Car Insurance in Columbus, OH
We've Got Car Insurance in Columbus Covered.
There's so much to see and do in Columbus these days. The city has evolved into the hustling and bustling capital of Ohio, combining historic appeal with a modern feel. Destinations like Thurber House and the Ohio Theatre stand in homage to decades past, while the ultra-modern COSI (Center of Science and Industry) helps to provide a new, innovative feel.
With The Ohio State University's campus just north of the city, you probably know what traffic is like as the crowds head towards Ohio Stadium. You'll want to be sure your car insurance can keep up with the busy roads on game days. Allstate is proud to provide protection for drivers in and around Columbus, Ohio. Being in good hands is the only place to be.®
Car Insurance Requirements in Columbus
The state of Ohio, like most other states, sets minimum auto insurance coverage requirements for all drivers. These legally required minimum coverage limits help protect you if you're involved in a car accident.
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According to the Ohio Department of Insurance (ODI), you need the following minimum amounts of auto liability coverage to drive in the Buckeye State:
- Bodily injury liability coverage: $25,000 per person and $50,000 per accident
- Property damage liability coverage: $25,000 per accident
Remember these are minimums, but you may choose to purchase coverage with higher limits. An Allstate agent in the Columbus area can help you customize a policy that fits your needs.
Consider Additional Coverage from Allstate
Car insurance from Allstate may help you avoid paying out of pocket if you accidentally injure someone else or damage their property while you're driving. Coverage is also available to help protect your vehicle if it’s damaged as a result of a collision or another covered event.
Allstate covers a variety of scenarios in which your car may be compromised and addresses each of them with coverage options. Whether you’re concerned about other drivers, car theft, vandalism or forces of nature, we have a coverage that may help protect your vehicle.
A local Columbus agent can help you choose coverage options based on your unique situation – your budget, your vehicle and other factors.
How Allstate Makes a Difference
Allstate agents are very experienced in customizing policies that work for customers. Now with Allstate’s mobile app, Drivewise®, you may be able to save more on auto insurance. The app tracks your driving habits and may reward you for your safe driving. Drivewise® can also be used to review and manage your auto policy.
There are many different coverages you can get with Allstate's auto insurance, from personal liability coverage to comprehensive car insurance, you can find the coverage you may want. With multi-policy discounts from Allstate, homeowners may be able to save money when bundling their homeowners insurance with a car insurance policy or life insurance policy.
Insurance Resources in Columbus
To learn more about the legal requirements for car insurance in Ohio, rules and regulations for vehicle registration, obtaining licenses and more, visit the Ohio Bureau of Motor Vehicles website.
The ODI website provides consumers with tips on state minimum coverage requirements for auto insurance. They also answer some questions consumers have about insurance coverage and give a more broad understanding of the various requirements.
Driving in Columbus
Columbus is one of the top 200 safest cities for driving in the United States, coming in at 121st, according to Allstate's America's Best Drivers Report. According to the report, the average driver in the U.S. experiences 19 hard-braking events per 1,000 miles, but in Columbus the average is just 15.8 events. Based on data Allstate collected from its mobile app, Drivewise®, higher numbers of these events have been correlated with increased numbers of traffic accidents.
While Columbus scores well for safe driving, Ohio drivers might know the dangers presented by winter roads and how the summer heat can take a toll on our cars. These four car care tips for all types of weather may help you be more prepared in any kind of weather!