Allstate Insurance Agent
Adam J. Smith, Cottleville, MO

5291 Fifth St

Cottleville, MO 63304

Call

(636) 970-2000to quote by phone

Call

(636) 970-2000to quote by phone

Call

(636) 970-2000to quote by phone

Call

(636) 970-2000to quote by phone

Select a product to get a quote

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	Available by appointment8:00 AM - 7:00 PM
Tue	Available by appointment8:00 AM - 7:00 PM
Wed	Available by appointment8:00 AM - 7:00 PM
Thu	Available by appointment8:00 AM - 7:00 PM
Fri	Available by appointment8:00 AM - 7:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(636) 970-2000

5291 Fifth St
Cottleville, MO 63304
US

Landmarks

Historic Cottleville corner of Hwy N and Fifth Street

Areas Served

Cottleville, Dardenne Praire, Lake Saint Louis, O'Fallon, St. Peters, Weldon Spring, Wentzville, St. Charles County, Missouri, Illinois

Languages

English

Social

Adam J. Smith: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Adam J. Smith

As an Allstate Agent living in St. Charles County with my family for many years, I embrace the opportunity to help local families prepare and protect their future. My agency strives on building relationships with families and you will be treated as our family. I look forward to helping families like yours protect what is important – your family, home, car, boat, and more.

Products we offer:

Car Insurance Agent in Cottleville
Car Insurance Agent in Cottleville
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Cottleville
Home Insurance Agent in Cottleville
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
get a quote
Condo Insurance Agent in Cottleville
Condo Insurance Agent in Cottleville
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
get a quote
Renters Insurance Agent in Cottleville
Renters Insurance Agent in Cottleville
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Motorcycle Insurance Agent in Cottleville
Motorcycle Insurance Agent in Cottleville
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Cottleville
Business Insurance Agent in Cottleville
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Cottleville
Life Insurance Agent in Cottleville
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Cottleville
ATV Insurance Agent in Cottleville
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Cottleville
Boat Insurance Agent in Cottleville
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

25+

Years in the
Community

Allstate Insurance Agent Reviews

robert barnhart

Apr. 23, 2026

paul meyer

Mar. 7, 2026

olivia ly

Mar. 6, 2026

Agent Response

Thank you, Olivia, for your positive feedback!

darryl chambers

Mar. 1, 2026

eleanor sadlo

Feb. 23, 2026

Adam is always available to help me with anything I need. I am very pleased with your agency.

ross anderson

Feb. 17, 2026

terry lampe

Feb. 17, 2026

mary hammann

Feb. 17, 2026

Adam is very helpful and will to review our policies anytime.

diwan qalbani

Feb. 16, 2026

patrick littleton

Feb. 9, 2026

richard perez

Feb. 5, 2026

No empathy. Made me feel like a bum that I didn’t have my car working. Coverage was less than what I expected that’s

No empathy. Made me feel like a bum that I didn’t have my car working. Coverage was less than what I expected that’s why price was so much lower than my previous plan

Agent Response

Hi Richard, we strive to provide clear information

Hi Richard, we strive to provide clear information about coverage options. This is why we ask questions about coverage needs. We will reach out to you and please do not hestitate to reach out to us 636-970-2000 and ADAMJSMITH@allstate.com. Thank you for your feedback.

sheila curry

Jan. 30, 2026

He’s very easy to work with and gave me the best he could offer.

Agent Response

Thank you, Sheila, for your kind words! We're thri

Thank you, Sheila, for your kind words! We're thrilled to hear that you found working with us easy and that we could offer you the best. Your satisfaction is our priority, and we appreciate your feedback.

lilley steinmeyer

Jan. 23, 2026

We were a number not a client.

Agent Response

I appreciate you sharing with me on the phone that

I appreciate you sharing with me on the phone that you had a great experience with me. It was a pleasure helping you and Dennis.

harry bryson

Jan. 20, 2026

Good experience

glen tucker

Jan. 19, 2026

All as expected

dustin herman

Jan. 19, 2026

So far it has been fine, but have not had to file any claims

john vandeford

Jan. 15, 2026

Adam has always been very helpful in addressing my concerns and questions. A pleasure to work with.

Agent Response

Thank you, John, for your kind words and for being

Thank you, John, for your kind words and for being a valued customer. We're delighted to hear that we have been helpful in addressing your concerns. It's a pleasure to work with you, and we appreciate your trust in us!

warren archibald

Jan. 13, 2026

donald stock

Jan. 12, 2026

bob white

Jan. 11, 2026

Allstate Online Review Policy

Frequently asked questions

What are your agency hours?

Monday: 8:00 AM - 7:00 PM
Tuesday: 8:00 AM - 7:00 PM
Wednesday: 8:00 AM - 7:00 PM
Thursday: 8:00 AM - 7:00 PM
Friday: 8:00 AM - 7:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

Adam J. Smith is insurance licensed in the state(s) of Illinois and Missouri. If you do not reside in the state(s) of Illinois or Missouri, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®