Allstate Insurance Agent
Ellen Ess, Ashland, VA

409 England St

Ashland, VA 23005

Call

(804) 798-7207to quote by phone

Call

(804) 798-7207to quote by phone

Call

(804) 798-7207to quote by phone

Call

(804) 798-7207to quote by phone

Select a product to get a quote

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	9:00 AM - 6:00 PM
Tue	9:00 AM - 6:00 PM
Wed	9:00 AM - 6:00 PM
Thu	9:00 AM - 6:00 PM
Fri	9:00 AM - 6:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(804) 798-7207

409 England St
Ashland, VA 23005
US

Landmarks

cross over intersection Rt 1 and Rt 54, located in Ashland Towne Square Shopping Center

Areas Served

Ashland, Ruther Glen, Caroline Co, Mechanicsville, Richmond City

Additional Contact

Fax: (804) 798-7206

Languages

English

Social

Ellen Ess: Allstate Insurance

Local Allstate Insurance Agent: Ellen Ess

I have been an Allstate agent since 2014 and I have enjoyed being a part of the Ashland community since 2014. The thing I am most proud of about Ashland is the people are super friendly and you still have the small town feel.

I’m committed to helping you protect not only what you have today, but to also prepare for tomorrow. I can help you understand how insurance is a part of your "safety net" and a cornerstone to your financial wellbeing. Our agency is located in the old Henry Clay Shopping Center which is right down the street from Randolph Macon College.

Products we offer:

Car Insurance Agent in Ashland
Car Insurance Agent in Ashland
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance Agent in Ashland
Home Insurance Agent in Ashland
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance Agent in Ashland
Condo Insurance Agent in Ashland
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
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Renters Insurance Agent in Ashland
Renters Insurance Agent in Ashland
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance Agent in Ashland
Motorcycle Insurance Agent in Ashland
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance Agent in Ashland
Business Insurance Agent in Ashland
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Ashland
Life Insurance Agent in Ashland
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Ashland
ATV Insurance Agent in Ashland
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance Agent in Ashland
Boat Insurance Agent in Ashland
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

10+

Years in the
Community

Allstate Insurance Agent Reviews

ian sutton

Jun. 3, 2026

Agent Response

Thank you, Ian, for your positive feedback and for

Thank you, Ian, for your positive feedback and for being a valued customer. We're thrilled to know you're satisfied with our services. Your trust in us is greatly appreciated. If you ever have any questions or need assistance, feel free to reach out.

amanda payne

Feb. 20, 2026

When I was in an accident awhile back, I was not given the opportunity to give my full side of the story. Very dissati

When I was in an accident awhile back, I was not given the opportunity to give my full side of the story. Very dissatisfied with Allstate.

etta lawrence

Jan. 14, 2026

thomas gowan

Dec. 24, 2025

professional, personable, and knowledgeable

eddie simmons

Dec. 16, 2025

Ellen Ess always answers all our questions quickly.

ronald baugh

Aug. 7, 2025

I WOULD LIKE TO THANK MRS.ESS AND HER STAFF FOR THE GREAT SERVICE . THANK YOU

luther moates

May. 15, 2025

Agent work for me and got the best for me.

Agent Response

Thank you, Luther, for your kind words! We're thri

Thank you, Luther, for your kind words! We're thrilled to hear that we're able to find the best options for you. Your satisfaction is our priority, and we appreciate your trust in us. If you ever need further assistance, feel free to reach out.

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Nov. 1, 2024

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Oct. 30, 2024

shirley burwell

Oct. 17, 2024

Great

brandon ducoing

Oct. 8, 2024

Great

Agent Response

Thanks, Brandon. I appreciate your support.

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Frequently asked questions

What are your agency hours?

Monday: 9:00 AM - 6:00 PM
Tuesday: 9:00 AM - 6:00 PM
Wednesday: 9:00 AM - 6:00 PM
Thursday: 9:00 AM - 6:00 PM
Friday: 9:00 AM - 6:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

Ellen Ess is insurance licensed in the state(s) of Virginia. If you do not reside in the state(s) of Virginia, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

you're in good hands^®