Allstate Insurance Agent
J C Alvarado, Charlotte, NC

In-Person or Virtual

Call

(704) 846-9700to quote by phone

Call

(704) 846-9700to quote by phone

Call

(704) 846-9700to quote by phone

Call

(704) 846-9700to quote by phone

Select a product to get a quote

Auto insurance

Home insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Hours

Day of the Week	Hours
Mon	8:30 AM - 5:30 PM
Tue	8:30 AM - 5:30 PM
Wed	8:30 AM - 5:30 PM
Thu	8:30 AM - 5:30 PM
Fri	8:30 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(704) 846-9700

Areas Served

Charlotte greater area, Raleigh, Greensboro, North Carolina, South Carolina

Additional Contact

Fax: (833) 679-4054

Languages

English, Spanish, Portuguese

Social

J C Alvarado: Allstate Insurance

Let's Meet

We’re available to meet you when, where, and how you’d prefer to meet to discuss your protection needs. to schedule an in-person or virtual meeting today.

Local Allstate Insurance Agent: J C Alvarado

Products we offer:

Car Insurance in Charlotte
Car Insurance in Charlotte
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance in Charlotte
Home Insurance in Charlotte
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
get a quote
Condo Insurance in Charlotte
Condo Insurance in Charlotte
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance in Charlotte
Renters Insurance in Charlotte
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Motorcycle Insurance in Charlotte
Motorcycle Insurance in Charlotte
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance in Charlotte
Business Insurance in Charlotte
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance in Charlotte
Life Insurance in Charlotte
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance in Charlotte
ATV Insurance in Charlotte
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance in Charlotte
Boat Insurance in Charlotte
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

20+

Years of
Experience

10+

Years in the
Community

Our team

Jamie Kinsella

Office Manager

Jamie is from New York and is very personable, it helps that she has over 15 year's of experience under her belt!

Theresa Eget

Licensed Agent

Theresa is wealth of knowledge and experience. Her knowledge is in auto, home, umbrella and life insurance.

Rocio Pizarro

Licensed Agent

Rocio is from Peru and lived in Puerto Rico for many years. She is knowledgeable in car, home and umbrella policies.

Juan Jose Alvarado

Office Support Manager

David Santana

Customer Service

Angelo Galicia

Customer Service

Recent reviews

georgia styles

May. 28, 2026

james hill

May. 6, 2026

Glad I choose Allstate, my experience has been good.

sylvia wilson

May. 4, 2026

michael drewery

Apr. 29, 2026

Exceptional customer service from Jamie as always!

matthew meighen

Apr. 22, 2026

walter lynn samples

Apr. 19, 2026

JC is great!

jose osorio

Apr. 16, 2026

kira imholte

Apr. 7, 2026

Always so helpful

christopher hendry

Apr. 3, 2026

betty byrd

Mar. 29, 2026

adrienne sheffield

Feb. 23, 2026

Agent Response

Thank you, Adrienne, for your positive feedback! W

Thank you, Adrienne, for your positive feedback! We're thrilled to know you're satisfied with our services. Your trust and support mean a lot to us. If you ever have any questions or need assistance, feel free to reach out. We're here to help!

jill merritt

Feb. 20, 2026

Agent Response

Thank you, Jill, for your positive feedback! We're

Thank you, Jill, for your positive feedback! We're thrilled to know you're satisfied with our services. As a valued customer, your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

michelle baumberger harshey

Feb. 3, 2026

Agent Response

Hi Michelle, thank you for sharing your feedback.

Hi Michelle, thank you for sharing your feedback. We value your input and are sorry to hear about your experience. Please feel free to reach out to jcalvarado@allstate.com so we can address your concerns directly. Your satisfaction is important to us.

mackenzie gullick

Feb. 1, 2026

Agent Response

Hi Mackenzie, thank you for sharing your feedback.

Hi Mackenzie, thank you for sharing your feedback. We understand your concerns and are here to help. Please feel free to reach out to jcalvarado@allstate.com for further assistance. Your experience is important to us, and we appreciate your input.

michael mcdonald

Jan. 31, 2026

I am really happy with my Allstate insurance. Jamie Kinsella really makes sure that I get the best coverage and rates th

I am really happy with my Allstate insurance. Jamie Kinsella really makes sure that I get the best coverage and rates that fit my needs.

Agent Response

Thank you, Michael, for sharing your positive expe

Thank you, Michael, for sharing your positive experience with us! We're thrilled to hear that Jamie Kinsella has been able to provide you with the best coverage and rates. Your satisfaction is our priority, and we appreciate your trust in Allstate.

gary klasen

Jan. 20, 2026

Agent Response

Thank you, Gary, for your positive feedback and fo

Thank you, Gary, for your positive feedback and for being a valued customer. We're glad to hear that your experience with our insurance agency has been satisfactory. If you have any further questions or need assistance, feel free to reach out.

pamela allen

Jan. 10, 2026

I had an issue with NCDMV. I called with the information on the letter I received. The issue was resolved in about 2 hou

I had an issue with NCDMV. I called with the information on the letter I received. The issue was resolved in about 2 hours. Thanks to J C Alvarado and team.

Agent Response

Hi Pamela, thank you for sharing your experience!

Hi Pamela, thank you for sharing your experience! We're thrilled to hear that J C Alvarado and the team were able to assist you promptly with the NCDMV issue. Your satisfaction is our priority, and we're grateful for your trust. If you need further assistance, feel free to reach out.

agnes mays

Jan. 7, 2026

Agent Response

Thank you, Agnes, for your wonderful review! We're

Thank you, Agnes, for your wonderful review! We're thrilled to hear that you had a positive experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance in the future, feel free to reach out.

felipe beltran garcia

Jan. 1, 2026

I just stick whit my home policy cause automotive policy my experience whit you guys is different Here why To expensiv

I just stick whit my home policy cause automotive policy my experience whit you guys is different
Here why
To expensive and increase every pay period
Customer service really bad
Policy includes only what you think I need not what I ask for
Definitely I will not recommend to any of my family to your firm

Agent Response

Hi Felipe, we’re sorry to hear that your experie

Hi Felipe, we’re sorry to hear that your experience with our auto policy has not been satisfactory. We appreciate your loyalty with your home policy. Please contact us at jcalvarado@allstate.com or call me directly to 704-845-8441
so we can discuss your concerns and see how we can improve your experience. Thank you for sharing your feedback

santana hernandez

Dec. 27, 2025

Agent Response

Thank you, Santana, for your positive feedback! We

Thank you, Santana, for your positive feedback! We're thrilled to hear that you had a great experience with us. Your satisfaction is our top priority, and we're here to help with any of your insurance needs. We appreciate your trust in our services!

Allstate Online Review Policy

Our team

Jamie Kinsella

Office Manager

Jamie is from New York and is very personable, it helps that she has over 15 year's of experience under her belt!

Theresa Eget

Licensed Agent

Theresa is wealth of knowledge and experience. Her knowledge is in auto, home, umbrella and life insurance.

Rocio Pizarro

Licensed Agent

Rocio is from Peru and lived in Puerto Rico for many years. She is knowledgeable in car, home and umbrella policies.

Juan Jose Alvarado

Office Support Manager

David Santana

Customer Service

Angelo Galicia

Customer Service

Frequently asked questions

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English, Spanish, Portuguese

*Note: In Florida, Allstate agencies are authorized to represent a number of companies that are part of the Allstate family. Through these separate and distinct companies a wide variety of insurance products are available. For example, auto insurance in Florida is available from Allstate Insurance Company, Allstate Indemnity Company and Allstate Property and Casualty Insurance Company(Home Office:Northbrook, IL). Property insurance, such as homeowners, condominium owners and renters insurance is available in Florida from Castle Key Insurance Company and Castle Key Indemnity Company(Home Offices: St. Petersburg, FL).

It's important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company. This means, for example, that property insurance products provided by Castle Key Insurance Company and Castle Key Indemnity Company are not underwritten or reinsured by Allstate Insurance Company or Allstate Life Insurance Company.

J C Alvarado is insurance licensed in the state(s) of California, Florida, North Carolina, and South Carolina. If you do not reside in the state(s) of California, Florida, North Carolina, or South Carolina, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

California Insurance License Name and Number: 0L43155 ALVARADO INSURANCE AGENCY LLC, 0G84241 ALVARADO, JUAN C

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®