Allstate Insurance Agent
Chris Watson, Oak Harbor, WA

466 NE Midway Blvd

Oak Harbor, WA 98277

Call

(360) 675-5978to quote by phone

Call

(360) 675-5978to quote by phone

Call

(360) 675-5978to quote by phone

Call

(360) 675-5978to quote by phone

Select a product to get a quote

Auto insurance

Condo insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	8:30 AM - 5:00 PM
Tue	8:30 AM - 5:00 PM
Wed	8:30 AM - 5:00 PM
Thu	8:30 AM - 5:00 PM
Fri	9:00 AM - 5:00 PM
Sat	Closed
Sun	Closed

Available 24/7 at

(360) 675-5978

466 NE Midway Blvd
Oak Harbor, WA 98277
US

Landmarks

Our office is located on the East side of Midway Blvd in between Highway 20 and East Whidbey Ave. across from the Dollar Tree and on the same side as Peoples Bank

Areas Served

Oak Harbor, Anacortes, Mount Vernon, Bellingham, Sequim

Additional Contact

Fax: (833) 679-4064

Languages

English, Spanish

Social

Chris Watson: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Chris Watson

I’ve been in the insurance industry since 2010 and know what it takes to help families like yours stay protected from life’s uncertainties and protect what matters most to you. I’m committed to providing you with excellent service and treat you as one of my own family members. I’m proud to represent a company who’s been serving satisfied customers for over 90+ years.

I understand your local needs and can help inform you to make good insurance decisions. My team exists to offer customers the same as what I’d expect from Allstate – professional service, sound information and solutions that can meet your individual needs.

As a local Allstate agent, I’m proud to be part of the Good Hands family: We help customers realize their hopes and dreams by providing the best Allstate products and services to protect them from life's uncertainties and prepare them for the future. We want to help you better understand your risks and leave you feeling confident in your insurance decisions. Give us a call! We look forward to serving you and your family!

Products we offer:

Car Insurance Agent in Oak Harbor
Car Insurance Agent in Oak Harbor
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance Agent in Oak Harbor
Home Insurance Agent in Oak Harbor
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Condo Insurance Agent in Oak Harbor
Condo Insurance Agent in Oak Harbor
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
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Renters Insurance Agent in Oak Harbor
Renters Insurance Agent in Oak Harbor
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance Agent in Oak Harbor
Motorcycle Insurance Agent in Oak Harbor
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance Agent in Oak Harbor
Business Insurance Agent in Oak Harbor
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Oak Harbor
Life Insurance Agent in Oak Harbor
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Oak Harbor
ATV Insurance Agent in Oak Harbor
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance Agent in Oak Harbor
Boat Insurance Agent in Oak Harbor
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

Allstate Insurance Agent Reviews

linda kendall

Jun. 4, 2026

The staff are amazing, caring, knowledgable people.

vaughn foura

Jun. 4, 2026

Great service and excellant communication.

dianne a krulitz

May. 31, 2026

good customer service returned phone calls and provided good information

david saunders

May. 28, 2026

john ramsey

May. 23, 2026

ruth babeshoff

May. 21, 2026

Great team and responds promptly

frederick seiger

May. 18, 2026

Agent Response

Thank you, Frederick, for your positive feedback!

Thank you, Frederick, for your positive feedback! We're thrilled to hear that you had a great experience with us. Your trust in our services is greatly appreciated. If you ever need assistance or have questions, feel free to reach out. We're here to help!

giuseppe carraturo

May. 16, 2026

Agent Response

Thank you so much for the 5-star review! We truly

Thank you so much for the 5-star review! We truly appreciate your support and are grateful for the opportunity to help with your insurance needs. Don’t hesitate to reach out anytime—we’re always here for you!

david esparza

May. 15, 2026

hugh myers

Apr. 26, 2026

When I tried to call the Oak Harbor office with a question about my auto policy I got a person in a foreign country. I

When I tried to call the Oak Harbor office with a question about my auto policy I got a person in a foreign country. I now feel like I have no connection what so ever with my home office.

Agent Response

Thank you for your feedback, Hugh. We’re sorry t

Thank you for your feedback, Hugh. We’re sorry to see your experience didn’t meet expectations. We’d really appreciate the opportunity to learn more and make things right—please feel free to reach out to us directly at 360.675.5970 or chris.a.watson@allstate.com.

larue dewald

Apr. 22, 2026

i have never had any problems dealing with allstate

Agent Response

Thank you so much for the 5-star review, Larue! We

Thank you so much for the 5-star review, Larue! We truly appreciate your support and are glad you had a great experience with our team. We’re always here if you need anything!

lynn studdard

Apr. 14, 2026

I only get information on line. As a senior citizen, it is difficult to know about my policy. Also the price keeps going

I only get information on line. As a senior citizen, it is difficult to know about my policy. Also the price keeps going up every year even though I’ve made no claims and have an excellent driving record.
I will be checking other companies for prices. I have been with Allstate about 50 years, but I don’t want to pay so much for insurance.
Thank you,
Lynn Studdard

Agent Response

Dear Lynn, Thank you for your feedback and for be

Dear Lynn,

Thank you for your feedback and for being a loyal customer for nearly 50 years. We understand your concerns about online information and rising costs. Please reach out to me so we can schedule some time to discuss your policy and explore options that may better suit your needs. Your satisfaction is important to us.

Best regards,

Chris Watson

brian iverson

Apr. 6, 2026

Agent Response

Thank you, Brian, for your fantastic review! We're

Thank you, Brian, for your fantastic review! We're thrilled to hear that you had a positive experience with us. Your trust and satisfaction are our top priorities, and we're grateful for your support. If you ever need assistance, feel free to reach out.

gordon taylor

Apr. 3, 2026

good customer service

Agent Response

Thanks, Gordon—I really appreciate the feedback!

Thanks, Gordon—I really appreciate the feedback! Glad you had a great experience with our team. We’re always here to help and look forward to continuing to take care of your insurance needs.

walter pierce

Apr. 2, 2026

Agent Response

Thank you for the great review, Walter! I really a

Thank you for the great review, Walter! I really appreciate the feedback! Glad you had a great experience with our team. Thank you for putting your trust with us for your insurance needs.

cynthia aby

Mar. 16, 2026

Agent Response

Thanks, Cynthia! I really appreciate you taking th

Thanks, Cynthia! I really appreciate you taking the time to share your feedback. I’m glad you had a positive experience with our team. We’re always here to help and look forward to supporting your insurance needs.

steve metcalfe

Mar. 9, 2026

Great

Agent Response

Thank you, Steve, for your positive feedback! I’

Thank you, Steve, for your positive feedback! I’m glad to hear you had a great experience with our team. Your satisfaction is important to us, and we look forward to continuing to support you with your insurance needs.

john dilworth

Mar. 4, 2026

Agent Response

Thank you so much, John! We really appreciate your

Thank you so much, John! We really appreciate your kind words. It’s great to hear you had a positive experience, and we look forward to continuing to serve your insurance needs.

carol schletz

Feb. 27, 2026

eric warr

Feb. 20, 2026

Allstate Online Review Policy

Frequently asked questions

What are your agency hours?

Monday: 8:30 AM - 5:00 PM
Tuesday: 8:30 AM - 5:00 PM
Wednesday: 8:30 AM - 5:00 PM
Thursday: 8:30 AM - 5:00 PM
Friday: 9:00 AM - 5:00 PM
Saturday: Closed
Sunday: Closed

Are you open on weekends?

Saturday: Closed
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English, Spanish

Do you have more than one location?

No, this is our only location.

Chris Watson is insurance licensed in the state(s) of Washington. If you do not reside in the state(s) of Washington, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®