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Protect What Matters Most
Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.
Choosing Between Homeowners and Landlord Insurance
If you own more than one home, you may think homeowners insurance is the best way to protect them. But if you plan to rent one out to tenants, you may actually need a landlord insurance policy.
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5 Tips for Insurance Shopping Online
The choices you make when selecting insurance coverages, limits and deductibles can affect what you'll pay for a policy. Learn about what to expect when you're shopping for car insurance online.
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Comparing Renters Insurance Quotes
When comparing renters insurance quotes from different insurers, it's important to take more than price into consideration. Understanding what the policy covers and making sure it fits your needs may help give you the peace of mind that comes from knowing you have certain protections in place while you're living in a rented home or apartment.
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Life Insurance Calculator
Buying life insurance is a very important decision, but I know it's one that can also be overwhelming — especially when it comes to figuring out how much you might want. You may want to consider things like your family's future expenses, income and life events, as well as the length and type of policy you are purchasing. It's a lot to think about, but this calculator is a great place to start. And once you get your results, I'm here to talk more in-depth as you choose the policy that may work best for you.
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Photographers Insurance
Families and businesses trust you to capture some of life's most important moments - from weddings and first birthdays to ribbon cuttings and charitable events. Your clients rely on you to document their special occasions, and you are very careful about safeguarding those irreplaceable images. You should take the same care when choosing your business insurance, too, from making sure your equipment is covered to knowing you have liability protection if something is damaged during a shoot. I'm here to help make sure you can focus on business as usual.
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What Does Special Event Insurance Cover?
Special event insurance may help protect what you've invested in your event if it needs to be postponed or canceled or if something goes awry on the big day.
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Insurance That Protects Your Bike
Your motorcycle is more than just a way to get around. You've invested your time in it, you've made sure it's in perfect working order and you took classes and bought the right gear so you could enjoy it safely. It only make sense that you put the same effort into safeguarding your bike, and you, with insurance. Whether it's collision coverage or a custom paint job, it's important to make sure you have the protection that fits your bike. Here's a breakdown of coverages to help you decide what is right for you.
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RV Insurance 101
You may be so used to driving your RV that it doesn't seem different than any other vehicle on the road. But when it comes to insurance, an RV is quite different. You need coverage in case of an accident, but what about all the stuff that makes it your home away from home? From state required insurance coverage to storing your RV when it's not on the road, there's a lot to take into account. This overview can help get you thinking about the best options for insuring your RV.
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Condo Liability
When you get ready for company, chances are you're planning what to serve and making sure everything is clean. Someone getting hurt may not even cross your mind, but unfortunately something as simple as a friend tripping on your rug could lead to an injury and lawsuit. Thankfully, personal liability coverage is typically included in standard condo insurance and can help if you are sued due to an accident or if you damage someone else's property. Let's make sure you have the coverage that fits your life so that you can focus on enjoying time with your guests.
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Insurance Premiums, Deductibles, Limits
When it comes to buying an insurance policy, there is no one-size-fits-all. Instead, it's important to choose the amount of coverage (known as limits) that is right for you. The same holds true when it comes to selecting a deductible (that's the amount you'll have to pay before your policy kicks in after a covered loss) and premium, which is your cost to maintain your policy. Understanding limits, premiums and deductibles is key when you’re buying or renewing insurance policies.
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What is a Personal Umbrella Policy and Do I Need One?
You have insurance to help protect your home and car, but what happens in situations where your standard insurance coverage is not enough? That's when a personal umbrella insurance policy (PUP) could help. If you're found legally responsible for damages resulting from an accident or if you're sued, a PUP may help prevent you from paying out of pocket for costs that exceed the limits of your homeowners or auto insurance. A PUP from Allstate may help cover attorney costs and lost wages, even if you're out of the country. If you're interested in increasing your protection, I'd be happy to talk to you about umbrella coverage today.
Learn More Adam J. Smith is insurance licensed in the state(s) of Illinois and Missouri. If you do not reside in the state(s) of Illinois or Missouri, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
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