Allstate Insurance Agent
Heather Cator, Portland, OR

8405 SE 17th Ave

Portland, OR 97202

Call

(503) 234-5628to quote by phone

Call

(503) 234-5628to quote by phone

Call

(503) 234-5628to quote by phone

Call

(503) 234-5628to quote by phone

Select a product to get a quote

Auto insurance

Home insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	8:30 AM - 6:00 PM
Tue	8:30 AM - 6:00 PM
Wed	8:30 AM - 6:00 PM
Thu	8:30 AM - 6:00 PM
Fri	8:30 AM - 6:00 PM
Sat	Closed
Sun	Closed

Available 24/7 at

(503) 234-5628

8405 SE 17th Ave
Portland, OR 97202
US

10001 SE Sunnyside Rd,

Ste 210

Clackamas, OR 97015

Languages

English

Social

Heather Cator: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Heather Cator

The Cator Agency team at the Clackamas office, May 2026

I’ve gotten to know many local families as an Allstate agent in Portland. I enjoy being a part of the community, and building local relationships is one of the best parts of my job. I know what life is like here in Portland – that you choose your car and your home to fit your lifestyle and your budget. I also know how important it is to do the same when it comes to insurance. I look forward to getting to know you and helping you to find the solutions that meet your needs.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

I’m committed to helping Portland residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call me today.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

Products we offer:

Car Insurance Agent in Portland
Car Insurance Agent in Portland
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Portland
Home Insurance Agent in Portland
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
get a quote
Condo Insurance Agent in Portland
Condo Insurance Agent in Portland
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Portland
Renters Insurance Agent in Portland
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Landlords & Hosts Insurance Agent in Portland
Landlords & Hosts Insurance Agent in Portland
Helps protect the structure of your rental property, from covered accidents such as fire, wind/hail, vandalism and more. It also offers protection for the liability you might face as an owner. Let’s chat about the right coverage for your additional property!
Motorcycle Insurance Agent in Portland
Motorcycle Insurance Agent in Portland
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Portland
Business Insurance Agent in Portland
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Portland
Life Insurance Agent in Portland
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Portland
ATV Insurance Agent in Portland
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Portland
Boat Insurance Agent in Portland
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

Your Local Allstate Team

Kevin Wright

Licensed Customer Service Representative

Kevin has been with the agency since its opening in 2014. She is a master at addressing customer needs. She is dedicated to providing world class customer service and always goes above and beyond to help so customers are happy!

She loves exploring her new community in Cannon Beach Oregon and spending as much time as possible with her four grandchildren.

Tara Schwalge

Agency Customer Service Manager

Tara joined the agency at the end of 2023. She is originally from Mississippi but has been happy to call the beautiful PNW home since she was 8 years old. Tara feels her best quality is her positive attitude. Tara loves to explore the world around her by traveling, finding hot springs, chasing waterfalls, and going to the coast. You can always find Tara going on adventures with her two dogs or cuddling up to watch a movie or read a book with her two cats.

Ryan Salsbery

Licensed Customer Service Representative

Ryan joined the agency in April 2025, bringing three years of insurance experience and five years in customer service. He is enthusiastic about helping customers understand their insurance and discussing what options are right for them. As a born and raised Pacific Northwesterner, Ryan loves to hike and enjoy the outdoors in his free time. You can often find Ryan at the park with his golden retriever mix, Xena.

Rodney Akins

Licensed Agent

Rodney relocated to the Pacific Northwest from Oahu in 2015 and became a part of the agency in mid-2024. With two decades of experience in sales and customer services, he takes pride in delivering a pleasant and professional experience to all customers, both past and present. Rodney is committed to helping craft personalized insurance policies for many years ahead.

Colin Nutting

Agency Sales Manager

Colin, the most senior member of our Agency Team, has over 20 years of sales and customer service experience. As the sales manager in our Clackamas office, he guides our team and helps see that there is exceptional customer service, making him a valuable asset our agency. A proud Oregon native, Colin is passionate about supporting customers and giving back to his community. Outside of work, he enjoys spending time outdoors with his wife and daughter.

Tyler Lenz

Licensed Agent

As a lifelong Oregonian, Tyler embraces the Pacific lifestyle. After graduating from Milwaukie High School, he chose to stay close to family and enjoy Oregon's beautiful seasons. In his free time, he loves exploring local restaurants, driving on sunny days, cheering OSU football, and visiting the coast. Joining the team in early 2024, Tyler is committed to exceptional customer service for customers. He takes pride building strong relationships and helping see customers feel protected and informed.

Chariah White

Licensed Agent

Chariah joined the Agency in September 2025 and has been building her knowledge in the insurance industry since early 2020. Known for her warm personality and dedication to doing what’s best for customers, she focuses on helping customers save money while helping to secure the coverage that truly fits their needs. Providing a positive, supportive experience is at the heart of everything she does. Beyond her professional life, Chariah loves to cook and sing. Both food and music play an important role in her daily life, offering her a creative outlet and a source of joy that she enjoys sharing with the people around her. Chariah looks forward to continuing to serve her community with care, integrity, and a genuine passion for helping others protect what matters most.

Autumn Trout

Licensed Customer Service Representative

Autumn, a Portland native, loves hiking with her dogs, exploring local eateries, and crafting. Together with her husband and daughter, she embraces the Pacific Northwest outdoors, rain or shine. With over 10 years in service and a Property and Casualty License, she is committed to providing excellent service and helping see your family and belongings are well-protected.

Ramsey Allred

Licensed Agent

Ramsey moved to Oregon in 2015, spending five years in Southern Oregon before settling in Portland in 2020. He brings over three years of insurance experience, a decade of business ownership, and a lifetime of customer service to every customer interaction. Ramsey spends his free time exploring Oregon's trails and towns with friends and his dog Belle.

Nelson

Security

Nelson is a 12-year-old Great Dane-Labrador mix. He joined Heather Cator's family at just 10 weeks old. Even though he's started to slow down in his old age, Nelson enjoys representing The Agency at public events, where he guards

Max Schmidt

Licensed Customer Service Representative

Max joined the agency in 2023 after graduating from Oregon State University with a Bachelor of Science. As a lifelong Oregonian, he understands the realities about life in the Pacific Northwest and uses his insight to effectively help customers as they navigate the home insurance process. Outside of work, Max loves spending time on the coast and heads there whenever he can, alongside his dog Dutch!

Angie Atkerson

Onboarding Specialist

Angie joined the team in September 2024, bringing with her 26 years of experience in the financial industry, where she built a strong background as a teller and customer service specialist. Angie is passionate about delivering exceptional customer service and always strives to help see that every customer has a positive and seamless experience. As a lifelong Oregon resident, she enjoys camping, beach trips, thrift shopping, and spending time with family and friends.

Melissa Legette

Licensed Agent

Melissa joined The Agency in February 2026, bringing over a decade of insurance experience to her role. Her passion lies in informing customers about their coverage options and helping them find the right protection at the best possible value. A proud Pacific Northwest native, Melissa loves everything her region has to offer, from scenic beach trips and nature walks to discovering the next standout flower festival. She's also a dedicated foodie who enjoys tracking down hidden culinary gems wherever she goes. When she's not at work, you'll find her soaking up the outdoors or cherishing quality time with her son and grandbaby.

Alex Starling

Licensed Customer Service Representative

Alex joined The Cator Agency in November 2025 and brings 7 years of insurance industry experience to the team. As a thoughtful, people-centered communicator and curious problem solver, she enjoys researching and finding solutions to help customers navigate their coverage with confidence. Born and raised in Miami, FL, Alex has called Portland home for over 10 years. Outside of work, Alex enjoys weaving, embroidery, gardening, bird and whale watching, and sailing during the summer. You can often find her exploring coffee shops around SE Portland, taking trips to the coast with her dog Slurpee, or walking with friends. Alex also volunteers with the American Cancer Society’s Road to Recovery program, providing transportation to medical appointments for cancer patients.

Allstate Insurance Agent Reviews

szabolcs farkas

Jun. 23, 2026

corliss rogers

Jun. 19, 2026

I was very pleased and surprised at the amount of money you were able to save me on my car insurance. Everything was han

I was very pleased and surprised at the amount of money you were able to save me on my car insurance. Everything was handled expertly and in a very timely fashion. Excellent customer service.

Agent Response

Hi Corliss, thank you so much for the wonderful re

Hi Corliss, thank you so much for the wonderful review! We love when we're able to find real savings for our customers, and we're so glad the process was smooth and timely for you. Providing excellent service is always our goal, and it means the world to hear that we delivered. We truly appreciate your trust in us and look forward to being here for you whenever you need us!

swanna mallory

Jun. 15, 2026

Good

Agent Response

Hi Swanna, thank you for the great rating! We're s

Hi Swanna, thank you for the great rating! We're so glad to hear you had a good experience with us, and we appreciate you taking the time to share. Looking forward to working with you again!

terry boswell

Jun. 14, 2026

Agent Response

Hi Terry, thank you so much for the 5-star rating!

Hi Terry, thank you so much for the 5-star rating! We're so glad we could provide you with a great experience, and we look forward to continuing to serve you in the future!

travis harris

Jun. 5, 2026

Agent Response

Hi Travis, thank you for the 4 stars! We truly app

Hi Travis, thank you for the 4 stars! We truly appreciate you taking the time to rate us. We're always looking for ways to improve and would love to earn that 5th star from you someday. Please don't hesitate to reach out if there is anything we can do better for you!

donald howard

Jun. 5, 2026

Agent Response

Hi Donald, thank you for the 5-star rating! It mea

Hi Donald, thank you for the 5-star rating! It means a lot to our whole team to know you had a great experience. We're always here if you need anything — don't hesitate to stop by or give us a call!

wanda mcallister

Jun. 2, 2026

Great always fast efficient and professional

Agent Response

Hi Wanda, thank you so much for the wonderful revi

Hi Wanda, thank you so much for the wonderful review! Fast, efficient, and professional is exactly what we strive for, so it means a lot to hear that we're hitting the mark. We truly appreciate your kind words and look forward to continuing to provide you with the same great service!

vera combs

May. 28, 2026

We’ve had all state for our house and cars for over 30 years. I think that says it all.

Agent Response

Hi Vera! Wow, 30 years — that truly does say it

Hi Vera! Wow, 30 years — that truly does say it all! We are so grateful for your long-time loyalty and for trusting us with both your home and vehicles over the decades. Customers like you are the reason we love what we do. Thank you so much, and here's to many more years together!

david vandelindt

May. 27, 2026

Agent Response

Hi David, thank you so much for the 5 stars! We tr

Hi David, thank you so much for the 5 stars! We truly appreciate your support and look forward to serving you again soon!

raleigh brannon

May. 26, 2026

your phone answering system really sucks

Agent Response

Hi Raleigh, thank you for taking the time to leave

Hi Raleigh, thank you for taking the time to leave us a review. We're sorry to hear our phone system has been a frustrating experience — your feedback is completely valid, and you're not alone in feeling that way. We hear you, and we want you to know that we are actively working on moving away from our current automated phone system. We appreciate your patience as we make this change, and we hope the next time you reach us, it'll be a much smoother experience. Thanks again for helping us improve!

dee grice

Apr. 28, 2026

Always helpful. Always pleasant.

Agent Response

Thank you, Dee, for your kind words and perfect ra

Thank you, Dee, for your kind words and perfect rating! We're delighted to hear that you've found our team consistently helpful and pleasant. Your satisfaction is our priority. If you ever need assistance, feel free to reach out!

daniel knabb

Apr. 18, 2026

karyn koopman

Apr. 10, 2026

kerry martin

Apr. 10, 2026

nerina barnett

Mar. 19, 2026

gregory saulsbury

Mar. 18, 2026

kevin olsen

Mar. 16, 2026

bernard meehan

Feb. 25, 2026

jennifer weaver

Feb. 14, 2026

Heather took the time to patiently listen to my concerns, displaying no hurry and a deep commitment to understand my exp

Heather took the time to patiently listen to my concerns, displaying no hurry and a deep commitment to understand my experiences. She then offered explanations to my questions that felt like authentic responses, not “sales-speak.” I was deeply grateful,

stephanie stevens

Jan. 29, 2026

Very helpful, and efficient.

Allstate Online Review Policy

Your Local Allstate Team

Kevin Wright

Licensed Customer Service Representative

Tara Schwalge

Agency Customer Service Manager

Ryan Salsbery

Licensed Customer Service Representative

Rodney Akins

Licensed Agent

Colin Nutting

Agency Sales Manager

Tyler Lenz

Licensed Agent

Chariah White

Licensed Agent

Autumn Trout

Licensed Customer Service Representative

Ramsey Allred

Licensed Agent

Nelson

Security

Max Schmidt

Licensed Customer Service Representative

Angie Atkerson

Onboarding Specialist

Melissa Legette

Licensed Agent

Alex Starling

Licensed Customer Service Representative

Frequently asked questions

What are your agency hours?

Monday: 8:30 AM - 6:00 PM
Tuesday: 8:30 AM - 6:00 PM
Wednesday: 8:30 AM - 6:00 PM
Thursday: 8:30 AM - 6:00 PM
Friday: 8:30 AM - 6:00 PM
Saturday: Closed
Sunday: Closed

Are you open on weekends?

Saturday: Closed
Sunday: Closed

Can I text your agency with questions?

No, we do not have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

10001 SE Sunnyside Rd, Clackamas, OR

Heather Cator is insurance licensed in the state(s) of Oregon and Washington. If you do not reside in the state(s) of Oregon or Washington, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®