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Log in to MyAccount or download the Allstate mobile app to access and manage your policies.
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Allstate and our network of Allstate agents are working to ensure continuity in serving you during this time. We’re following guidance and recommendations from municipal public health officials and the Centers for Disease Control and Prevention. Thank you for your patience.

Allstate Insurance Agent

Eric Carl, Royal Oak, MI

816 E 4th St

Royal Oak, MI 48067

(248) 584-0202available 24/724/7

Select a Product to Get a Quote

Office Hours

Day of the Week	Hours
Mon	Available by appointment9:00 AM - 5:00 PM
Tue	Available by appointment9:00 AM - 5:00 PM
Wed	Available by appointment9:00 AM - 5:00 PM
Thu	Available by appointment9:00 AM - 5:00 PM
Fri	Available by appointment9:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Available by appointment

After-hours appointments available.

Available 24/7 at

(248) 584-0202

816 E 4th St
Royal Oak, MI 48067
US

712 S Brook St

Alpena, MI 49707

Areas Served

State of Michigan, Oakland County, Macomb County, Wayne County, Lapeer County, Royal Oak, Berkley, Troy, Rochester Hills, Birmingham, Detroit

Landmarks

From downtown Royal Oak head East on 4th Street. Our office is adjacent to Grant Park.

Additional Contact

Fax: (248) 856-2488

Social

Eric Carl: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Eric Carl

I moved to the Royal Oak community in 1997 and started my business the same year. Overall, it’s been great being able to serve this area because of how friendly and welcoming people are. I also love how much green space this community has and how close we are to the Detroit Zoo. Sports wise, I’m a big fan of the Tigers, Lions, Pistons, and Red Wings.

Family is very important to me. I have a wonderful wife, Julia, and two daughters, Katie and Leah. Our family is a big fan of animals, and we also have three loving dogs, named Tank, Lacey and Louie. The Royal Oak community has treated my family great since I’ve been here, and I’m truly grateful for that. I try my best to be an active participant in the community, and I’ve worked with the Holy Family Regional School Dad’s Club along with Outdoors for Everyone.

I became an agent because I wanted to help people protect their families. In my office, we pride ourselves with treating each customer like family. We will strive to see you are informed about the coverage options that will help protect what you value.

Products we offer:

Auto Insurance in Royal Oak
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Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property.

We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car.

I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
Get a Quote
Home Insurance in Royal Oak
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Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more.

Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our unique money-saving discounts.
Get a Quote
Condo Insurance in Royal Oak
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Helps protect the portion of your condo, co-op or townhome in which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are “walls-in” and HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance in Royal Oak
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Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism and more. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance in Royal Oak
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Our motorcycle policies include the basic coverage you may need, like liability coverage, guest passenger liability and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage.

Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
Get a Quote
Business Insurance in Royal Oak
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Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business.

I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build.

Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance in Royal Oak
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Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance in Royal Oak
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Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills.

If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire.

Give me a call to get a quote on an ATV insurance policy today!
Get a Quote
Boat Insurance in Royal Oak
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Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

20+

Years of
Experience

20+

Years in the
Community

Our team

Nicholas Fresch

Agent

Nick joined our office in 2006 and was promoted to Agency Manager in 2010. He has lived in Royal Oak his entire life and loves the area. Nick has 3 great kids, he enjoys watching them play sports and act in school plays.

Julie Carl

Customer Care Manager

Julie has been with the Agency from the start. She is upbeat and friendly and does a great job taking care of the customers. Outside of the agency Julie enjoys cooking and getting up north as much as possible.

Andrew Watters

Agent

Andy joined the agency in 2012. He grew up in East Lansing and has been a resident of Royal Oak for 10 years. He is the father of two young girls, he loves to take them on walks or bike rides around the city. Andy enjoys fly f

Linda Myatt

Senior Account Representative

Linda joined the agency in 2013. She has over 20 years of experience in the insurance field. Outside of the office she spends as much time as possible with her 9 grandchildren. She is an animal lover.

Jimmy Carson

Personal Financial Representative

Jimmy has helped hundreds of the customers with their financial future and to meet retirement goals. As a retired NHL hockey player, he has opened up many doors to become successful in his career as a Personal Financial Representa

Our team

Nicholas Fresch

Agent

Julie Carl

Customer Care Manager

Andrew Watters

Agent

Linda Myatt

Senior Account Representative

Jimmy Carson

Personal Financial Representative

Local events & news

Our agency is proud to be donating to the intent and efforts of Outdoors for Everyone. They focus on bringing the beauty of American’s National Parks and outdoors to those with disabilities or who lack the opportunity to experience it for themselves. They do this through an immersive photo experience that truly brings the outdoors to life. As an agency, we love the outdoors, and we support what the organization is doing to bring it to those who may not be able to enjoy it. We hope that our contribution can help them continue to showcase the beauty we have in our country.

It’s impossible to predict the future, but we can do something now to protect those we love in case the unexpected happens.
Watch this video to see how important life insurance is for your loved ones— then stop by our Royal Oak office and talk with our licensed professional Eric Carl.

Beginning July 2, 2020, Michigan will no longer require drivers to purchase expensive, unlimited Personal Injury Protection (PIP) coverage with their auto insurance. Drivers now have the freedom to pick their own insurance options, selecting the level of coverage that’s right for them.
The new law ends the state’s unique requirement that motorists purchase auto insurance policies with unlimited, lifetime medical benefits for auto accident related injuries.
But that's not the only change that could affect you. Call or stop by my agency today to learn more.

Frequently Asked Questions

What are your agency hours?

Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 5:00 PM
Saturday:
Sunday:

Are you open on weekends?

Saturday:
Sunday:

Can I text your agency with questions?

No, we do not have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Does your agency provide financial services?

Yes, we have a Personal Financial Representative on our team who is available to help you prepare a strategy to achieve your financial goals.

Do you have more than one location?

712 S Brook St, Alpena, MI

Eric Carl is insurance licensed in the state(s) of Michigan. If you do not reside in the state(s) of Michigan, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.

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