Allstate Insurance Agent
Karen Cloutier, Punta Gorda, FL

29291 Tribune Blvd,

Unit 4

Punta Gorda, FL 33955

Call

(239) 984-0185to quote by phone

Call

(239) 984-0185to quote by phone

Call

(239) 984-0185to quote by phone

Call

(239) 984-0185to quote by phone

Select a product to get a quote

Auto insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	8:00 AM - 6:00 PM
Tue	8:00 AM - 6:00 PM
Wed	8:00 AM - 6:00 PM
Thu	8:00 AM - 6:00 PM
Fri	8:00 AM - 6:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(239) 984-0185

29291 Tribune Blvd,
Unit 4
Punta Gorda, FL 33955
US

Map of 29291 Tribune Blvd in Punta Gorda

Landmarks

Our office is located one block south of Tuckers Grade on US 41 in TGA

Areas Served

Charlotte, Lee, Sarasota, And All Surrounding Areas

Languages

English

Social

Karen Cloutier: Allstate Insurance

Local Allstate Insurance Agent: Karen Cloutier

I’ve gotten to know many local families as an Allstate agent in Charlotte County. I enjoy being a part of the community, and building local relationships is one of the best parts of my job. I know what life is like here in Charlotte County – that you choose your car and your home to fit your lifestyle and your budget. I also know how important it is to do the same when it comes to insurance. I look forward to getting to know you and helping you to find the solutions that meet your needs.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

I’m committed to helping Punta Gorda residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call me today.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

Products we offer:

Car Insurance Agent in Punta Gorda
Car Insurance Agent in Punta Gorda
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance Agent in Punta Gorda
Home Insurance Agent in Punta Gorda
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Condo Insurance Agent in Punta Gorda
Condo Insurance Agent in Punta Gorda
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Punta Gorda
Renters Insurance Agent in Punta Gorda
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance Agent in Punta Gorda
Motorcycle Insurance Agent in Punta Gorda
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance Agent in Punta Gorda
Business Insurance Agent in Punta Gorda
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Punta Gorda
Life Insurance Agent in Punta Gorda
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Punta Gorda
ATV Insurance Agent in Punta Gorda
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance Agent in Punta Gorda
Boat Insurance Agent in Punta Gorda
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

30+

Years of
Experience

30+

Years in the
Community

Your Local Allstate Team

Sarah Tippins

Licensed CSR

Sarah was born In New Bedford, Massachusetts and moved to sunny SW Florida at the age of six. In her free time she loves spending time her family, grandbabies and friends. Sarah joined our team in 2025 and is excited to start her

Ron Cloutier

Office Manager/Licensed Sales Producer

Ron Cloutier, a Connecticut native, relocated to Florida in 2010 and has been an integral part of our agency since 2022. With a background in construction, Ron offers a practical, real-world perspective when it comes to property insurance.

His experience allows him to assess risks with confidence and provide knowledgeable support to homeowners across Florida, helping policies be accurate, thorough, and properly maintained.

As Office Manager, Ron assists in overseeing office operations and everyday activities.

Allstate Insurance Agent Reviews

ceferino diaz

May. 14, 2026

Agent Response

Thank you, Ceferino, for your wonderful 5-star rev

Thank you, Ceferino, for your wonderful 5-star review! We're thrilled to know you're satisfied with our services. Your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

Karen

carol howes

Apr. 28, 2026

Agent Response

Thank you, Carol, for your wonderful feedback, we

Thank you, Carol, for your wonderful feedback, we sure apprecioate you!

Karen

tom navarro

Apr. 14, 2026

Agent Response

Thank you, Tom, for your the 5 star rating, we app

Thank you, Tom, for your the 5 star rating, we appreciate your business!

Karen

robert marshall

Apr. 14, 2026

Allstate has been tremendous Lee helpful with everything Car insurance house insurance they’ve gone either way I want

Allstate has been tremendous Lee helpful with everything Car insurance house insurance they’ve gone either way I want to recommend them to anybody there a true United States of America company

Agent Response

Thank you, Robert, for your kind words and recomme

Thank you, Robert, for your kind words and recommendation! We're thrilled to hear that you've had such a positive experience with our car and house insurance services. It's our pleasure to serve you and be part of your journey. If you ever need assistance, we're here to help!

Karen

dennis pritzkow

Apr. 7, 2026

Agent Response

Thank you, Dennis, for your positive feedback! We

Thank you, Dennis, for your positive feedback! We truly appreciate your support.

Karen

jennifer jurisko

Mar. 26, 2026

Karen is a wonderful agent. She is always quick to respond to any questions I have.

Agent Response

Thank you, Jennifer, for your kind words, it means

Thank you, Jennifer, for your kind words, it means alot and we appreciate you!

Karen

kristie wilkinson

Mar. 19, 2026

Karen is awesome!

Agent Response

Thank you so much, Kristie, we appreciate you!

Thank you so much, Kristie, we appreciate you!

Karen

larry provencal

Mar. 17, 2026

Excellent

Agent Response

Thank you, Larry & Debbie- for the 5 star review.

Thank you, Larry & Debbie- for the 5 star review. We appreciate you!

edward dikun

Mar. 12, 2026

I have found that Florida is by far the worst state to insure anything in. For years, I believed my insurance agent was

I have found that Florida is by far the worst state to insure anything in. For years, I believed my insurance agent was proactively looking out for me. After I received a renewal notice, that showed my premium doubling, I started to once again look for a new policy. In steps Karen, she took the time to access my real needs and found me a policy that fit my needs exactly, while keeping my costs in line with my previous policy. Since then, I have written flood, car and umbrella insurance with her. There is no doubt in my mind that as my renewal period for each policy draws near. She will shop them for me to ensure that I am properly insured from both a financial and insurance standpoint.

Agent Response

Thank you, Edward, We're thrilled to hear how our

Thank you, Edward, We're thrilled to hear how our agency has been able to assist you with your insurance needs in Florida. It's wonderful to know that you feel confident and well-covered with your policies. We appreciate your trust and look forward to continuing to support you. We appreciate your business.

Karen

mark hogan

Mar. 8, 2026

Very satisfied with our agent

Agent Response

Thank you, Mark, for sharing your positive experie

Thank you, Mark, for sharing your positive experience with our agency. It's always a pleasure, we appreciate you!

Karen

federico estremera

Mar. 3, 2026

Exelente Coustomer Service, Someone Always Take Care Of What I Need.
Thanks.

Agent Response

Thank you, Federico, for your kind words and for b

Thank you, Federico, for your kind words and for being a valued customer. It's always a pleasure!

Karen

diana mach

Mar. 3, 2026

Karen is always there to help you with anything. I'm very happy with her

Agent Response

Thank you, Diana, for your kind words and for bein

Thank you, Diana, for your kind words and for being a valued customer, and the 5 star review we appreciate you!

Karen

cynthia fabiano

Mar. 1, 2026

Agent Response

Thank you, Cynthia, for your wonderful feedback! W

Thank you, Cynthia, for your wonderful feedback! We're thrilled to hear that you had a positive experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance, please don't hesitate to reach out.

Karen

joseph restivo

Feb. 28, 2026

Agent Response

Thank you, Joseph, for your positive feedback! We

Thank you, Joseph, for your positive feedback! We appreciate you!

Karen

janet dove

Feb. 23, 2026

Agent Response

Thank you, Janet, for your wonderful feedback! We'

Thank you, Janet, for your wonderful feedback! We're thrilled to hear that you had a positive experience with us. Your trust and satisfaction are incredibly important, and we're here to continue providing the reliable service you deserve. If you ever need assistance, feel free to reach out.

Karen

ray humphrey

Feb. 23, 2026

Agent Response

Thank you so much, Ray, for your wonderful review

Thank you so much, Ray, for your wonderful review we appreciate you!

Karen

lesley winston

Feb. 20, 2026

Agent Response

Thank you, Lesley, for your wonderful feedback and

Thank you, Lesley, for your wonderful feedback and for being a valued customer. We appreciate you!

Karen

john baron

Feb. 20, 2026

I started my career with ALLSTATE insurance and became very very very well to do. I would never take my business anywher

I started my career with ALLSTATE insurance and became very very very well to do. I would never take my business anywhere else, but Karen Ron Cloutier agency very professional down to earth personable and it’s nice to have a great agent. That’s the basis of the foundation of the company we stand for and we love.

Agent Response

Thank you, John, for your heartfelt review and for

Thank you, John, for your heartfelt review and for being a loyal Allstate customer. We're thrilled to hear about your positive experience with our agency. We appreciate your trust and support!

Karen

cynthia dedeo

Feb. 17, 2026

Agent Response

Thank you, Cynthia, for your wonderful feedback,

Thank you, Cynthia, for your wonderful feedback, we appreciate you!

Karen

henrietta rand

Feb. 11, 2026

Always prompt in providing excellent customer service

Agent Response

Thank you, Henrietta, for your kind words and for

Thank you, Henrietta, for your kind words and for being a valued customer.
We're thrilled to hear that our prompt and excellent customer service has met your expectations. We appreciate your business

Karen

Allstate Online Review Policy

Your Local Allstate Team

Sarah Tippins

Licensed CSR

Ron Cloutier

Office Manager/Licensed Sales Producer

Frequently asked questions

What are your agency hours?

Monday: 8:00 AM - 6:00 PM
Tuesday: 8:00 AM - 6:00 PM
Wednesday: 8:00 AM - 6:00 PM
Thursday: 8:00 AM - 6:00 PM
Friday: 8:00 AM - 6:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

*Note: In Florida, Allstate agencies are authorized to represent a number of companies that are part of the Allstate family. Through these separate and distinct companies a wide variety of insurance products are available. For example, auto insurance in Florida is available from Allstate Insurance Company, Allstate Indemnity Company and Allstate Property and Casualty Insurance Company(Home Office:Northbrook, IL). Property insurance, such as homeowners, condominium owners and renters insurance is available in Florida from Castle Key Insurance Company and Castle Key Indemnity Company(Home Offices: St. Petersburg, FL).

It's important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company. This means, for example, that property insurance products provided by Castle Key Insurance Company and Castle Key Indemnity Company are not underwritten or reinsured by Allstate Insurance Company or Allstate Life Insurance Company.

Karen Cloutier is insurance licensed in the state(s) of Florida. If you do not reside in the state(s) of Florida, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

you're in good hands^®