurance and college savings and review insurance and financial needs as they change.

She is active in many industry and community organizations, including the Oak Forest Chamber of Commerce, American Cancer Society Relay for Life, Special Olympics Torch Run and Action Sertoma. Susan strives to continuously learn and contribute in a meaningful way to the needs of others. Susan is extremely excited to be part of the Allstate family.

Rebecca Perez

Office Manager

Rebecca has been in the insurance industry for over 15 years. She is very passionate and committed to building a long-term personalized relationship with customers and prospective customers with our agency and Allstate.

Erica Rodriguez

Licensed Sales Producer

Erica loves helping customers with their insurance needs. She has an extensive knowledge of Allstate products.

Recent reviews

kelli kuhring

May. 14, 2026

All employees have been helpful and listened to my needs. I would recommend.
Thank you

Agent Response

Thank you, Kelli, for your kind words and recommen

Thank you, Kelli, for your kind words and recommendation. We're delighted to hear that our team has been helpful and attentive to your needs. Your feedback is greatly appreciated, and we're here to assist you whenever you need us.

Sincerely,
Susan

maureen schmitz

May. 5, 2026

Agent Response

Thank you, Maureen, for your positive feedback and

Thank you, Maureen, for your positive feedback and for being a valued customer. We're glad to hear you're satisfied with our services. Your trust means a lot to us!

Sincerely,
Susan

thomas dougherty

Apr. 25, 2026

Agent Response

Thank you, Thomas, for your positive feedback! We'

Thank you, Thomas, for your positive feedback! We're thrilled to hear that you're satisfied with our services. As a valued customer, your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

Sincerely,
Susan

glenn decker

Apr. 23, 2026

Agent Response

Thank you, Glenn, for your positive feedback! We'r

Thank you, Glenn, for your positive feedback! We're thrilled to hear that you're satisfied with our services. Your trust and support as a valued customer mean a lot to us. If you ever need assistance, feel free to reach out.

Sincerely,
Susan

joseph lebhardt

Apr. 8, 2026

I feel like I'm in good hands.

Agent Response

Thank you, Joseph, for your kind words and for tru

Thank you, Joseph, for your kind words and for trusting us with your insurance needs. We're delighted to know you feel in good hands with our services. Your satisfaction is our priority, and we look forward to continuing to serve you.

Sincerely,
Susan

william bianco

Mar. 25, 2026

you always help me and happy me

Agent Response

Thank you, William, for your kind words! We're del

Thank you, William, for your kind words! We're delighted to hear that our assistance has brought you happiness. Your satisfaction is our priority, and we appreciate your trust in us. If you ever need anything, feel free to reach out.

Sincerely,
Susan

marco vargas

Mar. 16, 2026

Excellent service. Always answers all my questions. Very helpful. Giving information on other options that may benefit

Excellent service. Always answers all my questions. Very helpful. Giving information on other options that may benefit me and savings on all my policies.

Agent Response

Thank you, Marco, for your kind words and for bein

Thank you, Marco, for your kind words and for being a valued customer.

We're thrilled to hear that our team has been helpful in addressing your questions and providing beneficial options.

Your satisfaction is our priority, and we look forward to continuing to serve you with reliable and trustworthy service.

Sincerely,
Susan

chrisoula les

Mar. 13, 2026

Agent Response

Thank you, Chrisoula, for your positive feedback!

Thank you, Chrisoula, for your positive feedback!

We're thrilled to know you're satisfied with our services. Your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

Sincerely,
Susan

kristine r episcopo

Mar. 5, 2026

Didn’t like the way I was treated the last time I called. Was left to feel ashamed that once in a very long time havin

Didn’t like the way I was treated the last time I called. Was left to feel ashamed that once in a very long time having cars insured with Allstate that I missed a payment. Also, the insurance prices are extremely high.

Agent Response

Hi Kristine, Thank You for your long term loyalt

Hi Kristine,

Thank You for your long term loyalty to Allstate. I am truly sorry to hear that your last interaction made you feel ashamed. That is completely unacceptable and not the level of respect we aim to provide. Our process is to call our insured's and provide a friendly reminder of any late payments or missed payments to avoid any cancellations, which can end up costing you a late fee and/or a lapse in coverage.

We understand that life happens, and a single missed payment shouldn't overshadow years of being a valued policyholder. Regarding your concerns about high rates, I’d like to personally review your account to ensure you are receiving every eligible discount. Please reach out to me directly at 708-687-6200 so we can ensure that you are maximizing your discounts.

Sincerely,
Susan Semanate

victor knighten

Feb. 24, 2026

Agent Response

Thank you, Victor, for your feedback and for being

Thank you, Victor, for your feedback and for being a valued customer. We're glad to hear you're satisfied with our services. If you have any suggestions or further concerns, please feel free to reach out to LSEMANATE@allstate.com. Your trust is important to us.

james dantzler

Feb. 11, 2026

Agent Response

Hi James, thank you for sharing your feedback. We

Hi James, thank you for sharing your feedback. We appreciate your long-term trust in us. We're sorry to hear about your experience and would like to understand more. Please reach out to us at LSEMANATE@allstate.com so we can assist you further.

jason merced

Feb. 10, 2026

Agent Response

Thank you, Jason, for your positive feedback and f

Thank you, Jason, for your positive feedback and for being a valued customer. We're thrilled to know you're satisfied with our services. Your trust in us is greatly appreciated. If you ever need assistance, feel free to reach out.

joaquim teixeira

Feb. 4, 2026

Agent Response

Thank you, Joaquim, for your positive feedback and

Thank you, Joaquim, for your positive feedback and for being a valued customer. We're thrilled to hear that you're satisfied with our services. Your trust in us is greatly appreciated, and we're here to support you with all your insurance needs.

nancy hoyt

Dec. 31, 2025

I want my bills mailed to me. I do not want an e bill.

Agent Response

Thank you for your feedback, Nancy. We understand

Thank you for your feedback, Nancy. We understand your preference for receiving bills by mail instead of e-bills. There is a discount associated with receiving your bills electronically. If you wish to be removed please call me at your convenience to walk you through the process of getting it removed. Your satisfaction is important to us, and we appreciate your input. If you have any further concerns, please feel free to reach out to LSEMANATE@allstate.com.

kevin hutchinson

Dec. 20, 2025

Agent Response

Thank you, Kevin, for your positive feedback and f

Thank you, Kevin, for your positive feedback and for being a valued customer. We're glad to hear you're satisfied with our services. If you have any further questions or need assistance, please feel free to reach out. Your trust in us is greatly appreciated.

lisa nelson

Dec. 12, 2025

This agent/agency is very responsive and knowledgeable.

Agent Response

Thank you, Lisa, for your kind words and for being

Thank you, Lisa, for your kind words and for being a valued customer. We're thrilled to hear that you find our team responsive and knowledgeable. Your trust means a lot to us!

joseph pasternak

Dec. 11, 2025

Agent Response

Thank you, Joseph, for your feedback and for being

Thank you, Joseph, for your feedback and for being a valued customer. We're glad to hear you're satisfied with our services. If you have any suggestions or further feedback, feel free to reach out to us at LSEMANATE@allstate.com. Your trust means a lot to us!

cherylann appleby

Dec. 3, 2025

Agent Response

Thank you, Cherylann, for your wonderful feedback!

Thank you, Cherylann, for your wonderful feedback! We're thrilled to hear that you had a positive experience with our agency. Your satisfaction is our top priority, and we're grateful for your trust in us. If you ever need assistance, feel free to reach out.

donita coffel

Nov. 13, 2025

Agent Response

Thank you, Donita, for your wonderful feedback! We

Thank you, Donita, for your wonderful feedback! We're thrilled to hear that you had a positive experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance or have questions, feel free to reach out. We appreciate your support!

frank j butler

Oct. 27, 2025

Very nice, thorough and saved us money!

Agent Response

Thank you, Frank, for your kind words and for bein

Thank you, Frank, for your kind words and for being a valued customer! We're thrilled to hear that you found our service thorough and cost-effective. Your satisfaction is our priority. If you need any further assistance, feel free to reach out.

Allstate Online Review Policy

Our team

Derrick Kelly

Personal Financial Representative

Susan Semanate

Agency Owner

Rebecca Perez

Office Manager

Erica Rodriguez

Licensed Sales Producer

Erica loves helping customers with their insurance needs. She has an extensive knowledge of Allstate products.

Frequently asked questions

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English, Spanish

Susan Semanate is insurance licensed in the state(s) of Illinois and Indiana. If you do not reside in the state(s) of Illinois or Indiana, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

you're in good hands^®