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Protect What Matters Most
Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.
What Is Property Casualty Insurance?
Simply put, property casualty insurance helps protect you if you are found liable for an accident in which another person is injured or their property is damaged. It may help prevent you from paying out of pocket for medical bills and legal fees. Without property casualty coverage, you could be putting your assets (including your personal belongings) at risk. And while we hope you never find yourself in an unfortunate situation, here are some really good ways property casualty coverage may help protect you.
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Car Insurance for College Students
When you think about college, you may think about choosing a school, how to decorate a dorm or apartment and what classes to take. Car insurance may not be on your radar, but it's something you should review if you're heading off to school. You may be eligible for discounts, especially if you're not bringing a car to campus or if you maintain good grades. Be smart and call us before you start your school year!
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Vacation Home Coverage
Whether you're looking for that perfect spot on the beach, want a kitchen to use or need somewhere with room for extended family, sometimes a vacation rental is the best fit for your getaway. And while you probably thought about the cost, you may not have thought about the insurance implications of staying in a rental. Are you covered if your suitcases are stolen during your stay? What happens if the home is damaged while you're there? Before you start packing, make sure you'll be covered while you're away.
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What Is A Beneficiary?
We know that choosing to buy life insurance can be an emotional decision. No one wants to think about leaving their loved ones behind. And selecting beneficiaries, who will receive the benefits from the policy, can be a very hard choice - especially if you have multiple people or groups you'd like to provide for. Your life insurance beneficiary may be your spouse, your children of even your alma mater. Start here for some helpful information on selecting or changing your beneficiary.
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Liability Insurance for Your Business
Part of owning a business is staying one-step ahead and managing risks before they happen. But no amount of planning can keep accidents from happening, and it's good to have some backup. That's where liability insurance comes in - it may help protect your business in the event of a work-related accident or mistake that damages a third party. We're here to answer any questions you may have when you're choosing liability coverage for your business.
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Motorcycle Passenger Protection
Sometimes the best way to enjoy a ride is with a friend on the back of your motorcycle. Before you take a friend or family member out for a ride, though, keep in mind that protection is essential for you and your passenger. Aside from donning helmets and safety gear, it's also a good idea to check your motorcycle insurance covers for passengers. Before you hit the road, take a look at these motorcycle passenger coverage requirements and tips for reducing accidents.
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Motorhome Insurance Basics
If you own a motorhome or are thinking about purchasing one, here are some things you may want to consider when it comes to protecting your home on wheels.
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Condo Association Coverage
If you own a condo, you may find that two different insurance policies help protect separate parts of your unit. While you are typically responsible for insuring your personal property such as furniture, clothing and other inside components, the condo association's master insurance policy usually helps protect the building's structure and common areas shared by multiple residents. It's important to understand what your condo association's insurance covers so that you can make arrangements to protect other aspects of your home.
Learn More The Bell Agency is insurance licensed in the state(s) of Arizona, California, Nevada, Texas, and Utah. If you do not reside in the state(s) of Arizona, California, Nevada, Texas, or Utah, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
California Insurance License Name and Number: 0I84153 JAMES B BELL INVESTMENTS LLC
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
California Insurance License Name and Number: 0I84153 JAMES B BELL INVESTMENTS LLC
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
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