Allstate Insurance Agent
Charlotte Bowers, Tuscaloosa, AL

1520 McFarland Blvd N,

Ste D

Tuscaloosa, AL 35406

Call

(205) 344-5320to quote by phone

Call

(205) 344-5320to quote by phone

Call

(205) 344-5320to quote by phone

Call

(205) 344-5320to quote by phone

Select a product to get a quote

Auto insurance

Home insurance

Renters insurance

Landlords & Hosts insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	8:30 AM - 5:30 PM
Tue	8:30 AM - 5:30 PM
Wed	8:30 AM - 5:30 PM
Thu	8:30 AM - 5:30 PM
Fri	8:30 AM - 5:00 PM
Sat	Closed
Sun	Closed

Available 24/7 at

(205) 344-5320

1520 McFarland Blvd N,
Ste D
Tuscaloosa, AL 35406
US

Map of 1520 McFarland Blvd N in Tuscaloosa

Landmarks

We are off of Hwy 82 (McFarland Blvd) near Bryant Bank and Southern Ale House. We are just past the bridge heading toward Northport.

Areas Served

Tuscaloosa, Northport, Vance, Gordo, Moundville, Duncanville, Cottondale

Additional Contact

Fax: (205) 771-6934

Mobile: (205) 575-1602

Languages

English, German

Social

Charlotte Bowers: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Charlotte Bowers

We always enjoy supporting The United Way of West Alabama! Fun event introducing the new campaign chair, Jheovanny Gomez!

As a longtime member of the Tuscaloosa community, I am proud to help individuals, families, homeowners, renters, and business owners throughout Tuscaloosa, Northport, Tuscaloosa County, and West Alabama better understand their insurance options. Building relationships and serving our local community is one of the most rewarding parts of my career.
I earned my Bachelor of Science degree from the University of Alabama and my MBA from the University of North Carolina at Greensboro. My commitment to the community extends beyond insurance through my involvement with First Presbyterian Church, the Tuscaloosa Morning Rotary Club, and local education initiatives. These experiences have allowed me to build meaningful relationships with local families and gain a deeper understanding of the needs of our community.
My team and I help customers explore auto insurance, home insurance, renters insurance, condo insurance, life insurance, motorcycle insurance, boat insurance, business insurance, and personal liability protection. Whether you're purchasing your first home, adding a teen driver, relocating to the Tuscaloosa area, starting a business, or reviewing your current coverage, we are here to help answer your questions and provide personalized guidance.
Customers frequently ask us:
• What auto insurance coverage do I need in Alabama?
• What does homeowners insurance typically cover?
• Is renters insurance worth it?
• How can I bundle my auto and home insurance?
• How much life insurance should I consider?
• What insurance options are available for small business owners?
Our goal is to make insurance easier to understand while helping customers make informed decisions about protecting what matters most.
We are proud to serve families throughout Tuscaloosa, Northport, and West Alabama with personalized service, local experience, insurance reviews, and customized insurance quotes. Whether you're looking for an auto insurance quote, home insurance quote, life insurance review, or business insurance consultation, our team would love the opportunity to help.

Products we offer:

Car Insurance Agent in Tuscaloosa
Car Insurance Agent in Tuscaloosa
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer underinsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, additional replacement protection coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance Agent in Tuscaloosa
Home Insurance Agent in Tuscaloosa
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance Agent in Tuscaloosa
Condo Insurance Agent in Tuscaloosa
Helps protect the portion of your condo, co-op or townhome you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Tuscaloosa
Renters Insurance Agent in Tuscaloosa
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Landlords & Hosts Insurance Agent in Tuscaloosa
Landlords & Hosts Insurance Agent in Tuscaloosa
Helps protect the structure of your rental property, from covered accidents such as fire, wind/hail, vandalism and more. It also offers protection for the liability you might face as an owner. Let’s chat about the right coverage for your additional property!
get a quote
Motorcycle Insurance Agent in Tuscaloosa
Motorcycle Insurance Agent in Tuscaloosa
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage, and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance Agent in Tuscaloosa
Business Insurance Agent in Tuscaloosa
Commercial insurance protects your small business, your livelihood. Instead of having one policy for your business personal property/building then another for the liability, a BOP combines both policies into one. In addition to these basic coverages, commerical insurance can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business, and your employees.
Life Insurance Agent in Tuscaloosa
Life Insurance Agent in Tuscaloosa
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Tuscaloosa
ATV Insurance Agent in Tuscaloosa
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance Agent in Tuscaloosa
Boat Insurance Agent in Tuscaloosa
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

15+

Years in the
Community

Your Local Allstate Team

Hattie Tubbs

Licensed Sales Agent

Hattie first moved to the Tuscaloosa area in 2006 and truly enjoys the community here. In 2010, she began working for the Agency. Over the years, Hattie has gained plenty of insurance knowledge, and she enjoys sharing this information with customers and coworkers. Outside of the agency, she loves to quilt, read and walk around the neighborhood. For an auto insurance quote or home insurance quote, give our agency a quick call or stop by and we will be thrilled to help you.

Jerel Hunt

Licensed Sales Specialist

Jerel moved to the Tuscaloosa area in 2001. He graduated from the University of Alabama in 2005 with a business degree in marketing. After receiving his degree, he joined Charlotte’s team in 2006 and takes pride with helping customers learn to find the coverages that suit their needs. When Jerel has free time, he loves to hike, camp, mountain bike and bond with his wife and two kids. For an auto insurance quote or home insurance quote, give our agency a quick call or stop by and we will be thrilled to help you.

Shandi Hunter

Licensed Sales Specialist

Shandi is a Samford University graduate, holding a Bachelor of Science degree, who has been living in the Tuscaloosa area since 1996. She made her first jump into the insurance field in 2000 and has not looked back. In 2008, she joined the agency which has been a great experience for her. She strives to see customers are informed and that each of them is important. When she has some free time, she loves spending it with her friends and family. For an auto insurance quote or home insurance quote, give our agency a quick call or stop by and we will be thrilled to help you.

Ally Brown

Service Team Manager

Ally Brown began her insurance career in 2015 and has served as a Sales Associate at Charlotte Bowers Agency since 2018. With a license to sell Personal Lines insurance, Ally focuses on Home insurance and Auto insurance policies. She is a proud graduate of The University of Alabama, class of 2017.
As much as she values her own family's security, Ally's favorite aspect of her job is interacting with customers and helping them better understand which coverage works best for their families. In her spare time, Ally enjoys spending time with her husband and two children. In addition to family outings to zoos across the country, they enjoy outdoor activities, especially golfing. Ally is an avid reader and loves book series, as well as animals, having rescued three Labrador Retrievers. For an auto insurance quote or home insurance quote, give our agency a quick call or stop by and we will be thrilled to help you.

Elizabeth Beemer

Elizabeth Beemer began her insurance career in 2023 and joined the Charlotte Bowers Agency in 2024. With fluency in English, French, and Italian, Elizabeth provides clear and effective communication to a diverse number of customers. When it comes to Home and Auto insurance, she can help customers better understand coverage options tailored to meet their unique needs. Born in Germany, Elizabeth brings a global perspective to her work, enriching her interactions with customers and colleagues alike. Her commitment to assisting customers is evident in her dedication to providing suitable insurance options, helping each customer feel more secure.
Beyond her professional commitments, Elizabeth is an avid reader with a passion for history. She finds joy in exploring historical narratives and gaining insights into the past, which often informs her thoughtful approach to her work. Elizabeth's love of learning and commitment to excellence make her a valuable asset to both customers and the Charlotte Bowers Agency. For an auto insurance quote or home insurance quote, give our agency a quick call or stop by and we will be thrilled to help you.

Diana Jowers

Diana Jowers entered the insurance industry in 2022, bringing her dedication and knowledge to Our Agency in 2024. As an Insurance Agent, Diana provides coverage options, dealing in Home insurance, Auto insurance, Recreational Vehicles insurance, and Commercial Business insurance. Her commitment to customers is evident in her approach to helping them better understand the importance and intricacies of their coverage.
Diana's favorite part of her job is informing and supporting customers. Outside of her professional life, Diana is an avid reader who rarely goes without her tablet. She enjoys immersing herself in various genres, exploring new stories and ideas.
In her personal time, Diana also enjoys nature's tranquility, often taking her beloved dog on walks around the lake. These peaceful moments spent outdoors provide an ideal balance to her active professional life, offering relaxation and companionship with her furry friend.
Diana Jowers' combination of professional dedication and personal interests makes her a valuable asset to Our Agency. Her ability to connect with customers, coupled with her love of learning and nature, enriches both her work and her life, making her a reliable agent and a cherished member of her community. For an auto insurance quote or home insurance quote, give our agency a quick call or stop by and we will be thrilled to help you.

Allstate Insurance Agent Reviews

clyde jefferson

Jun. 18, 2026

steven kirkendoll

Jun. 18, 2026

Charlotte Bowers is a very helpful agency. All their people are kind and try to meet your needs I have no complaints

gregory murphy

Jun. 2, 2026

Exciting went through a stage to reopen insurance policy but after all it was a experience of getting one of the best se

Exciting went through a stage to reopen insurance policy but after all it was a experience of getting one of the best services out there. I'm satisfied with ALLSTATE Insurance.

stanley pastur

May. 28, 2026

mary card

May. 21, 2026

Everyone has been great and they've saved me tons of money

joel skelton

Apr. 29, 2026

Agent Response

Thank you, Joel, for your positive feedback! We're

Thank you, Joel, for your positive feedback! We're thrilled to hear that you had a great experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance, feel free to reach out.

kurt turner

Apr. 21, 2026

Everything is good so far.

nhung tuyet ly

Apr. 19, 2026

Agent Response

Thank you, Nhung Tuyet Ly, for your wonderful revi

Thank you, Nhung Tuyet Ly, for your wonderful review! We're thrilled to hear that you had a positive experience with our insurance services. Your satisfaction is our priority, and we're grateful for your trust in us. If you ever need assistance, feel free to reach out.

carol brown- allen

Apr. 17, 2026

They are very helpful and is always willing to help ☺️

Agent Response

We love serving customers like you!

felicia robinson

Apr. 12, 2026

nan greene

Apr. 11, 2026

Always great! Everyone is so nice and helpful! I enjoy my visit. Nan Greene

amelia pate

Apr. 4, 2026

tammi holley

Apr. 1, 2026

I've known Charlotte and her team now for over 16 years now and she has been my agent for the last several years. Charlo

I've known Charlotte and her team now for over 16 years now and she has been my agent for the last several years. Charlotte and her team are top notch and very professional. Even before becoming my agent, Hattie always assist me with any questions I had regarding auto, life and home insurance.

sheery kenon

Mar. 27, 2026

donald guthrie

Mar. 22, 2026

Charlotte was great.

kenn darrington

Mar. 21, 2026

Great.

nina rogers

Mar. 16, 2026

kenneth kingery

Feb. 18, 2026

Glad for your help and prompt attention to my insurance matters. Thank you

janice fields

Feb. 17, 2026

terri butchee

Feb. 11, 2026

Great Experience.

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