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Allstate Insurance Agent

Charles Cromer, Somerset, KY

705 W Highway 80

Somerset, KY 42503

Call 24/7

(606) 677-0931to quote by phone

Call 24/7

(606) 677-0931to quote by phone

Call 24/7

(606) 677-0931to quote by phone

Call 24/7

(606) 677-0931to quote by phone

Select a product to get a quote

Auto insurance

Home insurance

Renters insurance

Motorcycle insurance

ATV insurance

Office Hours

Day of the Week	Hours
Mon	9:00 AM - 5:00 PM
Tue	9:00 AM - 5:00 PM
Wed	9:00 AM - 5:00 PM
Thu	9:00 AM - 5:00 PM
Fri	9:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(606) 677-0931

705 W Highway 80
Somerset, KY 42503
US

Landmarks

Turn at light 4 towards Burger King. Go .4 miles on left off of Sarah's Lane off of HWY 80 is Allstate.

Nicholasville, KY 40356

Areas Served

Somerset, Wayne County, Science Hill

Additional Contact

Fax: (606) 677-0766

TTY: (606) 877-4663

Languages

English

Social

Link to Yelp

Charles Cromer: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Charles Cromer

At least four generations of my family have called Somerset home, so I have a vested interest in taking good care of the people who live here. I especially have a soft spot for kids and help support every team fund-raising event that requests assistance.

When I’m not working, I love spending time with my wife, April, our daughter, Lilly, three Yorkshire terriers, Macy, Tucker and Zoe, and two parrots, Pookie and Lokie. I’m a bird lover: Outside my home, you’ll find two peacocks, eight guineas and many ducks. For fun, I love fishing on Lake Cumberland and attending the local schools’ football and basketball games. I also play tennis and golf.

I enjoy giving back to my community through my work as an agent. I participate in the Somerset-Pulaski County Chamber of Commerce Leadership Program and provide assistance Bethany House, a domestic violence shelter.

Customer service is at the heart of my work as an Allstate agent. After working as an independent contractor, building more than 400 homes, I became an Allstate agent in 2010, opening my first agency in Somerset. I later added a second agency in nearby London, Kentucky, in 2011. It’s been particularly gratifying to see my staff of eight thrive over the years. They are like family to me. I enjoy helping customers as they make decisions that help protect what matters most.

My agency specializes in auto, home and life insurance along with financial services. Stop by and see us! We’re located near Old Highway 80 and West Somerset Baptist Church.

Products we offer:

Auto Insurance in Somerset
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Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property.

We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car.

I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance in Somerset
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Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more.

Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
get a quote
Condo Insurance in Somerset
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Helps protect the portion of your condo, co-op or townhome in which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are “walls-in” and HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance in Somerset
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Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism and more. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Motorcycle Insurance in Somerset
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Our motorcycle policies include the basic coverage you may need, like liability coverage, guest passenger liability and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage.

Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance in Somerset
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Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business.

I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build.

Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance in Somerset
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Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance in Somerset
Close ATV insurance modal
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills.

If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire.

Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance in Somerset
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Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

25+

Years in the
Community

Our team

Alice Thomas

Customer Care Professional

Alice has been a member of the Somerset community since 1993 and loves living in an area filled with so many kind individuals. She’s a mother of four and grandmother of three. She enjoys bonding with each of them in her free tim

Chelsey Hall

Customer Care Professional

Chelsey has lived in the Somerset community since 1997 and started her insurance career in 2012 at the Charles Cromer Agency. Outside of the office, she loves spending time with family and friends and going to Jacobson Park in Lex

Ciarra Irvin

Licensed Sales Professional

Ciarra has worked in insurance since joining the Charles Cromer Agency in 2011. She and her husband reside in Russell Springs with their son, who they love bonding with. When not at the agency, she enjoys walking the nature trails

Kimberly Priggins

Licensed Sales Professional

Kimberly is a Sawyer Business School alum who has been in the Somerset community since 2004. She’s worked in insurance since 1999 and has brought a great deal of knowledge to the entire team. Outside of the agency, she loves pla

Taylor Howell

Customer Care Professional

Taylor joined the agency in 2019 and has been a great asset to the team with her excellent customer service skills. In her spare time, she enjoys spending time with her daughter and being with friends and family on Lake Cumberland

Lilly Martinez

Customer Care Professional

Lilly joined the agency in 2018 and is Charles’ daughter. She strives to provide exceptional customer service and loves meeting new customers. Outside of the agency, she enjoys hanging out with friends, going to movies and playi

Our team

Alice Thomas

Customer Care Professional

Chelsey Hall

Customer Care Professional

Ciarra Irvin

Licensed Sales Professional

Kimberly Priggins

Licensed Sales Professional

Taylor Howell

Customer Care Professional

Lilly Martinez

Customer Care Professional

Frequently asked questions

What are your agency hours?

Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 5:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

Charles Cromer is insurance licensed in the state(s) of Colorado, Georgia, Kentucky, Mississippi, and Tennessee. If you do not reside in the state(s) of Colorado, Georgia, Kentucky, Mississippi, or Tennessee, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Allstate life insurance issued by Direct General Life Insurance Co., 911 Chestnut Street, Orangeburg SC 29115; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.

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