Car, Homeowners, & Life Insurance Quotes in Cinnaminson, NJ - Charles Horta

CLTC

Car, Homeowners, & Life Insurance Quotes in Cinnaminson, NJ - Charles Horta

CLTC

Home, Life & Auto Insurance - Get A Quote

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Home, Life & Auto Insurance - Get A Quote

About Charles Horta - Cinnaminson Insurance Agent

Athlete
Family
Foodie
Outdoor Activities
Self-Improvement
Spiritual
Sports Fan
Technology
Travel
Volunteerism
Youth Programs

As a Personal Financial Representative living in Moorestown for 15 years with my wife Kelli and 3 children I know many local families. My knowledge and understanding of the people in this community help me provide over 2000 customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important – your family, home, car and more. I’m also here to help you prepare a strategy to achieve your financial goals.

One of the things I like best about working with Allstate is the variety of products and services I can offer customers. More than insurance, I can offer a variety of solutions to address their financial needs – such as saving for a child’s education or retirement.

As a small business owner, I understand the importance of building a solid foundation for the future and developing long-lasting customer relationships. That’s why I’m committed to offering you the same level of service I’d expect from my own business dealings. When you leave my office, I hope you’ll feel confident, informed, assured and satisfied in your choices. The way you should feel.

Education

B.A. Rutgers University

20+ Years of Service

Request An Appointment

Want to request an appointment for a call or visit? Use the calendar to pick the date you'd like to visit and then choose a time. While we can't guarantee agency availability, your request will route to the agency inbox and we'll do our best to accommodate your schedule.

First, select a date:

Next, select a time:

Help Your Friends, Help Your Family, Help Yourself.

With the Refer Friends and Family program, get a $75 credit when your referral signs up for an auto policy with me. Plus, you can bank up to three credits at a time! Only Allstate New Jersey offers that.

* cost varies

Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Choosing Between Homeowners and Landlord Insurance

If you own more than one home, you may think homeowners insurance is the best way to protect them. But if you plan to rent one out to tenants, you may actually need a landlord insurance policy.

How Much Does Car Insurance Cost?

When it comes to the cost of car insurance, there is no one-size-fits-all answer. It varies from customer to customer, depending on many factors such as the types of coverages and the deductible amount selected. Factors like the make and model of your car, your driving record, your age and where you live may also be taken into account. I know that your budget affects this decision, too. That's why I'm here to help you choose the coverage that fits your life and your budget.

Comparing Renters Insurance Quotes

When comparing renters insurance quotes from different insurers, it's important to take more than price into consideration. Understanding what the policy covers and making sure it fits your needs may help give you the peace of mind that comes from knowing you have certain protections in place while you're living in a rented home or apartment.

Retirement & Life Insurance

You've planned for your retirement so that you can afford what's important to you, whether it's travel, hobbies or time with the grandkids. But have you included life insurance in your planning, too? Retirement may affect your life insurance needs, from the cost of premiums on a new budget to how long you need a policy or if you need an emergency fund. Whether retirement is around the corner or you're already enjoying your new freedom, make sure you have a life insurance policy that will fit your needs during retirement.

Small Business Insurance Needs

You know the ins and outs of your small business and what it takes to keep things running. But do you know how to help protect the business you've worked so hard to build? From merchandise to machinery to a home-based operation, there are a lot of coverage options available to choose from. This quick rundown of things you'll want to consider when insuring your small business is a great place to start. I know the effort a small business takes, and I'm here to help you protect your life's work.

Cheap Motorcycle Coverage - Worth It?

You love the freedom that comes with your motorcycle and the open road, and paying a lot for insurance feels like taking away a bit of that joy. But the truth is that paying less now could mean paying more out of pocket for repairs and medical bills down the road. It's important to have the right coverage, and a cheap motorcycle insurance may not offer you the best protection. Consider these tips and ways to save as your shopping for motorcycle coverage.

RV Insurance 101

You may be so used to driving your RV that it doesn't seem different than any other vehicle on the road. But when it comes to insurance, an RV is quite different. You need coverage in case of an accident, but what about all the stuff that makes it your home away from home? From state required insurance coverage to storing your RV when it's not on the road, there's a lot to take into account. This overview can help get you thinking about the best options for insuring your RV.

Condo Insurance

You found the perfect condominium, called about the utilities and have movers lined up. But before you move in, do you have the right coverage for your new home? Condos are unique in the way they are insured - both you and the condo association need policies. From common areas to personal property, it's important that you understand what your policy covers and what your condo association's insurance may help protect. Take a look at this overview of condominium insurance, and then let's make sure you have the coverage you need.

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Insurance Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.

With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Cinnaminson.

You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. As an Allstate agent, I can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Insurance products and services offered at my Allstate agency include:

Auto Insurance
Car Insurance
Flood Insurance
Insurance
Life Insurance
Motorcycle Insurance
Home Insurance
Insurance Quote
Insurance Agency
Business Insurance
Annuities
Retirement
College Savings Plan

Contact

Phone

(856) 303-2230(856) 303-2230

Fax

(856) 210-0371(856) 210-0371

Email:

charleshorta@allstate.com charleshorta@allstate.com

Address:

2103 Branch Pike, Ste 7Cinnaminson, NJ 08077

Office Hours:

Mon	9:00 AM - 6:00 PM
Tue	9:00 AM - 6:00 PM
Wed	9:00 AM - 6:00 PM
Thu	9:00 AM - 6:00 PM
Fri	9:00 AM - 6:00 PM
Sat	9:00 AM - 1:00 PM
Sun	Closed

Available 24/7 at (856) 303-2230

Available 24/7 at (856) 303-2230

You can view my financial industry experience and background at FINRA’s BrokerCheck

Other Locations:

My Account

Here to Help You

Connect With Us

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Plan Your Financial Future.
Calculator: Social Security & Retirement
Buy vs. Lease Calculator
What's the Difference Between Term and Permanent Life Insurance?
Mortgage Tax Credit Calculator

Make sure you're doing all you can to protect the life you deserve—no matter what stage you're at in life.

Is Social Security part of your retirement plan? Estimate your projected annual benefits.

What’s more cost efficient – buying or leasing a car? This calculator can help crunch the numbers.

Life insurance policies typically fall into two categories: term or permanent insurance. Which type of policy is right for you?

Calculate your potential average yearly tax savings over the life of your mortgage.

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Areas Served

Proud to serve the areas of:

Cinnaminson
Delran
Pennsauken
Riverton
Moorestown
Mount Laurel
Riverside
Palmyra
Maple Shade
Cherry Hill

Call or email me today for a personalized insurance review.

Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Choosing Between Homeowners and Landlord Insurance

If you own more than one home, you may think homeowners insurance is the best way to protect them. But if you plan to rent one out to tenants, you may actually need a landlord insurance policy.

How Much Does Car Insurance Cost?

When it comes to the cost of car insurance, there is no one-size-fits-all answer. It varies from customer to customer, depending on many factors such as the types of coverages and the deductible amount selected. Factors like the make and model of your car, your driving record, your age and where you live may also be taken into account. I know that your budget affects this decision, too. That's why I'm here to help you choose the coverage that fits your life and your budget.

Comparing Renters Insurance Quotes

When comparing renters insurance quotes from different insurers, it's important to take more than price into consideration. Understanding what the policy covers and making sure it fits your needs may help give you the peace of mind that comes from knowing you have certain protections in place while you're living in a rented home or apartment.

Retirement & Life Insurance

You've planned for your retirement so that you can afford what's important to you, whether it's travel, hobbies or time with the grandkids. But have you included life insurance in your planning, too? Retirement may affect your life insurance needs, from the cost of premiums on a new budget to how long you need a policy or if you need an emergency fund. Whether retirement is around the corner or you're already enjoying your new freedom, make sure you have a life insurance policy that will fit your needs during retirement.

Small Business Insurance Needs

You know the ins and outs of your small business and what it takes to keep things running. But do you know how to help protect the business you've worked so hard to build? From merchandise to machinery to a home-based operation, there are a lot of coverage options available to choose from. This quick rundown of things you'll want to consider when insuring your small business is a great place to start. I know the effort a small business takes, and I'm here to help you protect your life's work.

Cheap Motorcycle Coverage - Worth It?

You love the freedom that comes with your motorcycle and the open road, and paying a lot for insurance feels like taking away a bit of that joy. But the truth is that paying less now could mean paying more out of pocket for repairs and medical bills down the road. It's important to have the right coverage, and a cheap motorcycle insurance may not offer you the best protection. Consider these tips and ways to save as your shopping for motorcycle coverage.

RV Insurance 101

You may be so used to driving your RV that it doesn't seem different than any other vehicle on the road. But when it comes to insurance, an RV is quite different. You need coverage in case of an accident, but what about all the stuff that makes it your home away from home? From state required insurance coverage to storing your RV when it's not on the road, there's a lot to take into account. This overview can help get you thinking about the best options for insuring your RV.

Condo Insurance

You found the perfect condominium, called about the utilities and have movers lined up. But before you move in, do you have the right coverage for your new home? Condos are unique in the way they are insured - both you and the condo association need policies. From common areas to personal property, it's important that you understand what your policy covers and what your condo association's insurance may help protect. Take a look at this overview of condominium insurance, and then let's make sure you have the coverage you need.

Referral Rewards: The referred customer must purchase an auto policy with Allstate New Jersey Property and Casualty Insurance Co. Under extremely rare circumstances the actual credit may be less than $75. These circumstances include instances where the premium charged is less than the credit amount. Maximum of three rewards can be banked at a time. Other rules and conditions apply.

Charles Horta is insurance licensed in the state(s) of New Jersey. If you do not reside in the state(s) of New Jersey, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.