Car Insurance in Wichita, KS
We've Got Car Insurance in Wichita Covered.
Where can you talk to someone about insurance coverage in Wichita, KS? Easy, you could try College Hill, Eastridge or catch us on your way to watch the Shockers hit the hardwood at WSU. Wherever you go, odds are we’ve got an Allstate agent nearby. In fact, we have over 30 Allstate agents in the Wichita area standing by to deliver on Allstate’s commitment to people just like you. If you live in or around Wichita, you’re in good hands.
No matter what you like to do in Wichita – from the sights of Botanica and the Great Plains Nature Center to the night life scene of Old Town, you need car insurance to help protect you and your ride as you get around. Allstate’s car insurance options for Wichita help ensure you get coverage that's right for you in case of a collision or other accident. Mayhem can strike at any time, whether you’re driving to and from work, or leaving your car parked outside while you run an errand. Give yourself the peace of mind that comes with knowing you have the right coverage to protect your vehicle.
Call one of Allstate’s Wichita-based agents today, and start customizing a car insurance policy that's right for you.
Car Insurance Requirements in Wichita
Need car insurance in Wichita? The state of Kansas requires certain types of insurance for your vehicle.
Browse the Allstate directory.
You’ll need the following minimum liability coverage limits and bodily coverage limits to help stay protected in the state of Kansas, according to the Kansas Insurance Department:
- $25,000 for bodily injury liability, per person.
- $50,000 for total bodily injury liability, per accident.
- $25,000 for property damage liability, per accident
Uninsured/Underinsured Bodily Injury:
- $25,000 for bodily injury, per person.
- $50,000 for bodily injury, per accident.
The Department also notes that Kansas residents are required to have personal injury protection (PIP). Because Kansas is a no-fault state, your PIP coverage may help pay for your medical expenses if you're in a car accident. This type of insurance is sometimes called “no-fault” because it helps pay regardless of whether you were at fault for an accident. The Kansas Insurance Department states the PIP minimum requirements in Kansas are:
- $4,500 for medical expenses, per person.
- $900 per month for one year for disability/loss of income.
- $25 per day for in-home services.
- $2,000 for funeral, burial or cremation expense.
- $4,500 for rehabilitation expenses to train for re-employment.
- $900 per month for one year for disability/loss-of-income survivor benefits.
- $25 per day for up to one year for survivor benefit.
You may buy a policy that exceeds these minimum amounts. The Kansas Insurance Department suggests looking for the price, coverage and service that may fit your insurance needs. Talk with your agent about your personal needs.
Why Choose Allstate Car Insurance
As the old adage goes, “Hope for the best, plan for the worst”. When things go wrong, it helps to have coverage in place that's right for your car and your situation. Allstate car insurance policies are fully customizable to offer protection that suits your needs.
For example, a brand-new car that you drive to work each day will most likely need different coverage than an older vehicle you only drive around Sedgwick County on the weekend – let an Allstate agent help you design a policy.
Additional Coverage with Allstate
Do you own your own home? Allstate’s home insurance policies can be bundled with car insurance to potentially offer you savings – just another reason to put yourself in the trusted hands of an Allstate agent. Getting home insurance with Allstate for the first time? You may be able to take advantage of Allstate's 10 percent welcome discount.
Additionally, Allstate's life insurance offerings may help provide financial security for your family to help pay for a mortgage, college education funds and other living expenses.
Tips for Driving in Wichita
Be extra careful in the winter – especially if you’re driving in snow for the first time. The Kansas Department of Transportation (DOT) suggests that if you find yourself skidding, steer your wheel in the direction you want to go and be prepared for a second skid as your car straightens out. The Kansas DOT also suggests being cautious about following too closely – it can take much longer to slow down when road conditions are slick.
Need more info on driving in Wichita? Check out the Kansas Department of Revenue website. Here you’ll find information on licensing, whether you’ve just moved to Wichita or lived here all your life.