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Protect What Matters Most
Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.
Choosing Between Homeowners and Landlord Insurance
If you own more than one home, you may think homeowners insurance is the best way to protect them. But if you plan to rent one out to tenants, you may actually need a landlord insurance policy.
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How to Compare Car Insurance Rates
Shopping around for any product means comparing prices. You may talk with friends or scope out two or three locations before you decide where to buy. But, how do you compare auto insurance rates? One way is to get several quotes from different insurers and compare them side by side. In order to do a fair comparison, it helps to make sure each quote you get is for the same coverages, limits and deductibles.
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Comparing Renters Insurance Quotes
When comparing renters insurance quotes from different insurers, it's important to take more than price into consideration. Understanding what the policy covers and making sure it fits your needs may help give you the peace of mind that comes from knowing you have certain protections in place while you're living in a rented home or apartment.
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Retirement & Life Insurance
You've planned for your retirement so that you can afford what's important to you, whether it's travel, hobbies or time with the grandkids. But have you included life insurance in your planning, too? Retirement may affect your life insurance needs, from the cost of premiums on a new budget to how long you need a policy or if you need an emergency fund. Whether retirement is around the corner or you're already enjoying your new freedom, make sure you have a life insurance policy that will fit your needs during retirement.
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Is Your Office Rental Covered?
Renting an office for your business makes sense - you have the space you need without the costs or maintenance of owning the building. But relying on the landlord's insurance to cover your business if a fire or break-in should occur is not a savvy decision. The landlord's policy typically covers the building but not your company's equipment or the business if there is an accident in the office. Whether it's making sure your computers would be replaced or recouping potential losses after a disaster, let's talk about insuring your business before you sign that lease.
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Is a Wedding Covered by Event Insurance?
Considerable investments of time and money can go into planning a wedding. Two types of event insurance may be available to help protect that investment.
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Safety Vs. Style
The choice between stylish riding gear and truly protective gear should be easy - whatever makes it more likely you'll walk away from an accident safely. Thankfully there is a lot of gear that is both safe and stylish these days. And while I certainly hope you're never in an accident, choosing your protective wear wisely can make a big different if you are. From helmet guidelines to leather jackets to armor, here are some helpful tips on choosing the right gear for your ride.
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RV Insurance 101
You may be so used to driving your RV that it doesn't seem different than any other vehicle on the road. But when it comes to insurance, an RV is quite different. You need coverage in case of an accident, but what about all the stuff that makes it your home away from home? From state required insurance coverage to storing your RV when it's not on the road, there's a lot to take into account. This overview can help get you thinking about the best options for insuring your RV.
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Fire Damage To Your Condo
Living in a condominium has its perks, especially if the condo board manages upkeep of the building. But you're still at risk when things go wrong in common areas or neighboring units, especially when it comes to a fire. The damage can be hard enough to deal with, but you could also be left wondering whose insurance will cover the costs of repairs and replacing your belongings. While you hopefully never experience a fire in or near your condo, it is important to be familiar with not only your condo insurance's fire coverage but also with the association's coverage.
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Insurance Premiums, Deductibles, Limits
When it comes to buying an insurance policy, there is no one-size-fits-all. Instead, it's important to choose the amount of coverage (known as limits) that is right for you. The same holds true when it comes to selecting a deductible (that's the amount you'll have to pay before your policy kicks in after a covered loss) and premium, which is your cost to maintain your policy. Understanding limits, premiums and deductibles is key when you’re buying or renewing insurance policies.
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Quiz: How Much Do You Know About Personal Umbrella Policies?
You may know that a personal umbrella policy (PUP) may help protect you if the limits of an underlying policy (homeowners or auto, for instance) are exhausted. But how much do you know about how PUPs work? Test your knowledge with these five questions.
Learn More Bruce Ritchie is insurance licensed in the state(s) of Idaho. If you do not reside in the state(s) of Idaho, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
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