Allstate Insurance Agent
Rich Howes, Ormond Beach, FL

1400 Hand Ave,

Ste G

Ormond Beach, FL 32174

Call

(386) 673-2433to quote by phone

Call

(386) 673-2433to quote by phone

Call

(386) 673-2433to quote by phone

Call

(386) 673-2433to quote by phone

Select a product to get a quote

Auto insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	8:00 AM - 5:00 PM
Tue	8:15 AM - 5:00 PM
Wed	8:15 AM - 5:00 PM
Thu	8:15 AM - 5:00 PM
Fri	8:15 AM - 5:00 PM
Sat	Closed
Sun	Closed

Available 24/7 at

(386) 673-2433

1400 Hand Ave,
Ste G
Ormond Beach, FL 32174
US

Landmarks

We are located in the Edgemont Office Park down the street from the Costco Plaza, near Home Depot.

674 Deltona Blvd

Deltona, FL 32725

Areas Served

Ormond Beach

Languages

English

Social

Rich Howes: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Rich Howes

Service Manager

I’ve gotten to know many local families as an Allstate agent in Ormond Beach. I enjoy being a part of the community, and building local relationships is one of the best parts of my job. I know what life is like here in Ormond Beach – that you choose your car and your home to fit your lifestyle and your budget. I also know how important it is to do the same when it comes to insurance. I look forward to getting to know you and helping you to find the solutions that meet your needs.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

I’m committed to helping Ormond Beach residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call me today.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

Products we offer:

Car Insurance Agent in Ormond Beach
Car Insurance Agent in Ormond Beach
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Ormond Beach
Home Insurance Agent in Ormond Beach
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Condo Insurance Agent in Ormond Beach
Condo Insurance Agent in Ormond Beach
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Ormond Beach
Renters Insurance Agent in Ormond Beach
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Motorcycle Insurance Agent in Ormond Beach
Motorcycle Insurance Agent in Ormond Beach
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Ormond Beach
Business Insurance Agent in Ormond Beach
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Ormond Beach
Life Insurance Agent in Ormond Beach
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Ormond Beach
ATV Insurance Agent in Ormond Beach
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Ormond Beach
Boat Insurance Agent in Ormond Beach
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

Years in the
Community

Your Local Allstate Team

Bob Hoss

Sales Agent

Bob has lived in Ormond Beach since 1992. He moved here after getting his degree from the University of Pittsburgh. Bob joined Allstate in June of 2011 and loves to help customers review insurance and the importance of proper c

Bob has lived in Ormond Beach since 1992. He moved here after getting his degree from the University of Pittsburgh.

Bob joined Allstate in June of 2011 and loves to help customers review insurance and the importance of proper coverage.

In his spare time, he loves to surf, fish, and spend time with family.

Mark Norcia

Sales Manager

Mark grew up in Canton, OH and moved to Ormond Beach in 1994 after completing his degree from Kent State University in 1990. Mark was the previous owner of this location and after a successful 18 years sold his agency to Rich Howes and is now the sale manager for all 3 of the Rich Howes Insurance locations.

Mark enjoys helping customers understand the importance of coverage selection to help protect their assets. He is also passionate about life insurance.

Mark enjoys offshore fishing while not in the office and spending time with his family.

Allstate Insurance Agent Reviews

john mount

May. 14, 2026

robert dease

Apr. 15, 2026

janet khouri

Apr. 7, 2026

latonya patmon

Apr. 7, 2026

So far this agency has been very thorough and professional !

patricia grace

Apr. 2, 2026

Very good

holly falls

Apr. 1, 2026

Great price, quick and knowledgeable

stephen leslie

Mar. 31, 2026

It was great.

angela walters

Mar. 28, 2026

Great

hardat ramkhelawan

Mar. 27, 2026

Excellent. Mark Norcia and his team were very knowledgeable and helpful and was able to follow through with Home Insuran

Excellent. Mark Norcia and his team were very knowledgeable and helpful and was able to follow through with Home Insurance as well as auto policies that were competitive with the market.

dan davis

Mar. 21, 2026

Any questions I have had were answered courteously and professionally. I am particularly happy that I am always able to

Any questions I have had were answered courteously and professionally. I am particularly happy that I am always able to speak to a representative over the phone on my first call. I guess the one thing that most people would ask for would be lower rates, but I feel my rates are fair.

kathleen sweetser

Mar. 20, 2026

I appreciated the honesty and candor given me by Bob Hoss, and the significant amount of money we saved because of his h

I appreciated the honesty and candor given me by Bob Hoss, and the significant amount of money we saved because of his honesty. I have encouraged friends to switch to your company.
Sincerely, Kathy Sweetser

anthony allen

Mar. 19, 2026

ralph allas

Mar. 17, 2026

william haskell

Mar. 17, 2026

karen montanelli

Mar. 16, 2026

james qualls

Mar. 6, 2026

evie mellette

Mar. 1, 2026

cora mae hack

Feb. 25, 2026

ronald troutman

Feb. 24, 2026

Well appreciated

clemente mireles

Feb. 22, 2026

Allstate Online Review Policy

Your Local Allstate Team

Bob Hoss

Sales Agent

Bob has lived in Ormond Beach since 1992. He moved here after getting his degree from the University of Pittsburgh.

Bob joined Allstate in June of 2011 and loves to help customers review insurance and the importance of proper coverage.

In his spare time, he loves to surf, fish, and spend time with family.

Mark Norcia

Sales Manager

Frequently asked questions

What are your agency hours?

Monday: 8:00 AM - 5:00 PM
Tuesday: 8:15 AM - 5:00 PM
Wednesday: 8:15 AM - 5:00 PM
Thursday: 8:15 AM - 5:00 PM
Friday: 8:15 AM - 5:00 PM
Saturday: Closed
Sunday: Closed

Are you open on weekends?

Saturday: Closed
Sunday: Closed

Can I text your agency with questions?

No, we do not have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

674 Deltona Blvd, Deltona, FL

*Note: In Florida, Allstate agencies are authorized to represent a number of companies that are part of the Allstate family. Through these separate and distinct companies a wide variety of insurance products are available. For example, auto insurance in Florida is available from Allstate Insurance Company, Allstate Indemnity Company and Allstate Property and Casualty Insurance Company(Home Office:Northbrook, IL). Property insurance, such as homeowners, condominium owners and renters insurance is available in Florida from Castle Key Insurance Company and Castle Key Indemnity Company(Home Offices: St. Petersburg, FL).

It's important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company. This means, for example, that property insurance products provided by Castle Key Insurance Company and Castle Key Indemnity Company are not underwritten or reinsured by Allstate Insurance Company or Allstate Life Insurance Company.

Rich Howes is insurance licensed in the state(s) of Florida. If you do not reside in the state(s) of Florida, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®