Allstate Insurance Agent
Charles Cromer, Somerset, KY

705 W Highway 80

Somerset, KY 42503

Call

(606) 677-0931to quote by phone

Call

(606) 677-0931to quote by phone

Call

(606) 677-0931to quote by phone

Call

(606) 677-0931to quote by phone

Select a product to get a quote

Auto insurance

Home insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	9:00 AM - 5:00 PM
Tue	9:00 AM - 5:00 PM
Wed	9:00 AM - 5:00 PM
Thu	9:00 AM - 5:00 PM
Fri	9:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(606) 677-0931

705 W Highway 80
Somerset, KY 42503
US

Landmarks

Turn at light 4 towards Burger King. Go .4 miles on left off of Sarah's Lane off of HWY 80 is Allstate.

524 W Laurel Rd

London, KY 40741

218 N Main St

Nicholasville, KY 40356

Areas Served

Somerset, Wayne County, Science Hill, Nicholasville, Pulaski County, Nancy, Eubank, Burnside, Lake Cumberland Area, Serving Tennessee

Additional Contact

Fax: (606) 677-0766

TTY: (606) 877-4663

Languages

English, Spanish

Social

Charles Cromer: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Charles Cromer

At least four generations of my family have called Somerset home, so I have a vested interest in taking good care of the people who live here. I especially have a soft spot for kids and help support every team fund-raising event that requests assistance.

When I’m not working, I love spending time with my wife, April, our daughters, Lilly, Amiah, Kylee, and Ellie. Two Yorkshire terriers, Tucker, and Zoe. For fun, I love fishing on Lake Cumberland, attending the local schools’ football and basketball games. I also play tennis and golf.

I enjoy giving back to my community through my work as an agent. I participate in the Somerset-Pulaski County Chamber of Commerce Leadership Program and provide assistance Bethany House, a domestic violence shelter.

Customer service is at the heart of my work as an Allstate agent. After working as an independent contractor, building more than 400 homes, I became an Allstate agent in 2010, opening my first agency in Somerset. I later added a second agency in nearby London, Kentucky, in 2011. 2017 opened another location in Berea, Kentucky and in 2020 opened a fourth location in Nicholasville Ky. I enjoy helping customers as they make decisions that help protect what matters most. My staff are top notch in providing customers with auto insurance quote, home insurance quote, and life insurance quotes.

My agency specializes in auto insurance, home insurance, and life insurance along with financial services. Stop by and see us! We’re located on Old Highway 80 in front of Brandi Prather's Dental Office diagonaling from West Somerset Baptist Church.

Products we offer:

Car Insurance Agent in Somerset
Car Insurance Agent in Somerset
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Somerset
Home Insurance Agent in Somerset
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
get a quote
Condo Insurance Agent in Somerset
Condo Insurance Agent in Somerset
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Somerset
Renters Insurance Agent in Somerset
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Motorcycle Insurance Agent in Somerset
Motorcycle Insurance Agent in Somerset
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Somerset
Business Insurance Agent in Somerset
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Somerset
Life Insurance Agent in Somerset
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Somerset
ATV Insurance Agent in Somerset
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Somerset
Boat Insurance Agent in Somerset
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

30+

Years in the
Community

Your Local Allstate Team

Alice Thomas

Customer Care Professional

Alice has been a member of the Somerset community since 1993 and loves living in an area filled with so many kind individuals. She’s a mother of four and grandmother of three. She enjoys bonding with each of them in her free tim

Chelsey Hall

Customer Care Professional

Chelsey has lived in the Somerset community since 1997 and started her insurance career in 2012 at the Charles Cromer Agency. Outside of the office, she loves spending time with family and friends and going to Jacobson Park in Lex

Ciarra Irvin

Licensed Sales Professional

Ciarra has worked in insurance since joining the Charles Cromer Agency in 2011. She and her husband reside in Russell Springs with their son, who they love bonding with. When not at the agency, she enjoys walking the nature trails

Kimberly Priggins

Licensed Sales Professional

Kimberly is a Sawyer Business School alum who has been in the Somerset community since 2004. She’s worked in insurance since 1999 and has brought a great deal of knowledge to the entire team. Outside of the agency, she loves pla

Lilly Martinez

Customer Care Professional

Lilly joined the agency in 2018 and is Charles’ daughter. She strives to provide exceptional customer service and loves meeting new customers. Outside of the agency, she enjoys hanging out with friends, going to movies and playi

Allstate Insurance Agent Reviews

william dishman

May. 2, 2026

Charles and his team, has helped me out so much getting some issues taken care of.

Agent Response

Thank you, William, for the kind words and for tru

Thank you, William, for the kind words and for trusting our team to help. We’re glad we were able to assist in getting everything taken care of for you. We truly appreciate your support and look forward to being here whenever you need us.

pearl miller

Apr. 29, 2026

Agent Response

Thank you, Pearl, for your wonderful feedback! We'

Thank you, Pearl, for your wonderful feedback! We're thrilled to hear that you're satisfied with our services. As a valued customer, your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

lonis baker

Apr. 1, 2026

Agent Response

Thank you, Lonis, for your positive feedback! We'r

Thank you, Lonis, for your positive feedback! We're thrilled to hear that you're satisfied with our services. Your trust and support as a valued customer mean a lot to us. If you ever need assistance, feel free to reach out.

brian young

Apr. 1, 2026

Great folks at the local level!!!

Agent Response

Hi Brian, I'm sorry to hear about your experience

Hi Brian, I'm sorry to hear about your experience with our customer service. We strive to provide excellent service to all our clients. Please reach out to CHARLESCROMER@ALLSTATE.COM so we can address your concerns directly. Thank you for your feedback.

michael holland

Mar. 31, 2026

Always available for any questions

Agent Response

Thank you, Michael, for your kind words and for be

Thank you, Michael, for your kind words and for being a valued customer. We're thrilled to hear that our availability has been helpful to you. If you ever have more questions, feel free to reach out.

david smith

Mar. 25, 2026

Nothing against Charles Cromer , but I would not recommend allstate to anyone.

Agent Response

Hi David, Thank you for sharing your feedback. I

Hi David,

Thank you for sharing your feedback. I'm sorry to hear about your experience. We value your input and would like to understand more about your concerns. Please feel free to reach out to CHARLESCROMER@ALLSTATE.COM so we can assist you further. Your satisfaction is important to us.

Best regards,

Charles Cromer: Allstate Insurance

danae wagner

Mar. 20, 2026

Agent Response

Thank you, Danae, for your positive feedback and f

Thank you, Danae, for your positive feedback and for being a valued customer. We're glad to hear you're satisfied with our services. If you have any suggestions or further feedback, feel free to reach out to CHARLESCROMER@ALLSTATE.COM. Your trust is important to us!

janice hatfield

Mar. 18, 2026

I can’t speak highly enough of the service Alice gave. She went above and beyond to help me. She even followed up a mo

I can’t speak highly enough of the service Alice gave. She went above and beyond to help me. She even followed up a month later. Take care of her! She’s a keeper.

Agent Response

Thank you, Janice, for sharing your positive exper

Thank you, Janice, for sharing your positive experience with Alice. We're thrilled to hear she went above and beyond for you. We'll make sure to pass along your kind words to her. Your satisfaction is our priority, and we're grateful for your trust in us.

michael douglas

Mar. 2, 2026

Agent Response

Thank you, Michael, for your positive feedback! We

Thank you, Michael, for your positive feedback! We're thrilled to hear that you're satisfied with our services. Your trust and support mean a lot to us. If you ever have any questions or need assistance, feel free to reach out. We're here to help!

arthur rodriguez

Feb. 20, 2026

Agent Response

Thank you, Arthur, for your positive feedback! We'

Thank you, Arthur, for your positive feedback! We're thrilled to hear that you're satisfied with our services. As a valued customer, your trust means a lot to us. If you ever need assistance, feel free to reach out.

marty saylor

Feb. 11, 2026

They’ve done an amazing job. We had to have a new roof, new gutters and they did an amazing job helping us come to get

They’ve done an amazing job. We had to have a new roof, new gutters and they did an amazing job helping us come to getting everything done and fixed properly.

Agent Response

Thank you, Marty, for your kind words and for bein

Thank you, Marty, for your kind words and for being a valued customer. We're thrilled to hear that you had a positive experience with your roof and gutter repairs. It's our pleasure to assist you in getting everything done properly. If you need further assistance, feel free to reach out.

thomas leigh

Feb. 9, 2026

Agent Response

Thank you for your feedback, Thomas. We appreciate

Thank you for your feedback, Thomas. We appreciate you taking the time to share your experience. Our goal is always to deliver excellent service, and we’d welcome the opportunity to review your policy or address any concerns you may have. Please feel free to contact our office anytime.

— Charles Cromer

cora whaley

Feb. 5, 2026

Fine,and so happy it didn’t cost a arm and a leg in premiums, thank you ,have a great day

Agent Response

Thank you so much for your kind words, Cora! We’

Thank you so much for your kind words, Cora! We’re happy to hear you were pleased with your coverage and pricing — that’s always our goal. We truly appreciate your business and hope you have a wonderful day as well!

— Charles Cromer

david eastwood

Jan. 31, 2026

Agent Response

Thank you for your review, David. We appreciate yo

Thank you for your review, David. We appreciate you choosing our Agency and taking the time to share your feedback. Our team is always here to help if you have any questions or need assistance with your coverage.

— Charles Cromer

charles scott mcanly

Jan. 23, 2026

Professional and very helpful. Going the xtra effort to answer my questions.

Agent Response

Thank you for the kind words, Charles! We’re gla

Thank you for the kind words, Charles! We’re glad to hear our team was able to answer your questions and provide the extra effort you deserve. We truly appreciate your business and the opportunity to serve you.

— Charles Cromer

patricia kirby

Jan. 21, 2026

Agent Response

Thank you for sharing your feedback, Patricia. We

Thank you for sharing your feedback, Patricia. We appreciate your long-term relationship with us and are sorry to hear about your recent experience. Please reach out to CHARLESCROMER@ALLSTATE.COM so we can address your concerns directly. Your satisfaction is important to us.

herman mccreary

Jan. 21, 2026

Very satisfied

Agent Response

Thank you, Herman, for sharing your positive exper

Thank you, Herman, for sharing your positive experience with us. We're delighted to hear that you're very satisfied with our services. Your feedback is greatly appreciated, and we look forward to continuing to meet your insurance needs.

ace gilbert

Jan. 14, 2026

Agent Response

Thank you, Ace, for your positive feedback! We're

Thank you, Ace, for your positive feedback! We're thrilled to know you're satisfied with our services. Your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

russell davis

Jan. 12, 2026

I dont do surveys

Agent Response

Thank you, Russell, for your feedback and for bein

Thank you, Russell, for your feedback and for being a valued customer. We appreciate your time and understand your preference regarding surveys. If you have any questions or need assistance, feel free to reach out to CHARLESCROMER@ALLSTATE.COM.

james vanwinkle

Jan. 9, 2026

Sometimes i like to talk to a real person.

Agent Response

Thank you, James, for your feedback and for being

Thank you, James, for your feedback and for being a valued customer. We understand the importance of speaking with a real person and are always here to assist you. If you ever need further assistance, feel free to reach out. We have direct number you can call 606-389-4040 if you want to talk to a person live in our office during office hours!!

-----Charles

Allstate Online Review Policy

Your Local Allstate Team

Alice Thomas

Customer Care Professional

Chelsey Hall

Customer Care Professional

Ciarra Irvin

Licensed Sales Professional

Kimberly Priggins

Licensed Sales Professional

Lilly Martinez

Customer Care Professional

Frequently asked questions

What are your agency hours?

Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 5:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English, Spanish

Do you have more than one location?

524 W Laurel Rd, London, KY
218 N Main St, Nicholasville, KY

Charles Cromer is insurance licensed in the state(s) of Alabama, Kentucky, and Tennessee. If you do not reside in the state(s) of Alabama, Kentucky, or Tennessee, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®