Allstate Insurance Agent Kristi Otto

Allstate Insurance Agent
Kristi OttoLavale, MD

Select a Product to Get a Quote
Auto Insurance
Home Insurance
Renters Insurance
Motorcycle Insurance
ATV Insurance

Office Hours

Day of the WeekHours
Mon8:00 AM - 5:00 PM
Tue8:00 AM - 5:00 PM
Wed8:00 AM - 5:00 PM
Thu8:00 AM - 5:00 PM
Fri8:00 AM - 5:00 PM
SatAvailable by appointment
SunClosed
After-hours appointments available.
Available 24/7 at

1236 National Hwy
Lavale, MD 21502
US

Map of 1236 National Hwy in Lavale

Areas Served

Maryland, Lavale, Cumberland, Frostburg, Cresaptown, West Virginia, Pennsylvania, Virginia, District of Columbia

Landmarks

Located in the Harbor Freight Plaza. We're in between Aaron's Jewelers & the Armed Forces Career Center.

Additional Contact

Fax: (301) 761-3328
Kristi Otto: Allstate Insurance
You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Kristi Otto

I’ve proudly represented Allstate since 2009. The agent I used to work for helped me realize my greater purpose of becoming an agency owner. My dream came true in 2016 when I opened my agency in my hometown. I grew up in LaVale and live in Finzel. I like the small-town friendliness and the ability to build real, lasting relationships with customers.


I also enjoy giving back to my hometown. I’m a member of the Allegany County Chamber of Commerce, the Western Maryland Jaycees and more. I donate a lot of my time volunteering and sponsoring other local organizations and events.


My husband, Garrett, and I also spend time with our three dogs, Samson, Gunner and Goliath, and we love doing anything outdoors. LaVale is full of history and we enjoy visiting the many beautiful historic buildings and landmarks around town, including the Great Allegheny Passage.


It's rewarding to help people learn how to protect what they love most. Our team is unique because we include a great range of diverse professionals. We value face-to-face customer interaction as well as the convenience of technology. Whether you’re looking for business insurance or all-terrain vehicle insurance – or if you’d simply like to get a quote started – call us today. We look forward to meeting and working with you!

I’ve proudly represented Allstate since 2009. The agent I used to work for helped me realize my greater purpose of becoming an agency owner. My dream came true in 2016 when I opened my agency in my hometown. I grew up in LaVale and live in Finzel. I like the small-town friendliness and the ability to build real, lasting relationships with customers.


I also enjoy giving back to my hometown. I’m a member of the Allegany County Chamber of Commerce, the Western Maryland Jaycees and more. I donate a lot of my time volunteering and sponsoring other local organizations and events.


My husband, Garrett, and I also spend time with our three dogs, Samson, Gunner and Goliath, and we love doing anything outdoors. LaVale is full of history and we enjoy visiting the many beautiful historic buildings and landmarks around town, including the Great Allegheny Passage.


It's rewarding to help people learn how to protect what they love most. Our team is unique because we include a great range of diverse professionals. We value face-to-face customer interaction as well as the convenience of technology. Whether you’re looking for business insurance or all-terrain vehicle insurance – or if you’d simply like to get a quote started – call us today. We look forward to meeting and working with you!

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
20+
Years in the
Community
Bachelor of Business Administration-Frostburg State University
Family Junction Superhero Challenge

Our team

Bundle & save on insurance

Auto Insurance

Protecting what you love can be practical, too. With Allstate, you'll save when you purchase auto insurance along with another product. Your agent can help you maximize your savings and decide if bundling is right for you.

Home Insurance

Protecting your home can save you money. When you purchase a home policy with at least one other Allstate policy, you'll unlock our bundling discount. Talk to your Allstate agent to learn how you can maximize your savings and best protect your home.

Life Insurance

Protecting the people you love is your first priority. But, when you purchase a life insurance policy alongside another Allstate product, you can also save money. Talk to an agent for help deciding if bundling is right for you.
Learn More

Our team

Local events & news

Promotional image

Allstate AFCA Good Works Team®

I had the honor of presenting Ryan Landis of Frostburg State University with the 2019 Allstate AFCA Good Works Team® award for his commitment to giving back. Click the "Lean More" link below to check out the full team and vote for this year’s Allstate AFCA Good Works Team captain! To be considered for the Allstate AFCA Good Works Team, a football player must be actively involved with a charitable organization or service group while maintaining a strong academic standing.
I had the honor of presenting Ryan Landis of Frostburg State University with the 2019 Allstate AFCA Good Works Team® award for his commitment to giving back. Click the "Lean More" link below to check out the full team and vote for this year’s Allstate AFCA Good Works Team captain! To be considered for the Allstate AFCA Good Works Team, a football player must be actively involved with a charitable organization or service group while maintaining a strong academic standing.

Bundle & save on insurance

Auto Insurance

Protecting what you love can be practical, too. With Allstate, you'll save when you purchase auto insurance along with another product. Your agent can help you maximize your savings and decide if bundling is right for you.

Home Insurance

Protecting your home can save you money. When you purchase a home policy with at least one other Allstate policy, you'll unlock our bundling discount. Talk to your Allstate agent to learn how you can maximize your savings and best protect your home.

Life Insurance

Protecting the people you love is your first priority. But, when you purchase a life insurance policy alongside another Allstate product, you can also save money. Talk to an agent for help deciding if bundling is right for you.
Learn More

Put your home in Good Hands®

Family at home in a kitchen
Protect the place you and your family love to call home! I can help you get the customized coverage your home needs and the savings you deserve.
Get a QuotePromotion Details
Kristi Otto is insurance licensed in the state(s) of Maryland, Pennsylvania, Virginia, and West Virginia. If you do not reside in the state(s) of Maryland, Pennsylvania, Virginia, or West Virginia, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.