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Allstate Insurance Agent

Rich Howes, Ormond Beach, FL

1400 Hand Ave,

Ste G

Ormond Beach, FL 32174

Call 24/7

(386) 673-2433to quote by phone

Call 24/7

(386) 673-2433to quote by phone

Call 24/7

(386) 673-2433to quote by phone

Call 24/7

(386) 673-2433to quote by phone

Select a product to get a quote

Auto insurance

Renters insurance

Motorcycle insurance

ATV insurance

Office Hours

Day of the Week	Hours
Mon	8:00 AM - 5:00 PM
Tue	8:15 AM - 5:00 PM
Wed	8:15 AM - 5:00 PM
Thu	8:15 AM - 5:00 PM
Fri	8:15 AM - 5:00 PM
Sat	Closed
Sun	Closed

Available 24/7 at

(386) 673-2433

1400 Hand Ave,
Ste G
Ormond Beach, FL 32174
US

Landmarks

We are located in the Edgemont Office Park down the street from the Costco Plaza, near Home Depot.

Areas Served

Ormond Beach

Social

Rich Howes: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Rich Howes

I’ve gotten to know many local families as an Allstate agent in Ormond Beach. I enjoy being a part of the community, and building local relationships is one of the best parts of my job. I know what life is like here in Ormond Beach – that you choose your car and your home to fit your lifestyle and your budget. I also know how important it is to do the same when it comes to insurance. I look forward to getting to know you and helping you to find the solutions that meet your needs.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

I’m committed to helping Ormond Beach residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call me today.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

Products we offer:

Auto Insurance in Ormond Beach
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Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance in Ormond Beach
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Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Condo Insurance in Ormond Beach
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Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance in Ormond Beach
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Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance in Ormond Beach
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Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance in Ormond Beach
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Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance in Ormond Beach
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Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance in Ormond Beach
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Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance in Ormond Beach
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Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

Years in the
Community

Our team

Angel Moore

Office Manager

Angel was born and raised in Ormond Beach and joined my agency in 2009. She enjoys helping customers and establishing a level of trust with them. Outside of the agency, she enjoys spending time with her husband and their three son

Kelli Feniello

Licensed Sales Professional

Kelli was born and raised in Central Florida so she knows the needs of this community well. She’s been a member of my agency since 2012 and enjoys helping her neighbors. She strives for customer satisfaction and treats customers like family. Outside of the agency, she likes spending time with her husband and their three dogs, camping and bowling.

Erin Hall

Onboarding Specialist

Erin was born and raised in Ormond Beach. She joined the agency in December of 2020.

She enjoys working with new customers, helping see they have a pleasant experience getting started and making the paperwork/app setup an easy process!

Erin loves spending time on the boat and spending time with her daughter, Aria. She will also welcome another baby girl to her family in October of 2021.

Sandee Sickich

Customer Service Representative

Sandee joined the agency in May of 2020. She has lived in the Ormond Beach area since 2003 with her husband Scott and is a proud Mother to her 3 sons, Bryce, Garrett, and Brayden. Sandee enjoys camping, kayaking, travel,

Sandee joined the agency in May of 2020.

She has lived in the Ormond Beach area since 2003 with her husband Scott and is a proud Mother to her 3 sons, Bryce, Garrett, and Brayden.

Sandee enjoys camping, kayaking, travel, cooking and entertaining.

Bob Hoss

Sales Agent

Bob has lived in Ormond Beach since 1992. He moved here after getting his degree from the University of Pittsburgh. Bob joined Allstate in June of 2011 and loves to help customers review insurance and the importance of proper c

Bob has lived in Ormond Beach since 1992. He moved here after getting his degree from the University of Pittsburgh.

Bob joined Allstate in June of 2011 and loves to help customers review insurance and the importance of proper coverage.

In his spare time, he loves to surf, fish, and spend time with family.

Mark Norcia

Sales Manager

Mark grew up in Canton, OH and moved to Ormond Beach in 1994 after completing his degree from Kent State University in 1990. Mark was the previous owner of this location and after a successful 18 years sold his agency to Rich Howes and is now the sale manager for all 3 of the Rich Howes Insurance locations.

Mark enjoys helping customers understand the importance of coverage selection to help protect their assets. He is also passionate about life insurance.

Mark enjoys offshore fishing while not in the office and spending time with his family.

Trinity Clymer

Customer Service Representative

Trinity joined the agency in March of 2021. She has been an Ormond Beach resident since 1993. She is passionate about helping customers understand the ins and outs of insurance so they can make the best decision for protectio

Trinity joined the agency in March of 2021. She has been an Ormond Beach resident since 1993.

She is passionate about helping customers understand the ins and outs of insurance so they can make the best decision for protection.

Trinity loves coffee, shopping and spending time at the beach.

Chrissy Brown

Customer Service Representative

Chrissy was born and raised in Ormond Beach. She began representing the Allstate family on March 17th, 1994.

Chrissy has 3 sons, Aiden, Dane and Jesse. 1 daughter-n-law, Alisa and 3 grandsons, Rylan, Colton and Owen. They are her everything.
In her spare time she loves taking care of her cats, Oreo and Ms. Callie as well as caring for her cows, Moana and Lilo.

Her spare time involves anything outdoors with family and friends. Boating, football, and cookouts! She also enjoys being on the welcome team at her church and teaching the 4 year old Sunday school program.

Chrissy has become friends with so many customers and is now enjoying helping their children with insurance.

Nick Antolos

Licensed Agent

Nick has lived in the Ormond Beach area since 2001.

He joined us in 2014.

Nick enjoys discovering customer needs and helping customers learn the importance of coverage.

Nick is passionate about boating, camping, football. He also enjoys spending time with his girlfriend Melissa, his sons Deklan and Kavan, and his daughter Milani.