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10007 Jeff Davis Hwy, Ste 127Fredericksburg, VA 22407
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Protect What Matters Most
Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.
What's Covered by Homeowners Insurance?
There's no stock answer to what homeowners insurance covers, as policies vary from customer to customer and from state to state. But there are some standard coverages included in most homeowners policies, such as protection for your dwelling and personal property for certain natural disasters and personal liabilities. It's important to know exactly what is and isn't covered by your policy and to understand your coverage limits. If you'd like to talk through your current policy or get coverage tailored to life in VA, I'd be happy to help.
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Rental Car Insurance
You found a great deal online for a car rental. But now you're standing at the rental counter, wondering if you need all the rental insurance offered and whether it's worth paying the higher price. Chances are you can avoid the unexpected expense, because the rental company's coverage may duplicate the auto insurance coverage you already have. Your credit card company may also offer insurance if you use their card for the rental. Avoid the confusion and stay in your vacation budget - talk to me about what's covered before you get to the rental counter.
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Rent Or Own Calculator
If you're wondering whether you should rent or own, there's a lot to consider. Aside from whether the space is right for you, how much maintenance you want to be responsible for and how to decorate, this decision can have financial implications. You'll need to consider monthly as well as long-term expenses in your decision. Use this calculator to help you compare the costs and whether renting or buying makes the most sense for you.
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New Parents
When you find out a new baby is on the way, you'll probably dive head-first into decorating the baby's room, researching the perfect stroller and stocking up on diapers. Life insurance is not likely on the top of your list, but maybe it should be. It's understandable that your immediate focus is on what your baby needs in those first few months and years, but making sure you have life insurance may help protect her future needs, too. Here are some important things to consider as you're planning for your growing family's future.
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Photographers Insurance
Families and businesses trust you to capture some of life's most important moments - from weddings and first birthdays to ribbon cuttings and charitable events. Your clients rely on you to document their special occasions, and you are very careful about safeguarding those irreplaceable images. You should take the same care when choosing your business insurance, too, from making sure your equipment is covered to knowing you have liability protection if something is damaged during a shoot. I'm here to help make sure you can focus on business as usual.
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Insurance That Protects Your Bike
Your motorcycle is more than just a way to get around. You've invested your time in it, you've made sure it's in perfect working order and you took classes and bought the right gear so you could enjoy it safely. It only make sense that you put the same effort into safeguarding your bike, and you, with insurance. Whether it's collision coverage or a custom paint job, it's important to make sure you have the protection that fits your bike. Here's a breakdown of coverages to help you decide what is right for you.
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Motorhome Insurance Basics
If you own a motorhome or are thinking about purchasing one, here are some things you may want to consider when it comes to protecting your home on wheels.
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Condo Liability
When you get ready for company, chances are you're planning what to serve and making sure everything is clean. Someone getting hurt may not even cross your mind, but unfortunately something as simple as a friend tripping on your rug could lead to an injury and lawsuit. Thankfully, personal liability coverage is typically included in standard condo insurance and can help if you are sued due to an accident or if you damage someone else's property. Let's make sure you have the coverage that fits your life so that you can focus on enjoying time with your guests.
Learn More Bill Wyant is insurance licensed in the state(s) of Maryland and Virginia. If you do not reside in the state(s) of Maryland or Virginia, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
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