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10111 Colesville RdSte 125Silver Spring, MD 20901
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Protect What Matters Most
Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.
What's Covered by Homeowners Insurance?
There's no stock answer to what homeowners insurance covers, as policies vary from customer to customer and from state to state. But there are some standard coverages included in most homeowners policies, such as protection for your dwelling and personal property for certain natural disasters and personal liabilities. It's important to know exactly what is and isn't covered by your policy and to understand your coverage limits. If you'd like to talk through your current policy or get coverage tailored to life in MD, I'd be happy to help.
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Car Insurance for College Students
When you think about college, you may think about choosing a school, how to decorate a dorm or apartment and what classes to take. Car insurance may not be on your radar, but it's something you should review if you're heading off to school. You may be eligible for discounts, especially if you're not bringing a car to campus or if you maintain good grades. Be smart and call me before you start your school year!
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Vacation Home Coverage
Whether you're looking for that perfect spot on the beach, want a kitchen to use or need somewhere with room for extended family, sometimes a vacation rental is the best fit for your getaway. And while you probably thought about the cost, you may not have thought about the insurance implications of staying in a rental. Are you covered if your suitcases are stolen during your stay? What happens if the home is damaged while you're there? Before you start packing, make sure you'll be covered while you're away.
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New Parents
When you find out a new baby is on the way, you'll probably dive head-first into decorating the baby's room, researching the perfect stroller and stocking up on diapers. Life insurance is not likely on the top of your list, but maybe it should be. It's understandable that your immediate focus is on what your baby needs in those first few months and years, but making sure you have life insurance may help protect her future needs, too. Here are some important things to consider as you're planning for your growing family's future.
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Liability Insurance for Your Business
Part of owning a business is staying one-step ahead and managing risks before they happen. But no amount of planning can keep accidents from happening, and it's good to have some backup. That's where liability insurance comes in - it may help protect your business in the event of a work-related accident or mistake that damages a third party. I'm here to answer any questions you may have, but keep these questions in mind when you're choosing liability coverage for your business.
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Motorcycle Passenger Protection
Sometimes the best way to enjoy a ride is with a friend on the back of your motorcycle. Before you take a friend or family member out for a ride, though, keep in mind that protection is essential for you and your passenger. Aside from donning helmets and safety gear, it's also a good idea to check your motorcycle insurance covers for passengers. Before you hit the road, take a look at these motorcycle passenger coverage requirements and tips for reducing accidents.
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Motorhome Insurance Basics
If you own a motorhome or are thinking about purchasing one, here are some things you may want to consider when it comes to protecting your home on wheels.
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Condo Association Coverage
If you own a condo, you may find that two different insurance policies help protect separate parts of your unit. While you are typically responsible for insuring your personal property such as furniture, clothing and other inside components, the condo association's master insurance policy usually helps protect the building's structure and common areas shared by multiple residents. It's important to understand what your condo association's insurance covers so that you can make arrangements to protect other aspects of your home.
Learn More Leydine Zapata is insurance licensed in the state(s) of District Of Columbia, Maryland, and Virginia. If you do not reside in the state(s) of District Of Columbia, Maryland, or Virginia, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
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