Allstate Insurance Agent

Ben Michalik, Parsippany, NJ

CLTC

342 Parsippany Rd

Parsippany, NJ 07054

Call 24/7

(973) 884-8700to quote by phone

Call 24/7

(973) 884-8700to quote by phone

Call 24/7

(973) 884-8700to quote by phone

Call 24/7

(973) 884-8700to quote by phone

Select a product to get a quote

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	Available by appointment9:00 AM - 6:00 PM
Tue	Available by appointment9:00 AM - 5:30 PM
Wed	Available by appointment8:45 AM - 5:15 PM
Thu	Available by appointment9:00 AM - 5:30 PM
Fri	Available by appointment8:45 AM - 5:45 PM
Sat	Available by appointment
Sun	Available by appointment

After-hours appointments available.

Available 24/7 at

(973) 884-8700

342 Parsippany Rd
Parsippany, NJ 07054
US

Landmarks

We are directly across from Frank & Son Pizzeria and Avis Rent A Car, not far off of the exit from Rte 287

Areas Served

Parsippany, Boonton, Morristown, Hanover Twsp, Mountain Lakes

Additional Contact

Fax: (973) 629-7200

Toll Free: (877) 883-9264

Languages

English, Spanish, French, Gujarati, Polish, Ukrainian

Social

Ben Michalik: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Ben Michalik

I’ve proudly been an Allstate agent since 2007 and I’ve been a resident of Parsippany-Troy Hills since 2000. I’m proud to live in a town that has a growing population, a very good school system, as well as multiple after school sports and kids’ activity programs. My wife Anna and I have enjoyed raising our two wonderful boys here.

One of the best parts of my job is interacting with people in our community and helping them protect what’s most important to them. My experience and tenure has allowed me to not only understand the ins-and-outs of insurance, but also to provide help to hundreds of local families in regards to their insurance needs. I can offer quality insurance that can be geared to each individual and their unique personal situation, while trying to keep it affordable because I know how important service and price are for a long-lasting relationship. At the Ben Michalik Agency we know that is important to give back to those in need. We help Food For The Poor, Catholic Relief Services and Mt. Pleasant Animal Shelter.

I’ll help you prepare for your financial future and offer an unsurpassed level of service. With a suite of life insurance and retirement options, I am able to help protect what is most important; your family. Please call me for an affordable peace-of-mind life insurance quote. Call, email or stop by my agency located at 342 Parsippany Rd, in our township of Parsippany.

Products we offer:

Auto Insurance in Parsippany
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Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
Home Insurance in Parsippany
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Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Condo Insurance in Parsippany
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Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance in Parsippany
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Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
Motorcycle Insurance in Parsippany
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Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance in Parsippany
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Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance in Parsippany
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Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance in Parsippany
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Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance in Parsippany
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Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

10+

Years in the
Community

Our team

Lidia Oviedo

Licensed Sales Professional

As our bilingual Licensed Sales Professional, Lidia speaks fluent Spanish and English, and she is ready to help you review your coverage options in your preferred language. She began her insurance career in 2015, and we are proud to have her knowledge and skillset on our team. Lidia received her bachelor's degree in business administration from Universidad Accion Pro-Education y Cultura in 2004.

Anna Michalik

Office Mgr

Our team

Lidia Oviedo

Licensed Sales Professional

Anna Michalik

Office Mgr

Frequently asked questions

What are your agency hours?

Monday: 9:00 AM - 6:00 PM
Tuesday: 9:00 AM - 5:30 PM
Wednesday: 8:45 AM - 5:15 PM
Thursday: 9:00 AM - 5:30 PM
Friday: 8:45 AM - 5:45 PM
Saturday:
Sunday:

Are you open on weekends?

Saturday:
Sunday:

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English, Spanish, French, Gujarati, Polish, Ukrainian

Do you have more than one location?

No, this is our only location.

Referral Rewards: The referred customer must purchase an auto policy with Allstate New Jersey Property and Casualty Insurance Co. Under extremely rare circumstances the actual credit may be less than $75. These circumstances include instances where the premium charged is less than the credit amount. Maximum of three rewards can be banked at a time. Other rules and conditions apply.

*Note: In Florida, Allstate agencies are authorized to represent a number of companies that are part of the Allstate family. Through these separate and distinct companies a wide variety of insurance products are available. For example, auto insurance in Florida is available from Allstate Insurance Company, Allstate Indemnity Company and Allstate Property and Casualty Insurance Company(Home Office:Northbrook, IL). Property insurance, such as homeowners, condominium owners and renters insurance is available in Florida from Castle Key Insurance Company and Castle Key Indemnity Company(Home Offices: St. Petersburg, FL).

It's important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company. This means, for example, that property insurance products provided by Castle Key Insurance Company and Castle Key Indemnity Company are not underwritten or reinsured by Allstate Insurance Company or Allstate Life Insurance Company.

Ben Michalik is insurance licensed in the state(s) of Arizona, Florida, New Jersey, Ohio, and Pennsylvania. If you do not reside in the state(s) of Arizona, Florida, New Jersey, Ohio, or Pennsylvania, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Allstate life insurance issued by Direct General Life Insurance Co., 911 Chestnut Street, Orangeburg SC 29115; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®