Allstate Insurance Agent
Charles Cromer, Nicholasville, KY

218 N Main St

Nicholasville, KY 40356

Call

(859) 885-7009to quote by phone

Call

(859) 885-7009to quote by phone

Call

(859) 885-7009to quote by phone

Call

(859) 885-7009to quote by phone

Select a product to get a quote

Auto insurance

Home insurance

Renters insurance

Landlords & Hosts insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	9:00 AM - 5:00 PM
Tue	9:00 AM - 5:00 PM
Wed	9:00 AM - 5:00 PM
Thu	9:00 AM - 5:00 PM
Fri	9:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(859) 885-7009

218 N Main St
Nicholasville, KY 40356
US

Landmarks

Located near the intersection of North Main Street in between East Oak Street and East Walnut in the same parking lot as Farmer's Bank

Areas Served

Nicholasville, Fayette County, Versailles, Danville, Jessamine County, Lexington, Boyle County, Lincoln County, Garrard County

Languages

English, Spanish

Social

Charles Cromer: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Charles Cromer

I’ve gotten to know many local families as an Allstate agent in Nicholasville. I enjoy being a part of the community, and building local relationships is one of the best parts of my job. I know what life is like here in Nicholasville – that you choose your car and your home to fit your lifestyle and your budget. I also know how important it is to do the same when it comes to insurance. I look forward to getting to know you and helping you to find the solutions that meet your needs.

Part of what I like best about my job is that Allstate can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

I’m committed to helping Nicholasville residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call us today for your auto insurance, home insurance, motorcycle insurance, renters insurance, life insurance, or any other insurance needs.

Part of what I like best about my job is that Allstate can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

Products we offer:

Car Insurance Agent in Nicholasville
Car Insurance Agent in Nicholasville
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Nicholasville
Home Insurance Agent in Nicholasville
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
get a quote
Condo Insurance Agent in Nicholasville
Condo Insurance Agent in Nicholasville
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Nicholasville
Renters Insurance Agent in Nicholasville
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Landlords & Hosts Insurance Agent in Nicholasville
Landlords & Hosts Insurance Agent in Nicholasville
Helps protect the structure of your rental property, from covered accidents such as fire, wind/hail, vandalism and more. It also offers protection for the liability you might face as an owner. Let’s chat about the right coverage for your additional property!
get a quote
Motorcycle Insurance Agent in Nicholasville
Motorcycle Insurance Agent in Nicholasville
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Nicholasville
Business Insurance Agent in Nicholasville
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Nicholasville
Life Insurance Agent in Nicholasville
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Nicholasville
ATV Insurance Agent in Nicholasville
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Nicholasville
Boat Insurance Agent in Nicholasville
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

20+

Years in the
Community

Allstate Insurance Agent Reviews

larry criss

May. 26, 2026

Agent Response

Thank you, Larry, for your fantastic feedback! We'

Thank you, Larry, for your fantastic feedback! We're thrilled to know you had a positive experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance, feel free to reach out. We appreciate your support!

christy parker

May. 23, 2026

Agent Response

Thank you, Christy, for your wonderful feedback! W

Thank you, Christy, for your wonderful feedback! We're thrilled to hear that you had a positive experience with our agency. Your satisfaction is our top priority, and we're here to help whenever you need us. We appreciate your trust in us!

cheryl smith

May. 18, 2026

Agent Response

Thank you, Cheryl, for your wonderful feedback and

Thank you, Cheryl, for your wonderful feedback and for being a valued customer. We're thrilled to know you're satisfied with our services. Your trust in us is greatly appreciated, and we're here to support you with all your insurance needs.

rebecca grupke

May. 12, 2026

Agent Response

Thank you, Rebecca, for your positive feedback! We

Thank you, Rebecca, for your positive feedback! We're thrilled to know you're satisfied with our services. Your trust and support mean a lot to us. If you ever have any questions or need assistance, feel free to reach out.

lester miller

May. 10, 2026

Agent Response

Hi Lester, we understand how frustrating rate incr

Hi Lester, we understand how frustrating rate increases can be, especially when monthly payments rise unexpectedly. Insurance rates across Kentucky have been impacted by increased repair costs, vehicle values, claim severity, and statewide market changes affecting many carriers.

That said, we would truly appreciate the opportunity to review your policy to see if there are any discounts, coverage adjustments, new product options, or bundling opportunities available that may help lower your premium while still protecting you properly.

Please give our Nicholasville office a call directly, and our team would be happy to go over everything with you personally. We appreciate your feedback and the opportunity to help.

jason bishop

Apr. 24, 2026

I've been a customer for years. My rates go up every renewal even though my car value hours down and I've had no claims.

I've been a customer for years. My rates go up every renewal even though my car value hours down and I've had no claims.

Also, I signed up with a local agent for local service but when I call I get sent to a call center in India.

Agent Response

Hi Jason, Thank you for your feedback—we truly

Hi Jason,

Thank you for your feedback—we truly appreciate you being a long-time customer.

I understand how frustrating it can be to see rates increase, especially when you haven’t had any claims. While factors like vehicle value do play a role, insurance pricing is also impacted by broader trends such as rising repair costs, claim frequency in your area, and statewide rate changes here in Kentucky. That said, we would absolutely welcome the opportunity to review your policy and make sure you’re receiving every available discount and that your coverage still fits your needs.

Regarding your experience with customer service, I completely understand your concern. Allstate does utilize a secure, recorded phone system, which can sometimes route calls outside the local office. However, our local team is always here and ready to help directly.

Please feel free to call or text us at 606-389-4040, and we’ll make sure you’re taken care of personally.

We appreciate your business and would value the chance to improve your experience.

Sincerely,
Charles Cromer
Allstate Insurance Agency

stephen waddles

Apr. 22, 2026

Agent Response

Thank you, Stephen, for your positive feedback! We

Thank you, Stephen, for your positive feedback! We're thrilled to hear that you had a great experience with our agency. Your trust and satisfaction are our top priorities. If you ever need assistance, feel free to reach out.

ananth kumar

Apr. 3, 2026

Agent Response

Thank you, Ananth, for your positive feedback! We'

Thank you, Ananth, for your positive feedback! We're thrilled to hear that you're satisfied with our services. As a valued customer, your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

james speaks

Mar. 23, 2026

Good

Agent Response

Thank you, James, for your positive feedback! We'r

Thank you, James, for your positive feedback! We're glad to hear you had a good experience with our agency. If you have any suggestions for how we can improve further, feel free to reach out. We appreciate your support!

jerry shearer

Mar. 10, 2026

Agent Response

Thank you, Jerry, for your feedback and for being

Thank you, Jerry, for your feedback and for being a valued customer. We're glad to hear your positive experience with our insurance services. If you have any further suggestions or concerns, please feel free to reach out to ccromer1@allstate.com. Your trust means a lot to us!

treva macy

Mar. 9, 2026

Agent Response

Thank you for your feedback, Treva. We appreciate

Thank you for your feedback, Treva. We appreciate your input and are sorry to hear about your experience. As a valued customer, your satisfaction is important to us. Please feel free to reach out to ccromer1@allstate.com so we can address your concerns directly.

joyce reinhardt

Mar. 3, 2026

Agent Response

Thank you, Joyce, for your wonderful review! We're

Thank you, Joyce, for your wonderful review! We're thrilled to hear that you had a positive experience with our agency. Your satisfaction is our top priority, and we're grateful for your trust in us. If you ever need assistance, feel free to reach out.

weldon chelule

Feb. 27, 2026

Loved the experience, user friendly platform- web page/database easy to use, customer service top notch i will recommend

Loved the experience, user friendly platform- web page/database easy to use, customer service top notch i will recommend Allstate million times

Agent Response

Thank you, Weldon, for your wonderful feedback! We

Thank you, Weldon, for your wonderful feedback! We're thrilled to hear that you enjoyed our user-friendly platform and top-notch customer service. Your recommendation means the world to us. We look forward to continuing to serve you with excellence.

tom carter

Feb. 15, 2026

Live personnel not available forcquestionsfor questions and explanations. May move coverage to a company with a live loc

Live personnel not available forcquestionsfor questions and explanations. May move coverage to a company with a live local office.

Agent Response

Hi Tom, Thank you for your feedback. We truly va

Hi Tom,

Thank you for your feedback. We truly value you and are sorry to hear that you’ve had difficulty reaching someone live for your questions and explanations. That is never the experience we want our customers to have.

Our agency is local, and we absolutely have live team members available to assist you. If there was a time we missed your call or didn’t respond quickly enough, we sincerely apologize. Your concerns deserve personal attention.

Please feel free to call our office directly (606 389 4040) at your convenience, and we will make sure you speak with a live team member who can answer all of your questions clearly and thoroughly. We would truly appreciate the opportunity to address your concerns before you consider moving your coverage.

Thank you for allowing us the chance to make this right.

— Charles Cromer

denise flores

Jan. 20, 2026

Agent Response

Thank you, Denise, for your wonderful feedback! We

Thank you, Denise, for your wonderful feedback! We're thrilled to hear that you had a positive experience with our agency. Your trust and satisfaction mean a lot to us. If you ever need assistance or have questions, feel free to reach out. We're here to help!

william carpenter

Jan. 2, 2026

Allstate has been great for us they reasonable prices.

Agent Response

Hi William, Thank you so much for the 5-star revi

Hi William,

Thank you so much for the 5-star review! We truly appreciate you taking the time to share your experience.

We’re glad to hear that Allstate has been great for you and that you’ve found our prices to be reasonable. Providing strong protection at a fair value—along with dependable service—is exactly what our team strives for every day.

If you ever have questions, need a policy review, or want to explore additional ways to protect what matters most to you, please don’t hesitate to reach out. We’re always happy to help.

Thank you again for trusting our agency—we’re grateful to have you as part of our Allstate family!

—
Charles Cromer
Agency Owner

marty broaddus

Dec. 16, 2025

Agent Response

Thank you, Marty, for your positive feedback and f

Thank you, Marty, for your positive feedback and for being a valued customer. We're glad to hear you're satisfied with our services. If you have any further questions or need assistance, please feel free to reach out to ccromer1@allstate.com. Your trust in us is greatly appreciated!

stephen clark

Dec. 10, 2025

Quick, personable, professional and affordable. Really good and knowledgeable people!

Agent Response

Stephen, Thank you so much for the fantastic 5-st

Stephen,

Thank you so much for the fantastic 5-star review! We truly appreciate you taking the time to share your experience. Our team works hard to be quick, personable, and professional, so it means a lot to hear that reflected back from you.

If you ever need anything—questions, quotes, or a policy review—we’re just a call or visit away at our Nicholasville office.

Thanks again for trusting the Charles Cromer Agency!

— Charles

nannie miller

Nov. 24, 2025

Have not received my bill this month.

Agent Response

Nannie, Thank you for sharing your feedback with u

Nannie,
Thank you for sharing your feedback with us. I’m sorry to hear you haven’t received your bill yet — I know how important it is to have those on time.

I had our team review your account, and Melissa confirmed that your homeowners billing statement was mailed out on November 19th. It should be arriving shortly, but if it doesn’t, please let us know and we’ll be happy to resend it or help you switch to a preferred delivery method such as email or online billing.

We appreciate you being a valued customer and thank you again for bringing this to our attention.

— Charles Cromer

brad allred

Oct. 6, 2025

Agent Response

Thank you, Brad! We truly appreciate your 5-star r

Thank you, Brad! We truly appreciate your 5-star review and your trust in our agency. It’s always a pleasure serving great customers like you here at the Charles Cromer Allstate Agency. If you ever need anything, you know where to find us!

— Charles Cromer Agency, Nicholsville, Ky

Allstate Online Review Policy

Frequently asked questions

What are your agency hours?

Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 5:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English, Spanish

Do you have more than one location?

705 W Highway 80, Somerset, KY
524 W Laurel Rd, London, KY

Charles Cromer is insurance licensed in the state(s) of Kentucky and Tennessee. If you do not reside in the state(s) of Kentucky or Tennessee, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®