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Protect What Matters Most
Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.
What's Covered by Homeowners Insurance?
There's no stock answer to what homeowners insurance covers, as policies vary from customer to customer and from state to state. But there are some standard coverages included in most homeowners policies, such as protection for your dwelling and personal property for certain natural disasters and personal liabilities. It's important to know exactly what is and isn't covered by your policy and to understand your coverage limits. If you'd like to talk through your current policy or get coverage tailored to life in VA, I'd be happy to help.
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After A Car Accident
Most people don't want to think about getting into an accident, but it's a reality many of us will have to deal with at some point. I know that a car accident can be frightening, but you can help reduce some of the stress by knowing what to do ahead of time. Remember to always keep current proof of insurance in the car, and follow these tips about your personal safety, documenting the accident and beginning the claims process.
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What Is Renters Insurance?
Renting a home can be great, particularly if you don't have to worry about regular maintenance and upkeep. But you, and your stuff, are still at risk — from things such as a fire, theft or a guest getting injured. Having renters insurance in place can help protect you and your belongings. Whether it's helping you replace stolen items, paying for damage that you caused to a neighbor's window or paying for a hotel if you can't live in your home because of a covered loss, renters insurance may help when the unexpected happens.
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Term Life Insurance 101
Term life insurance can be an affordable way to help protect your loved ones for a set amount of time - typically anywhere from one to 30 years. You'll be covered for the length of the selected term, and your beneficiaries will receive the policy benefit if you should pass away during that time. If you're interested in term insurance, this brief overview is a great place to start. I know that buying life insurance can be a difficult decision, but it is an important one. That's why I’m here to help you choose the best options for you.
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What Small Business Insurance Covers
You know the ins and outs of your small business and what it takes to keep things running. But do you know how to help protect the business you've worked so hard to build? From merchandise to machinery to a home-based operation, there are a lot of coverage options available to choose from. This quick rundown of things you'll want to consider when insuring your small business is a great place to start. I know the effort a small business takes, and I'm here to help you protect your life's work.
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Insurance That Protects Your Bike
Your motorcycle is more than just a way to get around. You've invested your time in it, you've made sure it's in perfect working order and you took classes and bought the right gear so you could enjoy it safely. It only make sense that you put the same effort into safeguarding your bike, and you, with insurance. Whether it's collision coverage or a custom paint job, it's important to make sure you have the protection that fits your bike. Here's a breakdown of coverages to help you decide what is right for you.
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Insuring Your Snowmobile
If the thought of winter has you pulling out your snow pants and planning weekend adventures, you're probably anxious to get out there on your snowmobile. To you, winter doesn't mean shoveling snow and slippery commutes — it's the excitement of snowy trails and enjoying the beautiful views of the season. Before you get your snowmobile ready to ride and pull your gear out of the back closet for the season, here are a few things to consider about insuring your snowmobile.
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Condo Association Coverage
If you own a condo, you may find that two different insurance policies help protect separate parts of your unit. While you are typically responsible for insuring your personal property such as furniture, clothing and other inside components, the condo association's master insurance policy usually helps protect the building's structure and common areas shared by multiple residents. It's important to understand what your condo association's insurance covers so that you can make arrangements to protect other aspects of your home.
Learn More Dawn West is insurance licensed in the state(s) of Tennessee and Virginia. If you do not reside in the state(s) of Tennessee or Virginia, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
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