Car, Homeowners, & Life Insurance Quotes in
Somerset, KY - Charles Cromer

At least four generations of my family have called Somerset home, so I have a vested interest in taking good care of the people who live here. I especially have a soft spot for kids and help support every team fund-raising event that requests assistance.

When I’m not working, I love spending time with my wife, April, our daughter, Lilly, three Yorkshire terriers, Macy, Tucker and Zoe, and two parrots, Pookie and Lokie. I’m a bird lover: Outside my home, you’ll find two peacocks, eight guineas and many ducks. For fun, I love fishing on Lake Cumberland and attending the local schools’ football and basketball games. I also play tennis and golf.

I enjoy giving back to my community through my work as an agent. I participate in the Somerset-Pulaski County Chamber of Commerce Leadership Program and provide assistance Bethany House, a domestic violence shelter.

Customer service is at the heart of my work as an Allstate agent. After working as an independent contractor, building more than 400 homes, I became an Allstate agent in 2010, opening my first agency in Somerset. I later added a second agency in nearby London, Kentucky, in 2011. It’s been particularly gratifying to see my staff of eight thrive over the years. They are like family to me. I enjoy helping customers as they make decisions that help protect what matters most.

My agency specializes in auto, home and life insurance along with financial services. Stop by and see us! We’re located near Old Highway 80 and West Somerset Baptist Church.

Education

B.S. University of Kentucky

Community Services

Shriners

United Way

Shriners Hospital

Chamber of Commerce

All Local School Charities

Local Charity Events

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Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

What Is Covered by Dwelling Insurance?

While I hope your home never sustains major damage, it's still important to know what coverage your homeowners insurance includes. Should you ever need to rebuild or repair your home, your policy's dwelling coverage may help cover the costs. Coverage typically includes the home and attached structures, such as a garage or porch, and covers against a long list of causes, from fire to hail to vandalism. I'd be happy to talk to you about what coverages are available in KY today!

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Rental Car Insurance

You found a great deal online for a car rental. But now you're standing at the rental counter, wondering if you need all the rental insurance offered and whether it's worth paying the higher price. Chances are you can avoid the unexpected expense, because the rental company's coverage may duplicate the auto insurance coverage you already have. Your credit card company may also offer insurance if you use their card for the rental. Avoid the confusion and stay in your vacation budget - talk to me about what's covered before you get to the rental counter.

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Comparing Renters Insurance Quotes

When comparing renters insurance quotes from different insurers, it's important to take more than price into consideration. Understanding what the policy covers and making sure it fits your needs may help give you the peace of mind that comes from knowing you have certain protections in place while you're living in a rented home or apartment.

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What Is An Annuity?

Thanks to healthier living and great medical care, more people are living longer. Hopefully that means a longer retirement. But that prolonged retirement means you'll need to make your money last longer. One way of doing that is by investing in an annuity, which may provide you with regular income during your golden years. From tax deferred income to a lifetime income, annuities can offer some great benefits and may provide financial security during your retirement.

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Photographers Insurance

Families and businesses trust you to capture some of life's most important moments - from weddings and first birthdays to ribbon cuttings and charitable events. Your clients rely on you to document their special occasions, and you are very careful about safeguarding those irreplaceable images. You should take the same care when choosing your business insurance, too, from making sure your equipment is covered to knowing you have liability protection if something is damaged during a shoot. I'm here to help make sure you can focus on business as usual.

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Insurance That Protects Your Bike

Your motorcycle is more than just a way to get around. You've invested your time in it, you've made sure it's in perfect working order and you took classes and bought the right gear so you could enjoy it safely. It only make sense that you put the same effort into safeguarding your bike, and you, with insurance. Whether it's collision coverage or a custom paint job, it's important to make sure you have the protection that fits your bike. Here's a breakdown of coverages to help you decide what is right for you.

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Condo Liability

When you get ready for company, chances are you're planning what to serve and making sure everything is clean. Someone getting hurt may not even cross your mind, but unfortunately something as simple as a friend tripping on your rug could lead to an injury and lawsuit. Thankfully, personal liability coverage is typically included in standard condo insurance and can help if you are sued due to an accident or if you damage someone else's property. Let's make sure you have the coverage that fits your life so that you can focus on enjoying time with your guests.

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Insurance Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.

With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Somerset.

You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. As an Allstate agent, I can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Insurance products and services offered at my Allstate agency include:

Auto Insurance
Car Insurance
Flood Insurance
Insurance
Life Insurance
Motorcycle Insurance
Home Insurance
Insurance Quote
Insurance Agency
Business Insurance
Annuities
Retirement
College Savings Plan

Contact

Phone

(606) 677-0931(606) 677-0931

Fax

(606) 677-0766(606) 677-0766

Email:

charlescromer@allstate.com charlescromer@allstate.com

Address:

705 W Highway 80Somerset, KY 42503

Get Directions

Landmarks:

Turn at light 4 towards Burger King. Go .4 miles on left off of Sarah's Lane off of HWY 80 is Allstate.

Areas Served:

Proud to serve the areas of Somerset, Wayne County, Science Hill. Call or email me today for a personalized insurance review.

Office Hours:

Mon	8:00 AM - 5:00 PM
Tue	8:00 AM - 5:00 PM
Wed	8:00 AM - 5:00 PM
Thu	8:00 AM - 5:00 PM
Fri	8:00 AM - 5:00 PM
Sat	By Appointment
Sun	Closed

Available By Appointment: Saturday

After-Hours Appointments Available

Available 24/7 at (606) 677-0931

You can view my financial industry experience and background at FINRA’s BrokerCheck

Languages:

English

Other Locations:

My Account

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What's the Difference Between Term and Permanent Life Insurance?
Plan Your Financial Future.
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Charles Cromer - What's the Difference Between Term and Permanent Life Insurance?

Charles Cromer - Plan Your Financial Future.

Charles Cromer - Buy vs. Lease Calculator

Charles Cromer - Mortgage Tax Credit Calculator

Life insurance policies typically fall into two categories: term or permanent insurance. Which type of policy is right for you?

New Family? Nearing Retirement? Make sure you're doing all you can to protect the life you deserve—no matter what stage you're at in life.

What’s more cost efficient – buying or leasing a car? This calculator can help crunch the numbers.

Calculate your potential average yearly tax savings over the life of your mortgage.

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Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Charles Cromer is insurance licensed in the state(s) of Kentucky. If you do not reside in the state(s) of Kentucky, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.

Car, Homeowners, & Life Insurance Quotes in Somerset, KY - Charles Cromer

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