COVID-19: We remain committed to serving you. Learn more.
Allstate Insurance Agency The Carvalho Agency

Allstate Insurance Agency
The Carvalho AgencyPearl City, HI

Select a Product to Get a Quote
Auto Insurance
Renters Insurance
Motorcycle Insurance
ATV Insurance

Office Hours

Day of the WeekHours
Mon10:00 AM - 6:30 PM
Tue10:00 AM - 6:30 PM
Wed10:00 AM - 6:30 PM
Thu10:00 AM - 6:30 PM
Fri10:00 AM - 6:00 PM
SatClosed
SunClosed
Available 24/7 at

850 Kamehameha Hwy,
Ste 162
Pearl City, HI 96782
US

Map of 850 Kamehameha Hwy in Pearl City

Areas Served

All Islands

Landmarks

We are conveniently located in the Pearl City Shopping center above American Savings Bank, next to Finance Factors and Bank of Hawaii.

Additional Contact

Fax: (833) 860-4301

Languages

English
Allstate Insurance Agent: The Carvalho Agency

Local Allstate Agency: Meet The Carvalho Agency

Youtube preview
Photo gallery preview
Photo gallery preview
Photo gallery preview
Photo gallery preview
Photo gallery preview
Photo gallery preview
Photo gallery preview
Photo gallery preview
Photo gallery preview
Photo gallery preview
Photo gallery preview
Photo gallery preview
Photo gallery preview
Photo gallery preview
Photo gallery preview
Photo gallery preview
Photo gallery preview

The difference between The Carvalho Agency and our competitors is that we’re a full-service agency that can assist you with insurance and financial services under one roof.


My name is Michelle Santos, agency owner of The Carvalho Agency in Pearl City, Hawaii. After being a trusted Allstate agent since 1996, I opened my agency on May 1, 2019. I named my agency after my father, who is my hero. My mission in life is to make a difference in our communities.


I’ve assisted many families and small-business owners by helping them understand insurance so they can select coverage for their unique situation. Becoming a business owner in Pearl City has been such a great learning experience. I now know what it takes to become a small-business owner and can help better guide others with such a great appreciation for the process. Insurance and financial services are a big part of this process.


I chose to open my agency in Pearl City because it’s near my home in Waipio. I have two sons who are also here on Oahu. In my free time, I enjoy hanging out with my family, going to the beach and making a difference in my community.


Please call or stop by our agency today. There is no charge for insurance reviews or financial consultations.

The difference between The Carvalho Agency and our competitors is that we’re a full-service agency that can assist you with insurance and financial services under one roof.


My name is Michelle Santos, agency owner of The Carvalho Agency in Pearl City, Hawaii. After being a trusted Allstate agent since 1996, I opened my agency on May 1, 2019. I named my agency after my father, who is my hero. My mission in life is to make a difference in our communities.


I’ve assisted many families and small-business owners by helping them understand insurance so they can select coverage for their unique situation. Becoming a business owner in Pearl City has been such a great learning experience. I now know what it takes to become a small-business owner and can help better guide others with such a great appreciation for the process. Insurance and financial services are a big part of this process.


I chose to open my agency in Pearl City because it’s near my home in Waipio. I have two sons who are also here on Oahu. In my free time, I enjoy hanging out with my family, going to the beach and making a difference in my community.


Please call or stop by our agency today. There is no charge for insurance reviews or financial consultations.

Products we offer:

20+
Years of
Experience
10+
Years in the
Community
Hawaii Foodbank
Business Auto Insurance
Business Owner Policy
In-Home Business Insurance
Free Business and Personal insurance reviews
Term and Permanent Life Insurance

Local events & news

Frequently Asked Questions
What are your agency hours?
Monday: 10:00 AM - 6:30 PM
Tuesday: 10:00 AM - 6:30 PM
Wednesday: 10:00 AM - 6:30 PM
Thursday: 10:00 AM - 6:30 PM
Friday: 10:00 AM - 6:00 PM
Saturday: Closed
Sunday: Closed
Are you open on weekends?
Saturday: Closed
Sunday: Closed
Can I text your agency with questions?
Yes, we have text messaging services.
What languages do you speak?
We have staff members available who speak the following languages: English
Do you have more than one location?
No, this is our only location.
The Carvalho Agency is insurance licensed in the state(s) of Hawaii. If you do not reside in the state(s) of Hawaii, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY.