Allstate Insurance Agent
Tera Carney, Ogden, UT

367 20th St

Ogden, UT 84401

Call

(801) 622-2229to quote by phone

Call

(801) 622-2229to quote by phone

Call

(801) 622-2229to quote by phone

Call

(801) 622-2229to quote by phone

Select a product to get a quote

Auto insurance

Home insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	Available by appointment8:30 AM - 5:00 PM
Tue	Available by appointment8:30 AM - 5:00 PM
Wed	Available by appointment8:30 AM - 5:00 PM
Thu	Available by appointment8:30 AM - 5:00 PM
Fri	Available by appointment8:30 AM - 5:00 PM
Sat	Available by appointment
Sun	Available by appointment

After-hours appointments available.

Available 24/7 at

(801) 622-2229

367 20th St
Ogden, UT 84401
US

Landmarks

Southwest corner of 20th and Washington, across the street from America First Credit Union.

Areas Served

Ogden, West Weber, North Ogden

Additional Contact

Fax: (833) 351-3051

Languages

English

Social

Tera Carney: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Tera Carney

From an early age, while growing up in Ogden, I’ve enjoyed helping people. That passion led me to open my agency here in 2014. Providing outstanding customer service in a community I love, while helping friends and neighbors learn how to choose the right coverage, is very rewarding.

Giving back to this community is important to me. I serve as president of the Weber Fraternal Order of Police.

As a native of Ogden, I know and love life here. I was proud to raise my two kids here, and have been a business owner in the community since 2004.

When I’m not in the office, I can be found camping, traveling, and spending time with my family.

When customers come to my agency, I want them to feel welcome. You can always stop by for a policy review or to get answers to insurance-related questions.

Giving back to this community is important to me. I serve as president of the Weber Fraternal Order of Police.

As a native of Ogden, I know and love life here. I was proud to raise my two kids here, and have been a business owner in the community since 2004.

When I’m not in the office, I can be found camping, traveling, and spending time with my family.

When customers come to my agency, I want them to feel welcome. You can always stop by for a policy review or to get answers to insurance-related questions.

Products we offer:

Car Insurance Agent in Ogden
Car Insurance Agent in Ogden
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance Agent in Ogden
Home Insurance Agent in Ogden
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance Agent in Ogden
Condo Insurance Agent in Ogden
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Ogden
Renters Insurance Agent in Ogden
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance Agent in Ogden
Motorcycle Insurance Agent in Ogden
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance Agent in Ogden
Business Insurance Agent in Ogden
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Ogden
Life Insurance Agent in Ogden
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Ogden
ATV Insurance Agent in Ogden
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance Agent in Ogden
Boat Insurance Agent in Ogden
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

25+

Years in the
Community

Your Local Allstate Team

Shannon Foster

Licensed Office Manager

Shannon joined our agency in 2015 and is passionate about building lasting relationships with local families while helping them prepare for the unexpected. She takes pride in providing personalized guidance and support to help see customers feel confident and protected.

When she’s not in the office, Shannon enjoys spending time with her two kids and traveling. Some of her favorite destinations include Flaming Gorge, Idaho, and sunny California. A northern Utah native, Shannon is proud to call Ogden home and to be raising her family in the same community she grew up in.

Tanya Pearson

Licensed Sales Professional

Tanya joined our agency in 2021 and is passionate about helping individuals and families find the right insurance coverage to help protect what matters most. Born and raised in Ogden, she’s proud to continue serving the community she’s always called home.

Before joining the insurance industry, Tanya built a successful career in both the automotive and interior design fields—bringing with her creativity, attention to detail, and a colorful range of experience that now benefits customers every day. She loves combining her design-minded approach with her commitment to personalized service, helping see each customer feels confident and cared for.

Outside of the office, Tanya enjoys traveling anywhere new around the world, always eager to experience different cultures and perspectives. She also loves using her creative flair for crafting and designing thoughtful handmade gifts that reflect her unique style and imagination.

Chad Ledford

Associate Agent

Chad brings over 25 years of experience in the insurance and law enforcement fields to customers. After serving 20+ years as a police officer with the Ogden Police Department, Chad retired in 2018 to start his own Allstate insurance agency, which he successfully ran until joining our team in 2023.

With experience in both the legal and insurance industries, Chad offers a unique perspective and understands the complex risks and policies that many business owners and individuals face. He is committed to providing customers with comprehensive coverage solutions tailored to their needs.

When not in the office, Chad enjoys traveling the world. He has visited several other countries and is always eager to learn about other cultures. Chad also remains actively involved in his local community through various charitable organizations.

We are thrilled to welcome such a dedicated and knowledgeable professional. Chad's extensive background and passion for helping others make him a tremendous asset to better serving customers. Please stop by his desk to say hello and learn how he can help you protect what matters most.

Shelly Davidson

Licensed Customer Service

Shelly joins our team with over 4 years of experience in the insurance industry. Previously working for another local agency, Shelly brings her experience and commitment to exceptional customer service.

When she's not helping customers, Shelly enjoys spending time with her three cats who she considers part of her family.

Shelly is passionate about being a trusted resource to help protect what matters most for the people of Ogden and surrounding areas. She looks forward to continuing to serve customers with compassion and finding the right solutions for their insurance needs.

Please stop by to meet Shelly and see how she can use her experience to help develop customized protection for your home, auto, life or business. The entire Tera Carney Insurance team is dedicated to providing the highest level of service.

Lisa Taylor

Licensed Sales Associate

Lisa joined our agency in early 2025, bringing with her a strong background in the insurance industry and a passion for helping customers find the right coverage for their needs. Born and raised in northern Utah, she’s proud to serve the community she’s always called home. Her experience and attention to detail make her a valuable addition to our team.

In her free time, Lisa enjoys refurbishing furniture and diving into any kind of craft project, always finding creative ways to bring new life and personality to everything she works on. She also loves music and finds it’s the perfect backdrop for her creative projects.

Allstate Insurance Agent Reviews

joyner lofthouse

May. 13, 2026

kathy asiasiga

Apr. 25, 2026

carolyn owens

Apr. 22, 2026

When my agent moved or quit i was automatically moved to her agency. I seldom drive that way. I'd like some one near my

When my agent moved or quit i was automatically moved to her agency. I seldom drive that way. I'd like some one near my home that i can drop in and ask a question.

judit pungor

Mar. 29, 2026

Very comfortable and fast

star turpin

Mar. 17, 2026

kelly baker

Mar. 8, 2026

darrell cowlishaw

Feb. 24, 2026

jeffrey porter

Feb. 19, 2026

vickie daniels

Jan. 31, 2026

Very helpful everytime I've called.

mary herbert

Jan. 25, 2026

john gibb

Jan. 22, 2026

brice gilbert

Jan. 2, 2026

Good experience but too expensive

kenney miller

Dec. 13, 2025

Tera has always responded very quick with any questions ive had and helped me keep my rates low with the proper coverage

Tera has always responded very quick with any questions ive had and helped me keep my rates low with the proper coverage i need for my auto and home

reagan flores

Dec. 5, 2025

davis opheikens

Nov. 20, 2025

james williams

Oct. 22, 2025

esther whitear

Oct. 21, 2025

Carney was great! made everything work.

samantha stock

Oct. 20, 2025

I recently got myself out of a toxic relationship. It was very hard and we were financially entangled. I went through th

I recently got myself out of a toxic relationship. It was very hard and we were financially entangled. I went through the process of getting him off all of my bills myself. You guys listened understood, and helped me. I'll always remember how you guys helped me to do this. So thank you~😉🛵

lindi silvester

Oct. 17, 2025

I love this office!! The customer service is top notch! Lisa is so accommodating and friendly. Ensuring she is doing the

I love this office!! The customer service is top notch! Lisa is so accommodating and friendly. Ensuring she is doing the best thing for the customer making you feel confident and safe with Allstate. The response time is fast friendly and efficient. 10 out of 10 recommend this team for all of your insurance needs.

william wheaton

Oct. 14, 2025

Allstate Online Review Policy

Your Local Allstate Team

Shannon Foster

Licensed Office Manager

Tanya Pearson

Licensed Sales Professional

Chad Ledford

Associate Agent

Shelly Davidson

Licensed Customer Service

Lisa Taylor

Licensed Sales Associate

Frequently asked questions

What are your agency hours?

Monday: 8:30 AM - 5:00 PM
Tuesday: 8:30 AM - 5:00 PM
Wednesday: 8:30 AM - 5:00 PM
Thursday: 8:30 AM - 5:00 PM
Friday: 8:30 AM - 5:00 PM
Saturday:
Sunday:

Are you open on weekends?

Saturday:
Sunday:

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

Tera Carney is insurance licensed in the state(s) of Idaho, Nevada, Utah, and Wyoming. If you do not reside in the state(s) of Idaho, Nevada, Utah, or Wyoming, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®