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Local Allstate Insurance Agent: Andrew Ku
Products we offer:
Auto
Car Insurance in Wailuku
Car Insurance in Wailuku
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Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
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Renters
Renters Insurance in Wailuku
Renters Insurance in Wailuku
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Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business
Business Insurance in Wailuku
Business Insurance in Wailuku
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Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
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Life
Life Insurance in Wailuku
Life Insurance in Wailuku
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Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
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ATV
ATV Insurance in Wailuku
ATV Insurance in Wailuku
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Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat
Boat Insurance in Wailuku
Boat Insurance in Wailuku
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Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!
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10+
Years of Experience
5+
Years in the Community
EducationEducation dropdown expand/collapse
Bachelor Of Science-University of Southern California
AwardsAwards dropdown expand/collapse
Honor Ring-6 years
National Conference Award-1 years
Recent reviews
Rating 5.0
macarthur umiat
Feb. 26, 2026
Agent Response
Mahalo, Macarthur!
Rating 3.5
yong shik won
Jan. 25, 2026
Agent Response
Mahalo, Yong Shik Won. We appreciate your input an
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Mahalo, Yong Shik Won. We appreciate your input and are committed to improving our services. If you have any specific concerns or suggestions, please feel free to reach out to andrewku@allstate.com. Your satisfaction is important to us!
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Rating 5.0
hillary vidinhar
Jan. 4, 2026
Agent Response
Mahalo, Hillary!
Rating 5.0
anita fernandez
Dec. 24, 2025
Christine Cowan is an excellent agent. She always helps us with questions and solves our problems with solutions.
Agent Response
Mahalo, Anita, for your kind words about Christine
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Mahalo, Anita, for your kind words about Christine! We're delighted to hear she has been helpful and effective in addressing your questions and providing solutions. Your satisfaction is our priority, and we appreciate your trust in us.
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Rating 5.0
danilo hidalgo
Dec. 16, 2025
Agent Response
Mahalo, Danilo, for your positive feedback and for
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Mahalo, Danilo, for your positive feedback and for being a valued customer. We're thrilled to know you're satisfied with our services. Your trust in us is greatly appreciated. If you ever have any questions or need assistance, feel free to reach out.
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Rating 5.0
r alexander detrick
Dec. 6, 2025
Agent Response
Mahalo, for your positive feedback! We're thrilled
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Mahalo, for your positive feedback! We're thrilled to hear that you had a great experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance, feel free to reach out.
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Rating 5.0
kristol yoshida
Dec. 3, 2025
Agent Response
Mahalo, Kristol, for your positive feedback! We're
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Mahalo, Kristol, for your positive feedback! We're thrilled to hear that you had a great experience with Andrew Ku: Allstate Insurance. Your trust and satisfaction mean a lot to us.
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Rating 4.5
rick hoeft
Nov. 11, 2025
Agent Response
Mahalo, Rick, for your positive feedback and for b
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Mahalo, Rick, for your positive feedback and for being a valued customer. We're glad to hear you're satisfied with our services!
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Rating 1.5
petty takahashi
Apr. 3, 2025
Dissatisfied with results stemming from request for vehicle insurance card to provide proof of insurance coverage. Requ
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Dissatisfied with results stemming from request for vehicle insurance card to provide proof of insurance coverage. Requested cards from Andrew Ku who we do business with. After years of loyalty and paying on time,we're beginning to feel neglected and that we no longermatter.
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Agent Response
Aloha, Petty! We are so sorry you've had issues re
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Aloha, Petty! We are so sorry you've had issues receiving your vehicle insurance card. We have unenrolled you from EPolicy so you should receive your cards in the mail moving forward. We appreciate your loyalty and we value you! Documents are mailed out from corporate so if you have any other issues, please let us know and we'll do everything we can to resolve it! Mahalo for your feedback!
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Rating 5.0
coreen serrano
Feb. 25, 2025
My agent Edna Sales is amazing! She is so on it! I can always depend on her for any request. I always tell her ‘I am i
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My agent Edna Sales is amazing! She is so on it! I can always depend on her for any request. I always tell her ‘I am in good hands with you as my agent’
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Agent Response
Mahalo, Coreen!
Rating 4.0
gary yip
Oct. 30, 2024
Agent Response
Mahalo, Gary!
Rating 5.0
john r kahoohanohano
Sep. 10, 2024
Agent Response
Mahalo, John!!
Rating 5.0
sherwin ravida
Jul. 31, 2024
Great
Agent Response
Mahalo, Sherwin!
Rating 5.0
benjamin mendez jr
Jul. 18, 2024
Agent Response
Mahalo, Benjamin!
Rating 5.0
marc chesick
Jul. 17, 2024
Agent Response
Mahalo, Marc!
Rating 5.0
gregory sturm
Jul. 14, 2024
It has always been great11 Thanks. Greg.
Agent Response
Mahalo, Greg!
Rating 5.0
kyle oshita
Jul. 10, 2024
Awesome!
Agent Response
Mahalo, Kyle! We think you're awesome also!
Rating 5.0
benzon dres
Jul. 10, 2024
Agent Response
Mahalo, Benzon!
Rating 3.5
pamela vera
Jul. 8, 2024
Agent Response
Mahalo, Pamela! We appreciate your review and we'r
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Mahalo, Pamela! We appreciate your review and we're always trying to provide the best service possible. We would love to hear more about your experience with us so we can strive for a five-star rating! Mahalo!
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Rating 0.0
ryan nielsen
Jul. 2, 2024
Agent Response
Mahalo, Ryan for your feedback! We're sorry we did
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Mahalo, Ryan for your feedback! We're sorry we did not meet your expectations. We appreciate your business and would love the opportunity to work with you on what we can do to improve your experience! We look forward to hearing from you!
We have staff members available who speak the following languages: English, Filipino, Korean
Andrew Ku is insurance licensed in the state(s) of Hawaii. If you do not reside in the state(s) of Hawaii, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
Based on coverages selected. Subject to terms, conditions, availability & qualifications.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.
Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.
Check the background of this firm on FINRA's BrokerCheck website.