Allstate Insurance Agent

Kristi Minnigh, Lavale, MD

1236 National Hwy

Lavale, MD 21502

Call 24/7

(301) 729-3111to quote by phone

Call 24/7

(301) 729-3111to quote by phone

Call 24/7

(301) 729-3111to quote by phone

Call 24/7

(301) 729-3111to quote by phone

Select a product to get a quote

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	8:00 AM - 5:00 PM
Tue	8:00 AM - 5:00 PM
Wed	8:00 AM - 5:00 PM
Thu	8:00 AM - 5:00 PM
Fri	8:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(301) 729-3111

1236 National Hwy
Lavale, MD 21502
US

Landmarks

Located in the Harbor Freight Plaza, next to the Armed Forces Career Center.

Areas Served

Maryland, Lavale, Cumberland, Frostburg, Cresaptown, Grantsville, Swanton, Oakland, Oldtown, West Virginia, Ridgeley, Fort Ashby, Keyser, Romney, New Creek, Pennsylvania, Hyndman, Meyersdale, Virginia, Winchester

Additional Contact

Fax: (833) 679-5559

Languages

English

Social

Kristi Minnigh: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Kristi Minnigh

This July 2024, we are celebrating our 8-year agency anniversary, and we’re excited to celebrate it with you. Stop by and say hi! We’d love to see you!

2024 Holiday Photos with Samson

This red Marines ornament is to honor one of our staff, Ben Alcid, and all others who have served our country. Thank you for your services!

Our Allstate agency is all decorated for the 2023 holiday season!

2024 Holiday Photos

I’ve proudly represented Allstate since 2009. The agent I used to work for helped me realize my greater purpose of becoming an agency owner. My dream came true in 2016 when I opened my agency in my hometown. I'm a lifelong resident of LaVale. I like the small-town friendliness and the ability to build real, lasting relationships with customers.

I also enjoy giving back to my hometown. I'm a Board member of the Allegany County Chamber of Commerce, on several committees within the Chamber, a member of the Western Maryland Jaycees and a member of the Historic Highlands Association of Realtors (HHAR). I donate a lot of my time volunteering and sponsoring other local organizations and events.

I love spending time with my dog Samson, and enjoy doing anything outdoors. LaVale is full of history and I enjoy visiting the many beautiful historic buildings and landmarks around town, including the Great Allegheny Passage.

It's rewarding to help people learn how to protect what they love most. Our team is unique because we include a great range of diverse professionals. We value face-to-face customer interaction as well as the convenience of technology. Whether you’re looking for business insurance or all-terrain vehicle insurance – or if you’d simply like to get a quote started – call us today. We look forward to meeting and working with you!

Products we offer:

Auto Insurance in Lavale
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Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance in Lavale
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Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance in Lavale
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Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
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Renters Insurance in Lavale
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Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance in Lavale
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Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance in Lavale
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Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance in Lavale
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Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance in Lavale
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Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance in Lavale
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Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

25+

Years in the
Community

Our team

Kelly Thomas

Licensed Sales Agent

Kelly has been serving customers since 2017 when she joined our agency. She is a Frostburg local and graduated from Frostburg State University in 2017 with a Bachelors degree in Business Administration. She then went on to complete her Masters degree in Business, as well.

Aside from work, Kelly enjoys spending time outdoors. She loves going camping and fishing with her husband, Tyler. Aside from the great outdoors, she loves hanging out with family and spending time on their farm. She would choose sitting beside a campfire over a night out any day.

Claudette Phillips

Reception

Claudette is our part time receptionist and has been helping customers at the front desk since 2019. Prior to starting with our agency, she worked in financial for 39 years and retired in 2014. Claudette has 2 adult children, 2 grandchildren, and a recent great granddaughter. She loves to travel (Jamaica is her favorite so far) and is very active in her local church. She's always sharing fun facts, and hits us with hilarious sarcasm when we least expect it.

Janna Konke

Sr. Customer Service Representative

Zach Lease

Licensed Customer Service

Chloe Shumaker

Licensed Customer Service

Kristi Minnigh

Agency Owner- Personal Financial Representative

Kristi is the owner of The Kristi Agency on National Highway in LaVale. She has proudly represented Allstate since 2010 and became an agency owner in 2016. The insurance industry has enabled her to help local families and businesses protect their loved ones and assets, while building lasting relationships.

Kristi graduated from Allegany High School Class of 2009, and Frostburg State University Class of 2013 with a B.S. Degree in Business Administration. She's an active member of the Allegany County Chamber of Commerce and currently serves as Chair of the Marketing Committee, and participates in different event committees throughout the year. Through her involvement with the Chamber, Kristi has built invaluable relationships with fellow business owners and members of the community.
When she’s not working you can usually find her doing something outdoors. She enjoys spending time with family, hiking, riding her motorbike, and going to motocross races. Kristi currently lives in Frostburg with her Great Pyrenees, Samson.

Dawn Boor

Licensed Sales Producer

Our team

Kelly Thomas

Licensed Sales Agent

Claudette Phillips

Reception

Janna Konke

Sr. Customer Service Representative

Zach Lease

Licensed Customer Service

Chloe Shumaker

Licensed Customer Service

Kristi Minnigh

Agency Owner- Personal Financial Representative

Dawn Boor

Licensed Sales Producer

Frequently asked questions

What are your agency hours?

Monday: 8:00 AM - 5:00 PM
Tuesday: 8:00 AM - 5:00 PM
Wednesday: 8:00 AM - 5:00 PM
Thursday: 8:00 AM - 5:00 PM
Friday: 8:00 AM - 5:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

Kristi Minnigh is insurance licensed in the state(s) of Maryland, Pennsylvania, Virginia, and West Virginia. If you do not reside in the state(s) of Maryland, Pennsylvania, Virginia, or West Virginia, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Allstate life insurance issued by Direct General Life Insurance Co., 911 Chestnut Street, Orangeburg SC 29115; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®