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Protect What Matters Most
Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.
What Is Property Casualty Insurance?
Simply put, property casualty insurance helps protect you if you are found liable for an accident in which another person is injured or their property is damaged. It may help prevent you from paying out of pocket for medical bills and legal fees. Without property casualty coverage, you could be putting your assets (including your personal belongings) at risk. And while I hope you never find yourself in an unfortunate situation, here are some really good ways property casualty coverage may help protect you.
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Car Insurance for College Students
When you think about college, you may think about choosing a school, how to decorate a dorm or apartment and what classes to take. Car insurance may not be on your radar, but it's something you should review if you're heading off to school. You may be eligible for discounts, especially if you're not bringing a car to campus or if you maintain good grades. Be smart and call me before you start your school year!
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Comparing Renters Insurance Quotes
When comparing renters insurance quotes from different insurers, it's important to take more than price into consideration. Understanding what the policy covers and making sure it fits your needs may help give you the peace of mind that comes from knowing you have certain protections in place while you're living in a rented home or apartment.
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Cash Value
You probably know that a life insurance policy's face value will be paid to the beneficiaries if something unfortunate should happen. But some policies have another valuable feature that may help you — cash value you can access and use for things like premium payments or loans. It can be a great addition to your financial plan, and it may be helpful if you run into an unexpected situation. Read this quick overview of the cash value feature, and then let's talk about whether this kind of policy is right for you.
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Liability Insurance for Your Business
Part of owning a business is staying one-step ahead and managing risks before they happen. But no amount of planning can keep accidents from happening, and it's good to have some backup. That's where liability insurance comes in - it may help protect your business in the event of a work-related accident or mistake that damages a third party. I'm here to answer any questions you may have, but keep these questions in mind when you're choosing liability coverage for your business.
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Motorcycle Passenger Protection
Sometimes the best way to enjoy a ride is with a friend on the back of your motorcycle. Before you take a friend or family member out for a ride, though, keep in mind that protection is essential for you and your passenger. Aside from donning helmets and safety gear, it's also a good idea to check your motorcycle insurance covers for passengers. Before you hit the road, take a look at these motorcycle passenger coverage requirements and tips for reducing accidents.
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Condo Association Coverage
If you own a condo, you may find that two different insurance policies help protect separate parts of your unit. While you are typically responsible for insuring your personal property such as furniture, clothing and other inside components, the condo association's master insurance policy usually helps protect the building's structure and common areas shared by multiple residents. It's important to understand what your condo association's insurance covers so that you can make arrangements to protect other aspects of your home.
Learn More Dave Kelley is insurance licensed in the state(s) of Illinois and Wisconsin. If you do not reside in the state(s) of Illinois or Wisconsin, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
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