Allstate Insurance Agent
Joel Ruiz, Rifle, CO

216 W 3rd St,

Ste 103

Rifle, CO 81650

Call

(970) 230-4100to quote by phone

Call

(970) 230-4100to quote by phone

Call

(970) 230-4100to quote by phone

Call

(970) 230-4100to quote by phone

Select a product to get a quote

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	Available by appointment8:30 AM - 5:30 PM
Tue	Available by appointment8:30 AM - 5:30 PM
Wed	Available by appointment8:30 AM - 5:30 PM
Thu	Available by appointment8:30 AM - 5:30 PM
Fri	Available by appointment8:30 AM - 5:30 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(970) 230-4100

216 W 3rd St,
Ste 103
Rifle, CO 81650
US

Landmarks

Our Agency is located at 216 West 3rd St Ste 103 St Rifle CO 81650

Areas Served

Glenwood Springs, Rifle, Eagle, Carbondale, Avon

Languages

English, Spanish

Social

Joel Ruiz: Allstate Insurance

Local Allstate Insurance Agent: Joel Ruiz

Location

I’ve gotten to know many local families as an Allstate agent in Rifle. I enjoy being a part of the community, and building local relationships is one of the best parts of my job. I know what life is like here in Rifle – that you choose your car and your home to fit your lifestyle and your budget. I also know how important it is to do the same when it comes to insurance. I look forward to getting to know you and helping you to find the solutions that meet your needs.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

I’m committed to helping Rifle residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call me today.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

Products we offer:

Car Insurance Agent in Rifle
Car Insurance Agent in Rifle
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Rifle
Home Insurance Agent in Rifle
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance Agent in Rifle
Condo Insurance Agent in Rifle
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
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Renters Insurance Agent in Rifle
Renters Insurance Agent in Rifle
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance Agent in Rifle
Motorcycle Insurance Agent in Rifle
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance Agent in Rifle
Business Insurance Agent in Rifle
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Rifle
Life Insurance Agent in Rifle
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Rifle
ATV Insurance Agent in Rifle
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Rifle
Boat Insurance Agent in Rifle
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

30+

Years in the
Community

Your Local Allstate Team

Aaron Aarreola Ruiz

Certified Sales Professional

Aaron moved to our valley when he was a small child, He graduated from Coal Ridge Highschool also attended CMC for his realtor license. Now his interested on putting you in Good Hands working as an insurance producer.

Hortencia Ruiz

Office Administrator/Certified Sales Professional

Hortencia has lived in this valley for the last 25 years, she is bilingual Spanish-English lives in Silt, she is a certified private accountant and now certified to write insurance to help protect your family and business.

Jeff Castillo

Licensed Producer

Jeff Castillo was born and raised in Rifle Colorado, He is a fluent Spanish and English bilingual bright young man. He is interested in helping our valley in any way he can, specialty when it comes to insurance needs.

Jane Castillo Marioni

Customer Service/Licensed Producer

Jane Castillo was born and raised in the Roaring Fork Valley and graduated from Grand Valley High School. She is a bilingual English Spanish speaker and is here to help with your insurance needs!

Allstate Insurance Agent Reviews

pamela cessna

Feb. 3, 2026

rea richards

Jan. 17, 2026

Great, agent very helpful.

ruth gamboa

Jan. 5, 2026

juan montoya

Jan. 2, 2026

celso medina

Dec. 28, 2025

ignacio pimentel

Dec. 25, 2025

gladis holguin sanchez

Dec. 17, 2025

mario delgado

Oct. 11, 2025

brenda peters

Sep. 15, 2025

jose horta martinez

Aug. 19, 2025

pablo carmona mora

Jul. 15, 2025

jose solis garita

Apr. 10, 2025

It was handled efficiently, kindly and Joel made sure he explained everything I needed to know.

enrique olave

Feb. 4, 2025

hector martinez herrera

Oct. 9, 2024

All good.
Always ready to answer any question.
I only have months whit the company. Till now all experience good

matthew abel

Sep. 3, 2024

Since my first call with him, Joel has gone above and beyond to make sure the transition of our policies to his office w

Since my first call with him, Joel has gone above and beyond to make sure the transition of our policies to his office went as quickly and smoothly as possible. He's very courteous, informed and professional.

nelly trujillo diaz

Jul. 19, 2024

tammie sineni

Jul. 15, 2024

danielle parkison

Jul. 9, 2024

It was so simple to switch from the state i lived in before to the one i just moved to! The specialist on the phone was

It was so simple to switch from the state i lived in before to the one i just moved to! The specialist on the phone was so kind and informative through the process. I wish i remember her name…give her a raise!!!

socorro herrera

Jul. 1, 2024

susan mccoy

Jun. 28, 2024

Everyone was most helpful and got back to me right away to answer my questions.

Allstate Online Review Policy

Your Local Allstate Team

Aaron Aarreola Ruiz

Certified Sales Professional

Hortencia Ruiz

Office Administrator/Certified Sales Professional

Jeff Castillo

Licensed Producer

Jane Castillo Marioni

Customer Service/Licensed Producer

Jane Castillo was born and raised in the Roaring Fork Valley and graduated from Grand Valley High School. She is a bilingual English Spanish speaker and is here to help with your insurance needs!

Frequently asked questions

What are your agency hours?

Monday: 8:30 AM - 5:30 PM
Tuesday: 8:30 AM - 5:30 PM
Wednesday: 8:30 AM - 5:30 PM
Thursday: 8:30 AM - 5:30 PM
Friday: 8:30 AM - 5:30 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

No, we do not have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English, Spanish

Do you have more than one location?

No, this is our only location.

Joel Ruiz is insurance licensed in the state(s) of Colorado. If you do not reside in the state(s) of Colorado, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

you're in good hands^®